Updated September 29, 2026 · SumCue Editorial Team
EKTA travel insurance vs LowestRates.ca
EKTA travel insurance
Higher score in this comparison
LowestRates.ca
What sets them apart
| Compare | EKTA travel insuranceReviewSee alternativesSee alternatives | LowestRates.caReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | $0.99 | CA$0 |
| Insurance types | Travel | Auto, Home, Life, TravelCovers more |
| Provider type | Insurer | Comparison site |
| Monthly payments | No | YesHas it |
| Cover limit | 50,000 USD | Not confirmed |
| Claims channels | Phone, Email, Whatsapp, Telegram, Online assistance | Not confirmed |
| Age range | 0-100 | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- EKTA travel insurance scores higher overall: 9.2 vs 8.8.
- Monthly payments: only LowestRates.ca.
- Insurance types: only LowestRates.ca offers Auto, Home, Life.
- Support channels: only EKTA travel insurance offers Email, Phone, Chat.
- Support channels: only LowestRates.ca offers Help centre.
Our verdict on each
EKTA travel insurance
EKTA travel insurance suits people seeking inexpensive travel cover with support by phone, email and chat. It is an insurer rather than a broker, premiums start at $0.99, and monthly payments are unavailable, so buyers may prefer a single-payment policy.
LowestRates.ca
LowestRates.ca suits Canadian households who want to price cover, borrowing and a mortgage in one pass, because it is a comparison site and a marketplace rather than a provider of its own. Entry premiums start at CAD 0, personal loans run CAD 500 to CAD 45,000, and early repayment is free.
Score breakdown
| Area | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| Cost | 9.0Travel premiums start at $0.99, while monthly payments are unavailable. | 9.5HigherCosts sit low across products: the loan origination fee is 0 and the mortgage product fee is CAD 0, against an APR of 10%. |
| Offer | 9.1Higher | 8.6 |
| Trust | 9.5Higher | 8.3 |
Side by side, item by item
| Insurance types | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Life | No | Yes |
| Travel | Yes | Yes |
Choosing between them
Pick EKTA travel insurance if offer matter most.
Pick LowestRates.ca if cost, insurance types, and monthly payments matter most.
How they place
| Ranking | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| Insurance | 164 of 627 | 390 of 627 |
| Travel insurance | 88 of 278 | 203 of 278 |
Where these facts come from
EKTA travel insurance
- ektatraveling.com: 11 facts, checked September 26, 2026
LowestRates.ca
- lowestrates.ca: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| Audience | Expats, Seniors | Not confirmed |
| Pricing model | Not confirmed | Monthly |
| Legal entity | IC "Auras Insurance" LLC | Rates.ca Group Ltd. |
| Headquarters | Comoros | Canada |
| Founded | Not confirmed | 2012 |
| Support channels | Email, Phone, Chat | Help centre |
Loans
| Fact | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| APR | Not confirmed | 10% |
| Loan amount | Not confirmed | CA$500 to CA$45,000 |
| Arrangement fee | Not confirmed | 0 |
| Credit check | Not confirmed | Soft prequal |
| Funding time | Not confirmed | within 24 hours |
| Lender type | Not confirmed | Marketplace |
| Free early repayment | Not confirmed | Yes |
| Eligibility | Not confirmed | 18 or older, Canadian residency, Canadian bank account, minimum 12 months credit history, minimum income $1,250 per month, employed at least three months |
| Loan types | Not confirmed | Personal, Debt consolidation, Business, Car, Bridging, Student |
| Use cases | Not confirmed | Home improvement |
Mortgages
| Fact | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| Initial rate | Not confirmed | 3.89% |
| Fixed period | Not confirmed | 5 years |
| Maximum loan to value | Not confirmed | 80% |
| Product fee | Not confirmed | CA$0 |
| Purpose | Not confirmed | Purchase, Remortgage, First time buyer, Home equity |
Pros and cons
EKTA travel insurance
Pros
- Premiums start at $0.99.
- The provider is an insurer.
- Support runs through email, phone and chat.
Cons
- Monthly payments are unavailable.
- Insurance types are limited to travel.
- The stated cover limit is 50,000 USD.
LowestRates.ca
Pros
- Premiums start at CAD 0, the floor of the insurance table and the easiest figure to sort on.
- Personal loans run CAD 500 to CAD 45,000 and the credit check is soft prequal, so a reader can see the price without a full search.
- Free early repayment is available, so a loan can be cleared ahead of schedule without a charge.
Cons
- Support runs on help centre only, so a question about a live application has fewer routes than a staffed desk.
- Loan amounts run CAD 500 to CAD 45,000, so a renovation or consolidation bill near the top of that range needs a different product.
- The fixed period of 5 is short against a wider market where the longest fixes reach 40.
Who each suits
EKTA travel insurance
Who it suits
- Expats seeking travel cover.
- Seniors seeking travel cover.
- Travellers able to pay without monthly payments.
Who should look elsewhere
- bunq or bunq Spain, whose listed starting amounts are €0 and €0.
- Linxea, whose listed starting amount is €25 and is associated with life insurance rather than EKTA's travel cover.
LowestRates.ca
Who it suits
- Canadian households comparing auto, home and life cover who want a starting price before they apply.
- Borrowers who would rather see a rate than have a file searched, since the loan search runs as soft prequal.
- Homebuyers with a purchase or a remortgage in view, since mortgage quotes cover purchase, remortgage and first time buyer.
Who should look elsewhere
- Readers who want a single provider behind the cover rather than a table, where Linxea sets its own starting premium of €25.
- Anyone starting from a bank app rather than a comparison, such as bunq or bunq Spain, which also show a starting premium of €0.
- Applicants without Canadian residency, a Canadian bank account and a credit history of a minimum length.
Current offers
EKTA travel insurance
Current offer
Discount code
EKTA TRAVELING PROMO: additional 5% discount by email: 5%
Enter your personal email address on the About page to receive a personal promo code; valid only once
Source, checked September 26, 2026
Country by country
| Country | EKTA travel insurance | LowestRates.ca |
|---|---|---|
| Canada | No | Yes |
Questions about each
EKTA travel insurance
How much does EKTA travel insurance cost?+
Travel premiums start at $0.99. The provider is a direct insurer, so the starting premium comes from the insurer rather than a broker. Monthly payments are unavailable, which may affect the overall cost of the policy.
Who provides EKTA travel insurance?+
EKTA is an insurer, not a broker. The legal entity named for the provider is IC "Auras Insurance" LLC, and the stated insurance types include travel.
LowestRates.ca
What is the starting premium at LowestRates.ca?+
Entry premiums start at CAD 0, which is the figure shown at the top of the insurance table. Because LowestRates.ca is a comparison site, that is a starting point for cover rather than a quote for an individual risk. The price a reader pays is set by the insurer that returns the quote.
Can I pay for insurance monthly?+
Monthly payments are available on the insurance side, with monthly as the listed payment model. That spreads a policy into regular amounts across the year rather than a single larger payment. Readers who budget tightly can plan around a fixed sum instead of a yearly bill that lands at once.
Other options to compare
Other matchups
EKTA travel insurance
LowestRates.ca