cryptosmart review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
CryptoSmart is an Italian crypto exchange aimed at beginners who want a free mobile wallet and a taker fee of 0.2% on every trade. It is authorised by Consob and Banca d'Italia, so the operator is properly supervised, though the choice of assets and deposit methods is narrow.
Key facts
- Best for
- Beginners who want a free mobile crypto wallet at a low taker fee.
- Taker fee
- 0.2%↗
- Coins listed
- 34↗
- Regulators
- Consob (Commissione Nazionale per le Societa e la Borsa), Banca d'Italia, Commissione Nazionale per le Societa e la Borsa (CONSOB)↗
- Fiat deposit methods
- Bank↗
- Withdrawal fee
- 0.00005 BTC; 0.001 ETH; 1 EUR (Bonifico Euro); 12 EUR + 0.22% (min 4 EUR) Bonifico Extra UE↗
- Derivatives
- No↗
- Exchange type
- Cex↗
- Legal entity
- CRYPTOSMART S.P.A.↗
- Headquarters
- Italy↗
- Support channels
- Phone, Chat, Email, Help-centre↗
- Features
- Custodial, Staking
- Official website
- cryptosmart.it
Crypto wallets
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInXfacebook.com
Pros and cons
Pros
- Regulated in Italy, with Consob (Commissione Nazionale per le Societa e la Borsa), Banca d'Italia and Commissione Nazionale per le Societa e la Borsa (CONSOB) supervising the firm.
- Support runs on phone, chat and email, so help comes with both live and documented routes.
- The feature set covers custodial and staking, so staking sits alongside the custodial wallet.
- A taker fee of 0.2% sits below bunq at 0.25% to 1.99%, eToro at 1% and Vivid Plus at 2.25%.
Cons
- The coin list is thin: 34 coins, ranking 120 of 176 brands on coins listed.
- Deposits run through bank only, so funding depends on bank transfers.
- No derivatives are offered, so there is no futures or leveraged market beyond spot.
Who it suits
- Beginners in Italy and elsewhere in Europe who want a regulated place to start buying crypto.
- Phone users who want a free app with staking and no desktop terminal.
- People happy to hold balances on the exchange rather than in a wallet they control.
Who should look elsewhere
- Traders after yield on idle balances: Vivid Plus runs a crypto earn offer costing 2.25%, and CryptoSmart has no derivatives.
- People who put a long coin list first: CryptoSmart lists 34 coins, so eToro at 1% and bunq at 0.25% to 1.99% are worth weighing.
Safety of your money
CryptoSmart operates under Italian supervision, listed with Consob (Commissione Nazionale per le Societa e la Borsa), Banca d'Italia and Commissione Nazionale per le Societa e la Borsa (CONSOB). Its Consob authorisation is recorded as Delibera n. 24047 del 24 giugno 2026, and its MiCA CASP registration as MiCA CASP 815600C7E86B02BBE483, which places it inside the EU crypto asset service provider framework. Banca d'Italia also sits in the regulator list, so the firm answers to more than a single Italian authority.
Who runs it
CryptoSmart trades as CRYPTOSMART S.P.A. and is headquartered in Italy. Its Consob authorisation is recorded as Delibera n. 24047 del 24 giugno 2026, and its MiCA CASP registration as MiCA CASP 815600C7E86B02BBE483, which ties the firm to the EU crypto asset rules. Support runs on phone, chat and email, so help stays available when an account is on hold.
How cryptosmart compares
9.2 vs 9.5
9.2 vs 9.3
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.2eToro takes a 1% taker fee, so it is the pick for traders happy to pay more per trade than the 0.2% charged here.
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.3
9.2 vs 9.0
9.2 vs 9.0
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9.2 vs 9.0
9.2 vs 8.6
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9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.5
9.2 vs 8.4- 9.2 vs 8.0
Where cryptosmart is available
- Available
- Italy
- Licence in Italy
- Consob (Commissione Nazionale per le Societa e la Borsa) (Delibera n. 24047 del 24 giugno 2026), checked September 26, 2026
- Licence in Italy
- Banca d'Italia, checked September 26, 2026
- Licence in Italy
- Commissione Nazionale per le Societa e la Borsa (CONSOB) (MiCA CASP 815600C7E86B02BBE483), checked September 26, 2026, also valid in Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on CryptoSmart?+
Trading costs sit on the taker fee, which is 0.2% on spot trades. The app itself is free, priced at €0, so there is no subscription to pay. Withdrawals are not free though: a per-coin network charge applies, there is a fee on euro bank transfers, and a larger fee with a percentage element sits on extra-EU transfers.
Is CryptoSmart regulated?+
Yes, in Italy. The firm is listed with Consob (Commissione Nazionale per le Societa e la Borsa), Banca d'Italia and Commissione Nazionale per le Societa e la Borsa (CONSOB), its Consob authorisation is recorded as Delibera n. 24047 del 24 giugno 2026, and its MiCA CASP registration as MiCA CASP 815600C7E86B02BBE483 puts it inside the EU crypto asset service framework.
Do I hold the crypto myself?+
No. Custody here is custodial, so CryptoSmart holds the coins and the app shows a balance rather than a wallet you control. That keeps trading and staking simple, but it also means a move to a self-custody wallet starts with a withdrawal and the fees that come with it.
How do I add euros?+
Fiat money goes in by bank transfer, since deposits run through bank. Card deposits are not listed, so top-ups need planning around a transfer rather than an instant pay. That suits people who already move money by bank transfer and prefer it to card.
How many coins can I trade?+
CryptoSmart lists 34 coins, which places it 120 of 176 brands on this comparison. Mainstream pairs are covered, while the tail of newer tokens is not, so it suits a small core holding more than a long list of new tokens.
Can I trade derivatives or futures?+
No. Derivatives are not offered here, so the market is spot only. That keeps leveraged positions off the table, and it also means you cannot hedge a long crypto holding with a short futures contract or set up a structured product.
What app and wallet do I get?+
The wallet type is mobile, so the account is built around a phone rather than a desktop terminal or a hardware device. Staking sits in the same app, with the feature set listed as custodial and staking, which keeps everyday buying and earning in one place.
How much do people lose trading crypto?+
Most retail crypto accounts lose money, and that is the norm across the exchanges compared here: the loss runs 65.75% to 74.5%. A taker fee of 0.2% makes trading cheaper, not safer, so treat any balance here as money you could lose.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=IT”
- cryptosmart.it checked September 26, 2026
Backs: Exchange type, Features, Wallet type
- cryptosmart.it/autorizzazionemicar checked September 26, 2026
Backs: Regulators
- cryptosmart.it/pagina/chi-siamo checked September 26, 2026
Backs: Custody
- cryptosmart.it/pagina/commissioni checked September 26, 2026
Backs: Coins listed, Derivatives, Fiat deposit methods, Price, Taker fee, Withdrawal fee
“Euro Bonifico Euro, deposito minimo 0 EUR; Euro Bonifico Extra UE, deposito minimo 0 EUR; Depositi: gratuiti”
- cryptosmart.it/pagina/sicurezza checked September 26, 2026
Backs: Support channels
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.