Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Bitcoin Store review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Bitcoin Store is a Croatian crypto exchange and mobile wallet aimed at business users who want to hold, buy and spend crypto in one place. Trading fees run 0.5% to 6%, and the exchange is authorised under MiCA by HANFA.

Key facts

Best for
Business users in Croatia who want a crypto exchange, custodial wallet and Visa debit card together.
Taker fee
0.5% to 6%↗
Coins listed
from 150↗
Regulators
HANFA (Croatian Financial Services Agency) - MiCA authorised, ESMA register of crypto-asset service providers (CASPS), MiCA, Croatian Financial Services Supervisory Agency (HANFA)↗
Fiat deposit methods
Card, Bank, Apple-pay↗
Withdrawal fee
Per-coin network fee on withdrawal, e.g. 0.00005 BTC, 0.00035 ETH (ERC20), 0.005 SOL; crypto deposits free↗
Exchange type
Cex↗
Legal entity
DIGITAL ASSETS Limited liability company for intermediation and services↗
Headquarters
Croatia↗
Founded
2013↗
Support channels
Email, Chat, Phone, Help-centre↗
Features
Custodial
Official website
bitcoin-store.hr

Debit cards

Monthly fee
€1↗
Currency conversion fee
2.6%↗
Card type
Debit↗
Card network
Visa↗
Currencies
150↗
Custody
Custodial↗
Audience
Business

Crypto wallets

Wallet type
Mobile↗
Price
€0↗
Coins supported
150↗

Facts checked September 26, 2026, 8 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInXweb.facebook.com

Pros and cons

Pros

  • MiCA authorisation from HANFA, the Croatian Financial Services Agency, plus a listing on the ESMA register of crypto-asset service providers
  • A broad listing of from 150 coins, well above the exchange median of 74.5
  • Crypto deposits are free, and withdrawals carry only the per-coin network fee
  • Fiat deposits by card, bank and apple pay, plus support on email, chat and phone

Cons

  • Trading fees of 0.5% to 6% sit at the top of the exchange range, against a median of 0.2%
  • The card charges a monthly fee of €1 and a currency conversion fee of 2.6%
  • Custody is custodial, so the exchange holds the keys to your coins
Bitcoin Store

Ready to try Bitcoin Store?

Scored 9.2 / 10 by SumCue.

See alternatives

Who it suits

  • Businesses that settle in crypto and want a debit card linked to the same balance
  • Croatian residents who prefer a locally authorised exchange
  • Traders who value coin choice over the lowest trading fee

Who should look elsewhere

  • Traders who want low costs, since fees run 0.5% to 6% against a median of 0.2%
  • Anyone wanting self-custody, as the wallet is custodial
  • Card shoppers who want no monthly charge, since the card costs €1 a month

Fees and FX

Trading costs the most here: fees run 0.5% to 6%, well above the exchange median of 0.2%. Crypto deposits are free, and withdrawals charge only the per-coin network fee, so moving coins in and out adds little beyond the network cost. On the card side, the account carries a monthly fee of €1, and spending outside the euro costs a currency conversion fee of 2.6%.

The company behind it

Bitcoin Store is run from Croatia and has traded since 2013, which matters for a business audience. It holds a MiCA licence, listed as MiCA CASP 984500NB7D12BC5B4A79, and also appears on the ESMA register of crypto-asset service providers. Help runs on email, chat and phone, so you can reach a person by phone or chat as well as email if a deposit stalls.

How Bitcoin Store compares

Where Bitcoin Store is available

Available
Croatia
Licence in Croatia
HANFA (Croatian Financial Services Agency) - MiCA authorised, checked September 26, 2026
Licence in Croatia
ESMA register of crypto-asset service providers (CASPS), MiCA, checked September 26, 2026
Licence in Croatia
Croatian Financial Services Supervisory Agency (HANFA) (MiCA CASP 984500NB7D12BC5B4A79), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does it cost to trade on Bitcoin Store?+

Fees run 0.5% to 6%, which is a wide range that depends on the coin and your account level. For context, the median taker fee across listed exchanges is 0.2%, so this one sits at the dearer end of the market.

Is Bitcoin Store regulated?+

Yes. It is authorised under MiCA by HANFA, the Croatian Financial Services Agency, and is also listed on the ESMA register of crypto-asset service providers. Its licence number is MiCA CASP 984500NB7D12BC5B4A79.

How do I deposit money and how much does that cost?+

Fiat deposits run through card, bank and apple pay, which gives you several ways to fund the balance. Crypto deposits are free of charge, so bringing coins onto the platform costs nothing beyond the network. Between the two, getting money and coins in stays cheap.

What are the costs of the crypto card?+

The Visa debit card carries a monthly fee of €1. Spending outside Croatia adds a currency conversion fee of 2.6% on each transaction, so the card works out cheapest for euro spending.

Does the exchange hold my coins?+

Yes. The wallet is custodial, which means the exchange holds the keys rather than you. That keeps setup simple and links the balance to the card, but your coins depend on the exchange staying solvent and operational.

How many coins can I trade?+

The exchange lists from 150 coins, well above the median of 74.5 for listed exchanges. The range covers the major assets alongside smaller tokens, so a long tail is available alongside the usual large caps.

Who is it built for?+

The service is aimed at business users, which shows in the product mix: a custodial wallet tied to a Visa debit card for spending, and fiat deposits by card, bank and apple pay. Individuals can still open an account, but the emphasis is on business settlement.

How do I get help if something goes wrong?+

Support runs on email, chat and phone, so you have a help centre, email, live chat and phone. Phone and chat are the quickest routes when a deposit is stuck or a card payment needs checking.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Related by the facts

Bitcoin Store

Bitcoin Store

Business users in Croatia who want a crypto exchange, custodial wallet and Visa debit card together.

9.2/10See alternatives