Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

coinmate review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

coinmate runs a custodial spot exchange under the Czech National Bank, with taker fees of 0.05% to 0.35% and maker fees of 0% to 0.05% on standard orders. It suits euro-zone traders funding by bank or SEPA through bank and sepa, and support runs on email, chat and help centre for day to day questions.

Key facts

Best for
Euro-zone spot trading with low fees and a regulated custodian.
Taker fee
0.05% to 0.35%↗
Regulators
Czech National Bank, Czech National Bank (CNB)↗
Fiat deposit methods
Bank, SEPA↗
Maker fee
0% to 0.05%↗
Withdrawal fee
SEPA - 1 EUR, bank wire - 1 EUR, BTC - 0.00001 BTC / 0.00002 BTC, LTC - 0.0004 LTC, BCH - 0.00001 BCH↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
COINMATE a.s.↗
Headquarters
Czechia↗
Founded
2014↗
Support channels
Email, Chat, Help-centre↗
Features
Custodial
Official website
coinmate.io

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Regulated by Czech National Bank and Czech National Bank (CNB), holding licence MiCA CASP 3157005QCM6Y91CUV844
  • Taker fees of 0.05% to 0.35% sit below bunq at 0.25% to 1.99% and eToro at 1%
  • Maker fees of 0% to 0.05% on standard limit orders
  • Fiat deposits run through bank and sepa

Cons

  • Support runs on email, chat and help centre only
  • Key custody is custodial (custodial), so coinmate holds the keys to balances
  • Derivatives are not offered, so no futures or perpetual markets

Ready to try coinmate?

Scored 9.3 / 10 by SumCue.

See alternatives

Who it suits

  • Euro-area traders funding by bank or SEPA
  • Long-standing platforms: coinmate was founded in 2014
  • Holders who prefer a licensed custodian to self-custody

Who should look elsewhere

  • Leverage traders, since derivatives are not offered
  • Anyone paying in by card, as deposits cover bank and sepa
  • bunq users, whose taker fee runs 0.25% to 1.99% against coinmate's 0.05% to 0.35%

Safety of your money

coinmate appears with the Czech National Bank and Czech National Bank (CNB) and holds licence MiCA CASP 3157005QCM6Y91CUV844. The regulated entity is COINMATE a.s., headquartered in Czechia. Key custody is custodial (custodial), so the platform holds the keys to balances. Retail losses on this kind of venue run at 70.15%, so treat any balance as at risk.

Fees and currency costs

Taker fees run 0.05% to 0.35% on standard spot trading, and maker fees of 0% to 0.05% apply to limit orders. Withdrawal charges apply to SEPA and bank wire transfers, along with small network fees on BTC, LTC and BCH withdrawals. For context, the site median taker fee is 0.25%, so coinmate sits at the tighter end.

How coinmate compares

Where coinmate is available

Available
Czechia
Licence in Czechia
Czech National Bank, checked September 26, 2026
Licence in Czechia
Czech National Bank (CNB) (MiCA CASP 3157005QCM6Y91CUV844), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What trading fees does coinmate charge?+

Taker fees run 0.05% to 0.35% and maker fees of 0% to 0.05% apply to limit orders, which is below the site median of 0.25%. For comparison, bunq charges 0.25% to 1.99% and eToro charges 1% on the same trade.

How is coinmate regulated?+

coinmate appears with the Czech National Bank and Czech National Bank (CNB) and holds licence MiCA CASP 3157005QCM6Y91CUV844. The registered entity is COINMATE a.s., based in Czechia. That named oversight is the main reason to weigh a licensed venue against an offshore one.

Can I deposit money by bank transfer?+

Fiat deposits cover bank and sepa, so bank and SEPA transfers are the practical way in. Card is not among the listed deposit methods, and the same SEPA and bank wire routes carry withdrawal fees on the way out.

Does coinmate hold my coins for me?+

Key holding is custodial (custodial), so coinmate controls the keys to your balance and access depends on the platform. Anyone planning to hold for a long period may prefer a self-custody wallet instead.

When was coinmate founded and where is it based?+

coinmate was founded in 2014 and is headquartered in Czechia, operating through the legal entity COINMATE a.s.. A long operating history gives some context on how established the venue is, and the licence record ties it to a named regulator.

Does coinmate offer leveraged products?+

Derivatives are not offered, so there are no futures, perpetuals or margin positions. It is a spot exchange: you buy and sell coins directly, with taker fees of 0.05% to 0.35% and maker fees of 0% to 0.05% on limit orders.

How do I get help from coinmate?+

Support runs on email, chat and help centre, so questions go through chat, email or the help centre. A phone line is not among the listed channels, which matters if you need to chase a stuck withdrawal quickly.

Sources

  • esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “ae_homeMemberState=CZ”

  • coinmarketcap.com/exchanges/coinmate checked September 26, 2026

    Backs: Founded

    “Since our foundation in 2014, reliability, simplicity, and safety are everything to us.”

  • coinmate.io/en checked September 26, 2026

    Backs: Features, Regulators, Support channels

    “Advanced custody: Our cryptocurrency custody infrastructure is the most up-to-date one in the world.”

  • coingecko.com/en/exchanges/coinmate checked September 26, 2026

    Backs: Derivatives, Exchange type, Fiat deposit methods, Maker fee, Taker fee, Withdrawal fee

    “Margin Trading No”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Coins listed.

coinmate

Euro-zone spot trading with low fees and a regulated custodian.

9.3/10See alternatives