Cashbee review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Cashbee suits households wanting easy-access savings, app-based transactions and protected cash without a monthly fee. Its 2.5% to 3.5% headline rate is variable, and the account has a €10 minimum deposit. It is less suitable if a fixed rate or phone support is essential.
Key facts
- Best for
- Easy-access savings with a competitive variable rate and no monthly fee.
- Headline rate
- 2.5% to 3.5%↗
- Rate type
- Variable↗
- Minimum deposit
- €10↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Deposits and withdrawals in a few days, no constraints or fees, 24/7 from the app; funds availability immediate, effective return within 48h; deposits up to 100,000 EUR covered by the FGDR.↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- CashBee↗
- Headquarters
- France↗
- Founded
- 2018↗
- Support channels
- Email, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- cashbee.fr
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Easy-access savings with a 2.5% to 3.5% headline rate and a variable rate.
- No monthly fee of €0 for the account.
- Deposits and withdrawals have no constraints or fees, with access through the app.
- Deposit protection is stated as EU DGS up to EUR 100,000.
Cons
- The rate is variable, so the return can change: variable.
- Access is easy rather than a fixed-term arrangement: easy access.
- Support runs on email and help centre only, without a listed phone channel.
Who it suits
- People building an emergency fund or cash buffer who value easy access.
- Savers in France and Europe who want app-based deposits and withdrawals.
- Customers comfortable with a variable rate and no monthly fee.
Who should look elsewhere
- bunq may suit savers prioritising a different headline rate, with 3.01%.
- Wise may suit savers prioritising a different headline rate, with 3.29%.
- Finteres may suit savers prioritising a different headline rate, with 0% to 36%.
Who runs it
Cashbee is operated by CashBee and is based in France. It was founded in 2018. Customer support is available through email and help centre. The company’s listed French registrations include ACPR (Banque de France), ORIAS, ANACOFI and FR_ACPR.
How Cashbee compares
8.6 vs 8.0
8.6 vs 9.4
8.6 vs 9.48.6 vs 8.5
8.6 vs 9.4
8.6 vs 8.7
8.6 vs 8.9
8.6 vs 9.28.6 vs 8.7
8.6 vs 9.3
8.6 vs 9.08.6 vs 9.0
8.6 vs 9.0- 8.6 vs 8.0
8.6 vs 9.08.6 vs 8.6
8.6 vs 8.3
8.6 vs 9.5
8.6 vs 9.48.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.38.6 vs 9.3
8.6 vs 9.38.6 vs 9.2
8.6 vs 9.28.6 vs 9.2
8.6 vs 9.08.6 vs 9.0
8.6 vs 9.0
8.6 vs 9.0
8.6 vs 9.0
8.6 vs 8.98.6 vs 8.9
8.6 vs 8.9- 8.6 vs 8.9
8.6 vs 8.98.6 vs 8.8
8.6 vs 8.7
8.6 vs 8.5
8.6 vs 8.58.6 vs 8.5
8.6 vs 8.58.6 vs 8.5
8.6 vs 8.4- 8.6 vs 8.0
8.6 vs 9.0
Where Cashbee is available
- Available
- France
- Licence in France
- ACPR (Banque de France) (77488), checked September 26, 2026
- Licence in France
- ORIAS (19002094), checked September 26, 2026
- Licence in France
- ANACOFI (E010118), checked September 26, 2026
- Licence in France
- Banque de France, checked September 26, 2026
- Licence in France
- FR_ACPR (PSD_PI FR_ACPR!77488), checked September 26, 2026, also valid in Belgium, Germany, Spain, France, Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What interest rate does Cashbee offer?+
Cashbee offers a variable rate for easy-access savings, with a 2.5% to 3.5% headline rate. The rate can change, so the amount returned may vary over time.
How much do I need to deposit?+
The minimum deposit is €10. Cashbee describes the account as easy access, with access available through the app and no constraints or fees on deposits and withdrawals.
Is my cash protected?+
Cashbee states that EU DGS up to EUR 100,000 applies. Its access terms also say deposits up to the stated limit are covered by the FGDR.
How quickly can I access my money?+
Deposits and withdrawals can be made in a few days through the app, with funds availability described as immediate. Cashbee also says the effective return is within the stated period.
Who operates Cashbee?+
Cashbee is operated by CashBee and is based in France. Its stated licences include ACPR (Banque de France), ORIAS and ANACOFI, with regulator details listed for France.
What does it cost to keep the account?+
Cashbee has a €0 monthly fee and is described as having a no-monthly-fee model. The account also has a €10 minimum deposit.
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“EntityCode=FR_ACPR!77488; EntityType=PSD_PI; ENT_NAM=CashBee”
- cashbee.fr checked September 26, 2026
Backs: Founded, Support channels
- cashbee.fr/livret-cashbee checked September 26, 2026
Backs: Access terms, Account kind, Deposit protection, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term.
Cashbee
Easy-access savings with a competitive variable rate and no monthly fee.