Updated September 29, 2026 · SumCue Editorial Team
Bit2Me vs Trezor
Trezor
Higher score in this comparison
Bit2Me
What sets them apart
| Compare | Bit2MeReviewSee alternativesSee alternatives | TrezorReviewVisitVisit |
|---|---|---|
| Taker fee | 0.6% | Not confirmed |
| Coins listed | 244 | Not confirmed |
| Regulators | Comision Nacional del Mercado de Valores (CNMV) | Not confirmed |
| Fiat deposit methods | SEPA, Bank, Card | Not confirmed |
| Maker fee | 0.5% | Not confirmed |
| Proof of reserves | No | Not confirmed |
| Exchange type | Cex | Not confirmed |
Same on both: Derivatives (No).
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Key differences
- Trezor scores higher overall: 9.0 vs 8.9.
- Features: only Bit2Me offers Crypto, Mobile app.
- Features: only Trezor offers Self custody.
Our verdict on each
Bit2Me
Bit2Me suits crypto centred savers and spenders who want Earn rewards alongside a card for everyday use in Europe. Earn rates run 0.5% to 19.2% as a variable rate, while spot trading carries taker fees of 0.6% on a broad coin list.
Trezor
Trezor suits anyone who wants to hold their own keys instead of leaving them with an exchange, since custody is self custody and the device carries an EAL6+ secure element. It is a hardware wallet bought at $79, and the coin list runs to 8,000.
Score breakdown
| Area | Bit2Me | Trezor |
|---|---|---|
| Cost | Not confirmed | 8.7The $79 hardware purchase is the whole outlay, while the median price across listed wallets is €0. |
| Offer | 9.0Wide coin choice plus mobile use and card perks through Apple Pay and Google Pay | 9.0Custody is self custody, the firmware is open source and coins supported reach 8,000, a wide offer for a wallet. |
| Trust | 8.9Spanish authorisation with cover of EU DGS up to EUR 100,000 for eligible balances | 9.1Higher |
How they place
| Ranking | Bit2Me | Trezor |
|---|---|---|
| Crypto | 165 of 428 | 11 of 428 |
| Crypto exchanges | 129 of 330 | 9 of 330 |
| Crypto wallets | 98 of 249 | 8 of 249 |
Every fact side by side
| Fact | Bit2Me | Trezor |
|---|---|---|
| Features | Crypto, Mobile app | Self custody |
| Support channels | Not confirmed | Help centre |
Debit cards
| Fact | Bit2Me | Trezor |
|---|---|---|
| Monthly fee | €0 | Not confirmed |
| Currency conversion fee | 0.95% | Not confirmed |
| Free ATM withdrawals | €300 | Not confirmed |
| Card type | Debit | Not confirmed |
| Cashback rate | 0.25% to 7% | Not confirmed |
| Card network | Mastercard | Not confirmed |
| Custody | Custodial | Self custody |
Credit cards
| Fact | Bit2Me | Trezor |
|---|---|---|
| Annual fee | €0 | Not confirmed |
| Rewards type | Cashback | Not confirmed |
| Pricing model | No monthly fee | Not confirmed |
| Rewards rate | up to 7% on Bit2Me Card purchases | Not confirmed |
| Perks | Apple Pay, Google Pay | Not confirmed |
| Cashback rate | 7% | Not confirmed |
Savings
| Fact | Bit2Me | Trezor |
|---|---|---|
| Headline rate | 0.5% to 19.2% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Term | 12 months | Not confirmed |
| Minimum deposit | €0 | Not confirmed |
| Deposit protection | EU DGS up to EUR 100,000 | Not confirmed |
| Access terms | Flexible: add or withdraw Earn balances anytime for most cryptoassets; the B2M Farming Pool requires a 12-month lock; rewards compound automatically | Not confirmed |
| Account kind | Easy access | Not confirmed |
Crypto wallets
| Fact | Bit2Me | Trezor |
|---|---|---|
| Wallet type | Mobile | Hardware |
| Price | €0 | $79 |
| Coins supported | 244 | 8,000Higher |
| Secure element | Not confirmed | EAL6+ |
| Open source | Not confirmed | Yes |
| Connectivity | Not confirmed | USB c |
| Backup options | Not confirmed | Seed, Shamir |
Where each stands against the rest
| Fact | Bit2Me | Trezor | Median |
|---|---|---|---|
| Taker fee | 0.6%highest quarter | Not confirmed | 0.15% |
| Coins listed | 244above the median | Not confirmed | 89.5 |
| Maker fee | 0.5%highest quarter | Not confirmed | 0.1% |
Median across 222 listed providers.
