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bitcoin.de review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

bitcoin.de suits German savers who want a regulated exchange run by a licensed bank, with a low 0.5% taker fee. The trade-off is range: 10 coins listed, well below the 71.5 site median, and holdings sit in custodial custody rather than your own wallet.

Key facts

Best for
Buying and holding a short list of major coins from a German bank licence holder.
Taker fee
0.5%↗
Coins listed
10↗
Regulators
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)↗
Fiat deposit methods
Bank, SEPA↗
Maker fee
0.5%↗
Exchange type
Cex↗
Legal entity
futurum bank AG↗
Headquarters
Germany↗
Founded
1983↗
Support channels
Email, Help-centre, Community↗
Features
Custodial
Official website
bitcoin.de

Crypto wallets

Wallet type
Browser↗
Price
€0↗
Custody
Custodial↗
Coins supported
10↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Run by futurum bank AG under Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
  • Taker and maker fees both at 0.5%
  • Bank and SEPA deposits, priced at €0

Cons

  • Only 10 coins listed, well under the 71.5 site median
  • Custody is custodial, so the platform holds the keys
  • Support runs on email, help centre and community, with no phone line listed
bitcoin.de

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • German residents who want a bank-regulated exchange
  • Savers funding a euro account by bank or SEPA transfer
  • People keeping a small, simple coin position

Who should look elsewhere

  • Traders who need a long altcoin list, where eToro covers more
  • Self-custody holders, since custody here is custodial
  • Users of bunq or Vivid Plus who want a wider coin choice alongside a euro wallet

Safety of your money

The exchange lists Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) as its regulator, and the BaFin licence is recorded as 118938. That is a banking supervision record rather than a crypto registration, which means the operator sits inside the German financial supervisory system. Balances are held in custodial custody, so the platform controls the keys rather than the account holder.

Who runs it

The operator is futurum bank AG, headquartered in Germany, and the imprint dates it to 1983. Its BaFin licence appears as 118938, matching the supervisory listing. Help runs through email, help centre and community, so written channels carry the load for questions.

How bitcoin.de compares

Where bitcoin.de is available

Available
Germany
Licence in Germany
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) (118938), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does bitcoin.de charge to trade?+

Trading costs 0.5% as a taker fee, and the maker fee is also 0.5%, so there is no extra spread for adding to a position. That sits above the 0.25% median across the exchanges listed on the site, though the range runs from 0% to 5.5%.

Is bitcoin.de regulated?+

Regulators are listed as Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), and the German licence is recorded as 118938. The operator is futurum bank AG, so the crypto trading sits with a supervised bank rather than an offshore entity. The site counts 189 licensed brands in the exchange ranking.

How many coins can I buy?+

The market page lists 10 coins, and the FAQ repeats the figure as 10. That is a narrow range next to a site median of 71.5, with the widest listings running to 9,000,000. It suits holders of majors rather than altcoin traders.

How do I deposit euros?+

Fiat deposits run through bank and sepa, so a bank transfer and SEPA are the routes in. A bank transfer is the most common method across the site at 92.4%, and the account itself is priced at €0, so there is no charge to hold it open.

Do I hold the coins myself?+

Custody is custodial, and the feature list repeats the same. The platform holds the keys, which is convenient for small balances but leaves you dependent on the operator. Across the site, 76.6% share of exchange listings are custodial.

Who can contact support?+

Help comes through email, help centre and community, so email, a help centre and a community are the routes. A help centre is the most common channel on the site at 79.6%, and email is next at 72.9%. A phone line is not among the listed channels.

What kind of company is behind the exchange?+

The legal entity is futurum bank AG, based in Germany, with the imprint dating it to 1983. Because the operator is a bank rather than a standalone exchange, the platform is graded 89.1% in the site data, a custodial model.

Is bitcoin.de available outside Germany?+

The headquarters are in DE and the licence is a German one, recorded as 118938. Deposits run by bank and sepa, which suits euro accounts in Germany and the wider euro area. Readers elsewhere in Europe may find a local euro account easier, as bunq or Vivid Plus provide.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

bitcoin.de

bitcoin.de

Buying and holding a short list of major coins from a German bank licence holder.

8.8/10See alternatives