Bitstamp review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Bitstamp is a custodial exchange with a broad regulatory footprint, proof of reserves and staking, so it suits traders who put oversight and safety before the widest coin list. It lists 98 coins at standard spot fees, though it does not offer derivatives.

Key facts

Best for
Regulated spot trading with staking, proof of reserves and several fiat funding routes.
Taker fee
0.4%↗
Coins listed
98↗
Regulators
MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU), MiFID authorisation (EU), Financial Conduct Authority (FCA) MLR registration, New York State Department of Financial Services (BitLicense), FinCEN Money Services Business (MSB) registration, Monetary Authority of Singapore - Major Payment Institution licence, Commission de Surveillance du Secteur Financier (CSSF)↗
Fiat deposit methods
Card, ACH, Apple-pay, Bank↗
Maker fee
0.3%↗
Proof of reserves
Yes↗
Withdrawal fee
0.09% international wire transfer (minimum 15.00 USD/EUR); BTC free or 0.1% via BitGo Instant↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
Bitstamp Europe S.A.↗
Headquarters
Luxembourg↗
Founded
2011↗
Support channels
Chat, Email, Community↗
Features
Custodial, Staking
Official website
bitstamp.net

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Standard spot fees of 0.3% for makers and 0.4% for takers.
  • Bitstamp publishes proof of reserves.
  • Staking and custodial service are both listed under custodial and staking.
  • Fiat deposits run through the methods listed as card, ach and apple pay.

Cons

  • Taker fees of 0.4% are above the site's exchange median of 0.2%.
  • Balances are custodial, as custodial and staking lists custodial service.
  • Derivatives are not offered.
Bitstamp

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Scored 9.1 / 10 by SumCue.

Who it suits

  • Traders who want a regulated custodial exchange and care more about oversight than the lowest taker fee.
  • Holders who want staking on the same platform, with both services listed under custodial and staking.
  • Users who want several fiat deposit routes, listed as card, ach and apple pay.

Who should look elsewhere

  • Derivatives traders, since derivatives are not offered, and eToro is worth comparing at 1%.
  • Anyone who wants to hold their own keys, since custodial and staking lists custodial service, while bunq is listed at 0.25% to 1.99%.
  • Fee-first traders, as 0.4% sits above the site's exchange median of 0.2%, and Vivid Plus is listed at 2.25%.

How Bitstamp compares

Where Bitstamp is available

Licence in Luxembourg
MiCA CASP authorisation (EU), checked September 26, 2026
Licence in Luxembourg
Payment institution (PI) authorisation (EU), checked September 26, 2026
Licence in Luxembourg
MiFID authorisation (EU), checked September 26, 2026
Licence in United Kingdom
Financial Conduct Authority (FCA) MLR registration, checked September 26, 2026
Licence in United States
New York State Department of Financial Services (BitLicense), checked September 26, 2026
Licence in United States
FinCEN Money Services Business (MSB) registration, checked September 26, 2026
Licence in Singapore
Monetary Authority of Singapore - Major Payment Institution licence, checked September 26, 2026
Licence in Luxembourg
Commission de Surveillance du Secteur Financier (CSSF) (MiCA CASP 549300XIBGTJ0PLIEO72), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Frequently asked questions

What fees does Bitstamp charge for spot trading?+

Spot trading is charged at a maker fee of 0.3% and a taker fee of 0.4%, which are the standard published rates. The wider set of exchanges on this site shows a median taker fee of 0.2%, so costs differ across the category.

How many coins are listed on Bitstamp?+

Bitstamp lists 98 coins for spot trading. Across the exchanges compared here the median is 74.5 and the top quartile sits at 392, so this is a solid list without reaching the largest venues.

Which regulators hold Bitstamp permissions?+

The listed permissions are MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU) and MiFID authorisation (EU), and the CSSF entry carries the reference MiCA CASP 549300XIBGTJ0PLIEO72. These are authorisations, registrations and a licence held by the operating entity rather than one single protection scheme, so read what each one covers before relying on it.

Is proof of reserves published?+

Proof of reserves is published, which is the first thing to check on any custodial venue. That is a transparency statement about balances rather than a guarantee of your own funds, and since custodial and staking lists custodial service, the exchange still holds the keys.

How do I fund a Bitstamp account with fiat?+

Fiat deposits are available through the methods listed as card, ach and apple pay. Which of those routes are open to you can depend on where you live and how the account is set up, so check the list for your country before sending money and before assuming any rail is available.

What do withdrawals cost?+

Withdrawals by international wire transfer carry a percentage fee with a minimum charge. Bitcoin withdrawals can be free, or take a small percentage depending on the route used, so the cost of moving money off the exchange depends on the coin and the method you pick.

Can I stake through Bitstamp?+

Staking is one of the services listed under custodial and staking, alongside custodial custody, so staking is available on the platform. The listing does not spell out which assets can be staked or the terms attached, so check the current terms before committing funds to a reward rate.

How can I reach support?+

Support runs on chat, email and community only, so a question goes through chat, email or the community rather than a phone line, which is worth knowing before an order or withdrawal query needs a quick answer.

Does Bitstamp offer derivatives?+

Derivatives are not offered on the exchange, so anyone looking for perpetual futures or options will not find them here. Spot trading is the market, and the comparison site lists derivatives as present on part of the field under 50.9%.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Bitstamp

Bitstamp

Regulated spot trading with staking, proof of reserves and several fiat funding routes.

9.1/10See alternatives