BoursoBank review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
BoursoBank pairs a free easy-access savings book with a French current account, so the cost case rests on access rather than rate. For residents of France who already hold its current account, a variable rate of 1.5% to 2.5% with a €10 minimum deposit works well.
Key facts
- Best for
- Free easy-access savings for existing BoursoBank current account holders in France.
- Headline rate
- 1.5% to 2.5%↗
- Rate type
- Variable↗
- Term
- 12 to 120 months↗
- Minimum deposit
- €10↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Deposits and withdrawals free at any time, minimum balance EUR 10, up to 4 booklets, requires a BoursoBank current account↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- Boursorama SA↗
- Headquarters
- France↗
- Founded
- 1998↗
- Support channels
- Email, Phone, Chat, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- boursobank.com
Loans
- APR
- 4.9%↗
- Loan amount
- €3,000 to €75,000↗
- Arrangement fee
- 0 EUR↗
- Credit check
- Hard↗
- Representative example
- Personal loan of 10 000 EUR over 48 months: 48 monthly payments of 229,36 EUR excluding optional insurance, total due 11 009,28 EUR, fixed TAEG 4,90%↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Be of legal age, have regular income, be tax resident in metropolitan France or the French overseas departments, not be flagged at the Banque de France, and hold a BoursoBank current account for at least 3 months↗
- Origination fee (%)
- 0%↗
- Loan types
- Personal, Car, Debt-consolidation↗
- Use cases
- Home-improvement↗
- Features
- Travel
Personal insurance
Brokers
- Markets
- Stocks, ETFs↗
Apps and profiles
- Get the app
- App Store
- Elsewhere
- Trustpilotboursorama.com
Pros and cons
Pros
- No account cost: monthly fees of €0 on a easy access account
- Small entry point with a minimum deposit of €10, well below the site median of €0.88
- Deposits sit under EU DGS up to EUR 100,000
- More than one way to reach help: email, phone and chat
Cons
- The headline rate of 1.5% to 2.5% sits below the site median of 3%
- Access requires holding a BoursoBank current account
- The rate is variable, so it can move with the central bank
Who it suits
- Residents of metropolitan France and the French overseas departments who keep a BoursoBank current account
- Anyone saving in euros for short notice access rather than a fixed term
- Customers who want a small deposit to start with
Who should look elsewhere
- People wanting the highest variable rate in the set, where Wise pays 3.29%
- Savers who will not open or keep a French current account
Fees and FX
The savings account itself carries no charge: monthly fees run €0 and the pricing model is no monthly fee. The entry point is small, with a minimum deposit of €10, which sits well under the site median of €0.88 for savings accounts. Deposits and withdrawals are free at any time, and one person can hold up to four booklets. Card spending abroad comes with a currency conversion fee of 0% on the Visa network card.
The company behind it
The bank trades as Boursorama SA and is headquartered in France. It has been operating since 1998, growing out of the Boursorama brand. In France it sits under the supervision of the Autorité de contrôle prudentiel and the Autorité des marchés financiers, and savings deposits are covered by EU DGS up to EUR 100,000. Getting hold of the bank is straightforward, with email, phone and chat available.
How BoursoBank compares
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Where BoursoBank is available
- Available
- France
- Licence in France
- Autorité de contrôle prudentiel (ACB), checked September 26, 2026
- Licence in France
- Autorité des marchés financiers (AMF), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold savings at BoursoBank?+
The savings book itself is free: monthly fees come to €0 and the account runs on a no monthly fee basis. There is no charge for taking money out either, so deposits and withdrawals are free at any time. The only floor is a minimum deposit of €10.
What rate does the BoursoBank savings account pay?+
The account pays a variable rate of 1.5% to 2.5%, which can move as the central bank changes base rates. That is below the site median of 3% for savings, so it is a convenience rate rather than a top one. The account is easy access, so there is no term to serve out.
Is my money protected if BoursoBank fails?+
Deposits are covered by EU DGS up to EUR 100,000, the European deposit guarantee scheme. The bank is supervised in France by the Autorité de contrôle prudentiel, and it also reports to the Autorité des marchés financiers. The scheme covers the balance held, rather than the return on it.
Who can open a BoursoBank savings account?+
The account is open to anyone in metropolitan France and the French overseas departments who is tax resident there. Applicants need regular income and must not be flagged at the Banque de France. Crucially, opening it requires holding a BoursoBank current account already.
How many savings booklets can one person keep?+
One person can hold up to four booklets alongside the current account. Each keeps a minimum balance of €10. The account pays a variable rate of 1.5% to 2.5%, and money can be taken out whenever it is needed without a charge.
Does BoursoBank charge for spending abroad on its card?+
The Visa card it issues carries a currency conversion fee of 0% on foreign spending, according to the bank's tariff brochure. That is worth weighing if you use the card heavily overseas, since the rate is the cost of the card rather than the savings account. Card details are set out on the group's tariff sheet.
How do I get help from BoursoBank?+
Help is offered through email, phone and chat, so a query can go by phone, email, live chat or the help centre. The bank has operated in France since 1998 as Boursorama SA, and it is headquartered in France. Insurance claims run on a phone-only channel.
Sources
- fr.wikipedia.org/wiki/Boursorama checked September 26, 2026
Backs: Founded
- boursobank.com checked September 26, 2026
Backs: Annual fee, Card kind, Card type
“Comptes et cartes bancaires”
- boursobank.com/assurance checked September 26, 2026
Backs: Cover limit, Insurance types
- boursobank.com/assurance/assurance-auto checked September 26, 2026
Backs: Claims channels
- boursobank.com/assurance/assurance-habitation-alabri checked September 26, 2026
Backs: Provider type, Excess from, Monthly payments, Premium from
“Franchises choisies 250 EUR”
- boursobank.com/banque/cartes-sans-frais-et-services-a-l-e... checked September 26, 2026
Backs: Features
- boursobank.com/bourse checked September 26, 2026
Backs: Markets
- boursobank.com/credit/pret-personnel checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Free early repayment, Lender type, Loan types, Arrangement fee, Origination fee (%), Representative example, Term, Use cases
“Prêt personnel - Travaux: Montant minimum 3 000 EUR / Montant maximum 75 000 EUR”
- boursobank.com/epargne/livret-bourso-plus checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
- boursobank.com/landing/parrainage checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Support channels, Licences
“44 rue Traversière, CS 80134, 92772 Boulogne-Billancourt Cedex”
- boursorama.com/content/brochure_tarifaire/boursorama_bt-n... checked September 26, 2026
Backs: Currency conversion fee, Card network
“Carte Visa Classic WELCOME”
Compiled from 11 source pages, checked September 26, 2026. We did not open an account.
BoursoBank
Free easy-access savings for existing BoursoBank current account holders in France.