Coinmama review

The taker fee is 0.99% to 3.9%, the widest band among the options compared. bunq charges 0.25% to 1.99% and eToro charges 1% for the same kind of trade, while Vivid Plus sits at 2.25%. Frequent traders feel the difference within weeks.

Crypto withdrawals carry no transaction fee, so sending coins to a wallet you control costs nothing extra. That softens the cost of moving out, but it does not change what you pay to buy, since trades still run at a taker fee of 0.99% to 3.9%.

Fiat deposits run through card, bank and sepa, so a card, a bank transfer and SEPA each work for adding funds. That gives a choice of routes before any coins are bought, and the funding method does not affect the self-custody arrangement.

Coinmama is a centralised exchange, cex, and it also supports self-custody. Coins can be held in wallets you control rather than left on the platform, and the withdrawal leg that moves them out carries no transaction fee.

The catalogue lists from 500 coins, which allows a multi-coin position rather than a single holding. Someone tracking a handful of assets will find more than they need in one place, and the taker fee still applies on every trade.

Trading covers crypto only. Shares, ETFs, forex and bonds are not part of the account, so a household wanting a mixed portfolio keeps the crypto side here and runs the rest of its investments on another platform.

Coinmama fits buyers who purchase crypto and then hold it, rather than active traders. Fees apply on each trade at a taker fee of 0.99% to 3.9%, and a single market narrows what can be traded, so how often you trade matters more than the range on offer.