Deutsche Skatbank review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Deutsche Skatbank offers term and fixed-term deposits with an agreed term, opened as individual accounts. Early termination is excluded.
Key facts
- Best for
- Customers in Germany comparing fixed-term deposit products and account conditions.
- Headline rate
- 1.42%↗
- Rate type
- Variable↗
- Term
- 12 to 84 months↗
- Minimum deposit
- €0↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Daily access to the full balance, transfers to a reference account at any time, no maximum deposit↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- Deutsche Skatbank, Zweigniederlassung der VR-Bank Altenburger Land eG↗
- Headquarters
- Germany↗
- Founded
- 2007↗
- Support channels
- Phone, Email, Help-centre↗
- Pricing model
- Fixed rate
- Official website
- skatbank.de
Loans
- APR
- 6.01%↗
- Loan amount
- €3,000 to €50,000↗
- Arrangement fee
- 0 EUR↗
- Credit check
- Hard↗
- Funding time
- Money available directly after approval↗
- Representative example
- NetCredit 2/3 example: 5.85 % p.a. nominal rate, 6.01 % effective annual rate; net loan amount 10,000.00 EUR; term 60 months; total amount 11,554.35 EUR; monthly rate 193.00 EUR; creditworthiness assumed↗
- Lender type
- Direct lender↗
- Free early repayment
- No↗
- Eligibility
- Of age (adult), regular income from non-self-employed work, permanent residence in Germany, creditworthy; no self-employed applicants↗
- Origination fee (%)
- 0%↗
- Loan types
- Personal↗
- Features
- Same-day funding
Apps and profiles
- Elsewhere
- facebook.cominstagram.comtiktok.com
Pros and cons
Pros
- Term and fixed-term deposits with a term agreed in advance.
- Individual-account opening.
Cons
- The stated terms do not allow early termination.
Who it suits
- Customers in Germany comparing fixed-term deposit products and account conditions.
How Deutsche Skatbank compares
9.1 vs 8.0
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.5
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.9
9.1 vs 9.2
9.1 vs 8.7
9.1 vs 9.3
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0- 9.1 vs 8.0
9.1 vs 9.0
9.1 vs 8.6
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.4- 9.1 vs 8.0
9.1 vs 9.0
Where Deutsche Skatbank is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is the minimum deposit at Deutsche Skatbank?+
The minimum deposit at Deutsche Skatbank is €0. (Source, checked September 26, 2026)
Does Deutsche Skatbank charge a monthly fee?+
The monthly fee at Deutsche Skatbank is €0. (Source, checked September 26, 2026)
Which company operates Deutsche Skatbank?+
Deutsche Skatbank is operated by Deutsche Skatbank, Zweigniederlassung der VR-Bank Altenburger Land eG. (Source, checked September 26, 2026)
Where is Deutsche Skatbank based?+
Deutsche Skatbank is based in Germany. (Source, checked September 26, 2026)
When was Deutsche Skatbank founded?+
Deutsche Skatbank was founded in 2007. (Source, checked September 26, 2026)
How can I contact Deutsche Skatbank support?+
Deutsche Skatbank offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- de.wikipedia.org/wiki/VR-Bank_Altenburger_Land checked September 26, 2026
Backs: Founded
- portal.mvp.bafin.de/database/InstInfo/institutDetails.do checked September 26, 2026
Backs: Deposit protection, Licences
- skatbank.de/privatkunden/kredit-und-finanzieren/bonitaet-... checked September 26, 2026
Backs: Credit check
- skatbank.de/privatkunden/kredit-und-finanzieren/privatkre... checked September 26, 2026
Backs: Loan amount, APR, Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Pricing model, Arrangement fee, Origination fee (%), Representative example, Term
“Nettokreditbetrag: 3.000,- bis 50.000,- Euro”
- skatbank.de checked September 26, 2026
Backs: Support channels
- skatbank.de/impressum.html checked September 26, 2026
Backs: Headquarters, Legal entity
- skatbank.de/privatkunden.html checked September 26, 2026
Backs: Monthly fee
“0,00 EUR im Monat - Trumpfkonto”
- skatbank.de/privatkunden/geldanlage-und-sparen/produkte/g... checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Rate type
“Anlagebetrag: Mindestanlagebetrag: keiner”
- skatbank.de/privatkunden/girokonto-und-bezahlen/produkte/... checked September 26, 2026
Backs: Card type, Card network
“Mit unserem Trumpfkonto ... girocard”
Compiled from 9 source pages, checked October 14, 2026. We did not open an account.
Deutsche Skatbank
Customers in Germany comparing fixed-term deposit products and account conditions.