coinpay review

Updated October 12, 2026 · SumCue Editorial Team

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Our verdict

CoinPay.cr is known for joining crypto and everyday money tools inside one unified account. It works for households and businesses that want payments, transfers, digital assets and cards managed together.

Key facts

Best for
Crypto and fiat payments from one account
Exchange type
Cex↗
Legal entity
Raw Industries CCM S.R.L.↗
Headquarters
Costa Rica↗
Founded
2016↗
Support channels
Help-centre, Chat, Community↗
Features
Crypto, Virtual card, Custodial, Travel
Official website
coinpay.cr

Debit cards

Card type
Debit↗
Card network
Mastercard↗
Custody
Custodial↗

Crypto wallets

Wallet type
Software↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Pros and cons

Pros

  • Manages crypto, fiat balances and cards from one unified account
  • Supports physical and virtual cards for shop and online spending
  • Includes utility bills, gift cards and mobile top-ups in many countries
  • Provides business tools for mass payments and customer payment requests

Cons

  • Focuses on digital assets and card spending rather than wider banking services
  • Operates through a unified digital interface without physical branches
  • Depends on compatible networks and supported countries for some tools
coinpay

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Who it suits

  • Individuals managing digital assets alongside everyday payments
  • Businesses handling staff, supplier and customer payments in one place
  • Households wanting cards, bills and top-ups beside crypto

Who should look elsewhere

  • People seeking branch based banking
  • People avoiding digital asset products

Where coinpay is available

Available
Austria, Belgium, Brazil, Bulgaria, Costa Rica, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is CoinPay.cr?+

CoinPay.cr is a platform that connects financial networks and blockchain networks in a single account. It allows you to manage payments, transfers and digital assets together. It serves individuals, businesses and merchants.

What can individuals do with CoinPay.cr?+

Individuals can send and receive funds and manage digital assets and balances in different currencies. They can also pay utility bills, shop online and manage physical or virtual cards. Gift cards and mobile top-ups are available in multiple countries.

Which tools does CoinPay.cr offer businesses?+

Businesses can process payments and arrange mass payments to employees, suppliers or clients from one platform. They can also request customer payments through digital tools. The tools aim to simplify sales management and international operations.

Does CoinPay.cr offer cards?+

CoinPay.cr offers physical and virtual cards that work with international networks. You can use available funds for payments at physical shops and online merchants. Cards sit alongside transfers, digital assets and other services in the same account.

Which company operates coinpay?+

coinpay is operated by Raw Industries CCM S.R.L.. (Source, checked September 26, 2026)

Where is coinpay based?+

coinpay is based in Costa Rica. (Source, checked September 26, 2026)

When was coinpay founded?+

coinpay was founded in 2016. (Source, checked September 26, 2026)

How can I contact coinpay support?+

coinpay offers support through Help-centre, Chat, Community. (Source, checked September 26, 2026)

Sources

  • coinpay.cr checked September 26, 2026

    Backs: Exchange type, Founded, Wallet type

    “CoinPay.cr connects financial networks and digital assets into a single platform, allowing individuals and businesses to manage payments, transfers, and digital assets from one account”

  • coinpay.cr/cards checked September 26, 2026

    Backs: Card type, Features, Card network

    “Request your international Mastercard debit card”

  • coinpay.cr/support checked September 26, 2026

    Backs: Support channels

    “Contact our CoinPay.cr support chat for assistance, and we will respond within a few minutes. WhatsApp, Instagram, Facebook available”

  • coinpay.cr/terms checked September 26, 2026

    Backs: Custody, Legal entity

    “Level 1 allows the use of centralized digital wallets for the custody and management of virtual assets”

  • linkedin.com/company/coinpaycr checked September 26, 2026

    Backs: Headquarters

    “Escazú, San José, Costa Rica”

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Taker fee, Coins listed, Regulators, Fiat deposit methods.

coinpay

coinpay

Crypto and fiat payments from one account

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