Finax review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Finax suits beginners who want a managed ETF portfolio with no monthly charge. The entry point is low, with a minimum investment of €10, and the protection runs through both EU DGS up to EUR 100,000 for deposits and EU ICS up to EUR 20,000 for investments.
Key facts
- Best for
- Beginners wanting a small, set-and-forget managed portfolio.
- Management fee
- 0.65% to 1%↗
- Minimum investment
- €10↗
- Regulators
- National Bank of Slovakia↗
- Investor protection
- EU ICS up to EUR 20,000↗
- Portfolio types
- ETF↗
- Legal entity
- Finax, o.c.p. a.s.↗
- Headquarters
- Slovakia↗
- Founded
- 2018↗
- Support channels
- Phone, Email, Help-centre↗
- Official website
- finax.eu
Brokers
Savings
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Anytime withdrawal free of charge, funds in 3-10 days↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 8 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Low entry point, with a minimum investment of €10 and a minimum deposit of €10
- Managed ETF portfolios (etf) aimed at beginners, so nothing has to be picked by hand
- Support runs on phone, email and help centre and a mobile app (mobile app) handles the account day to day
- An easy-access account (easy access) with no notice period to serve
Cons
- Stock picking is not among its portfolio types (etf), which cover ETFs only
- Getting money out is not instant: Anytime withdrawal free of charge, funds in 3-10 days
- It is headquartered in Slovakia rather than the UK, so the account sits under Slovak rules
Who it suits
- Beginners building a first portfolio
- People who want a set portfolio rather than picking shares
- Investors who want deposits and investments both covered
Who should look elsewhere
- eToro users who want to place their own trades rather than hold a managed portfolio
- Anyone after a free provider: Empower Personal Dashboard has a management fee of 0%
- People who prefer a larger starting commitment: Axos Invest asks $100 to start
Who runs it
Finax is run by Finax, o.c.p. a.s., a company founded in 2018 and headquartered in Slovakia. Support runs on phone, email and help centre, so you can reach the team by phone, by email or through the help centre. The business is built around a single easy-access investment account rather than a wider banking relationship.
How Finax compares
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.0
8.6 vs 9.4
8.6 vs 8.7
8.6 vs 8.5
8.6 vs 9.4
8.6 vs 9.3
8.6 vs 8.7
8.6 vs 8.9
8.6 vs 9.2Trades directly instead of running a managed portfolio, with a management fee of 0%.
8.6 vs 8.7
8.6 vs 9.3
8.6 vs 9.0
8.6 vs 9.0
8.6 vs 9.2
8.6 vs 9.0
8.6 vs 8.6
8.6 vs 8.5
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8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.3A managed portfolio with a management fee of 0%.
8.6 vs 9.3
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8.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.3
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8.6 vs 9.3
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8.6 vs 9.2
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8.6 vs 9.0
8.6 vs 9.0
8.6 vs 9.0
8.6 vs 9.0
8.6 vs 9.0
8.6 vs 8.9
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8.6 vs 8.5
8.6 vs 8.5
8.6 vs 8.4
8.6 vs 8.2- 8.6 vs 8.0
Where Finax is available
- Available
- Croatia, Czechia, Hungary, Ireland, Poland, Romania, Slovakia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Finax charge?+
The management fee is 0.65% to 1%, the monthly fee is €0 and deposits carry No deposit fee. Support runs on phone, email and help centre if you want to check the details for your own portfolio.
How much do I need to start?+
The minimum investment is €10, and the minimum deposit is €10. Both sit well below the €60.06 typical for this kind of provider, so a small first amount is enough to begin.
Is my money protected?+
Deposits sit under EU DGS up to EUR 100,000 and investments under EU ICS up to EUR 20,000, so cash and holdings are handled by separate EU schemes. The company itself is Finax, o.c.p. a.s., based in Slovakia.
How do I get my money out?+
The account allows a withdrawal at any time, with the terms given here: Anytime withdrawal free of charge, funds in 3-10 days. The account kind is easy access, so no notice period has to be served before the money leaves.
What can I invest in?+
The range covers etfs, stocks and bonds, and the managed portfolios are etf based. That is a set portfolio run for you rather than a share dealing account, so individual shares are picked by the manager.
Can I run it from my phone?+
A mobile app is part of the service (mobile app), and support runs on phone, email and help centre. The service is aimed at beginners, so the account is designed to be set up and left running rather than traded.
Who is Finax for?+
Finax is aimed at beginners and the portfolio style is etf. It suits people who want a managed account, but a stock picker would be better served elsewhere. The entry amount is €10.
Sources
- investingintheweb.com/reviews/finax-review checked September 26, 2026
Backs: Minimum deposit, Pricing model
“Minimum deposit EUR 10 - managed portfolios”
- subjekty.nbs.sk checked September 26, 2026
Backs: Deposit protection
- finax.eu/en checked September 26, 2026
Backs: Account kind, Founded, Headquarters, Legal entity
“Global Investing: Invest as you prefer and without lock-in.”
- finax.eu/en/blog/we-keep-our-word-were-making-it-cheaper-... checked September 26, 2026
Backs: Deposit and withdrawal fees
“abolishing the payment processing fee as of 1 July 2023”
- finax.eu/en/faq checked September 26, 2026
Backs: Minimum investment, Portfolio types
“The minimum deposit for a one-time investment is 10 euros. The minimum deposit for regular monthly investments is 10 euros.”
- finax.eu/en/fees-and-price-list checked September 26, 2026
Backs: Audience, Features, Management fee, Markets, Monthly fee, Support channels
“Goal-based investing - For beginners”
- finax.eu/en/how-it-works checked September 26, 2026
Backs: Access terms
“Ending your investment, ending it early, or withdrawing your money is completely free of charge.”
- finax.eu/en/safety-and-risk checked September 26, 2026
Backs: Investor protection, Regulators
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.