Pros and cons
Bit2Me
Pros
- Earn balances sit in an easy access account of easy access with variable rewards of 0.5% to 19.2%
- Card carries no monthly charge of €0 and no annual charge of €0 with cashback of up to 7% on Bit2Me Card purchases
- Wide choice with coins listed of 244 and fiat entry via SEPA, bank and card
Cons
- Spot taker fees of 0.6% sit above the typical level of 0.21%
- Derivatives are unavailable, which limits advanced trading strategies
Trezor
Pros
- Custody is self custody, where eToro, VaultLeap and Bitpanda are mobile, mobile and mobile wallets run from a phone.
- Firmware is open source, so the code running on the device can be read by anyone rather than taken on trust.
- The secure element carries EAL6+ certification.
Cons
- On price, Trezor ranks 104 of 121, so the $79 outlay is heavier than most options on the list.
- Support runs on help centre only, so a stuck set-up has no live chat or phone line to fall back on.
- Connectivity is usb c alone, so a phone-only routine means carrying a cable rather than tapping the device.
Who each suits
Bit2Me
Who it suits
- Crypto savers who prefer flexible Earn over stock funds at DKB
- Card spenders seeking cashback rather than broader markets at XTB
- SEPA users funding by bank or card rather than wider broker ranges at ActivTrades
Who should look elsewhere
- Stock or ETF investors wanting shares and funds at DKB
- Derivatives traders needing leveraged products available at ActivTrades
Trezor
Who it suits
- Anyone who wants self custody custody and will keep the recovery phrase safe.
- Long-term holders who would rather pay $79 at the start than a fee on every trade.
- Desktop users with a usb c port who want the wide list of 8,000.
Who should look elsewhere
- eToro, if a mobile wallet on your phone suits you better than a hardware device at $79.
- VaultLeap, if you would rather begin with a phone wallet than buy hardware, since the median price across listed wallets is €0.
- Bitpanda, if signing transactions over usb c is more than you want to manage.
Country by country
| Country | Bit2Me | Trezor |
|---|---|---|
| Argentina | No | Yes |
Questions about each
Bit2Me
What fees apply to trading on Bit2Me?+
Spot trading carries taker fees of 0.6% and maker fees of 0.5%. Costs vary by order type rather than account tier. Check the fee schedule before placing large orders, as frequent trading can add up across volatile crypto markets.
Is Bit2Me regulated and protected?+
Bit2Me lists oversight by CNMV and Comision Nacional del Mercado de Valores (CNMV) and holds MiCA CASP 9598007R5LSUJLGLS853. Investor cover is stated as EU ICS up to EUR 20,000. Regulatory cover has limits and asset eligibility rules, so review the legal terms for your country of residence.
Trezor
How much does a Trezor cost?+
The device is priced at $79. That is a single hardware purchase rather than a subscription, and the median annual fee across the wallets listed on the site is €0. On price, Trezor ranks 104 of 121, so expect the purchase to be the heaviest part of the cost.
Who holds my crypto with Trezor?+
You hold the keys yourself. Custody is self custody, so no exchange or app keeps a balance for you, and recovery rests with the backup you create, and backup options are seed and shamir. Anyone who wants a provider to hold the balance is better served by a custodial wallet.
Other options to compare
Trezor
Bit2Me