Binance.US review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Binance.US suits US-based traders who want a low-cost custodial exchange with staking and free ACH withdrawals. It runs as a centralised exchange under money transmitter licences, lists 175 coins, and charges maker fees of 0%, with taker fees of 0.01% to 0.02% depending on volume.
Key facts
- Best for
- Cost-conscious US crypto trading with a wide coin list and staking.
- Taker fee
- 0.01% to 0.02%↗
- Coins listed
- 175↗
- Regulators
- State money transmitter regulators - money transmitter licences in 32 U.S. states and territories↗
- Fiat deposit methods
- Card, Bank, ACH↗
- Maker fee
- 0%↗
- Proof of reserves
- Yes↗
- Withdrawal fee
- Free (ACH), $25 wire, dynamic crypto network fee↗
- Exchange type
- Cex↗
- Legal entity
- BAM Trading Services, Inc.↗
- Headquarters
- United States↗
- Founded
- 2019↗
- Support channels
- Chat, Help-centre↗
- Features
- Custodial, Staking
- Official website
- binance.us
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Maker fees of 0% and taker fees of 0.01% to 0.02% keep trading costs low
- Fiat deposits work by card, bank transfer and ACH
- Staking is offered alongside a 175 coin list
- Proof of reserves is published
Cons
- Withdrawal fees vary by route: Free (ACH), $25 wire, dynamic crypto network fee
- Support runs on chat and help centre only, with no phone line
- Coins rank 68 of 176 brands listed
Who it suits
- US traders who want low maker fees
- Anyone holding idle balances who wants staking
- Traders funding an account by card, bank transfer or ACH
Who should look elsewhere
- People outside the US, since it is headquartered in the US with State money transmitter regulators money transmitter licences in 32 U.S. states and territories
- Traders who want phone support, as chat and help centre lists chat and a help centre only
Who runs it
Binance.US is operated by BAM Trading Services, Inc., headquartered in the United States and founded in 2019. It is a custodial centralised exchange, so assets are held for you rather than in a wallet you control, and staking is offered. Support runs on chat and help centre. Regulator standing comes from NMLS ID 1906829, registered as NMLS ID 1906829.
How Binance.US compares
9.2 vs 9.5
9.2 vs 9.3
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.2eToro charges a taker fee of 1%, well above the 0.01% to 0.02% range here, so costs favour Binance.US.
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.3
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.2
9.2 vs 9.0
9.2 vs 8.6
9.2 vs 8.3
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.5
9.2 vs 8.4- 9.2 vs 8.0
Where Binance.US is available
- Available
- United States
- Licence in United States
- State money transmitter regulators - money transmitter licences in 32 U.S. states and territories (NMLS ID 1906829), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on Binance.US?+
Maker fees are 0% and taker fees run 0.01% to 0.02%, which depends on your trading volume. Compared with the field, this is a low-cost place to trade, ahead of most rivals in this comparison.
How do I deposit money?+
You can fund the account by card, bank and ach. That covers the three common US routes, so both bank transfer and card funding work without leaving the platform.
What does it charge to withdraw?+
Withdrawal costs are listed as Free (ACH), $25 wire, dynamic crypto network fee. ACH withdrawals are free, while wire transfers and crypto network transfers carry a charge.
Is my money regulated?+
Regulatory standing comes from State money transmitter regulators money transmitter licences in 32 U.S. states and territories. The exchange also publishes proof of reserves, which is one of the checks readers weigh when judging whether a custodial provider holds what it says.
How many coins can I trade?+
The listing covers 175 coins. That puts it in the middle of the field at rank 68 of 176 brands, rather than among the very longest lists.
Can I earn yield without selling?+
Staking is one of the listed features, so coins can earn while held. Because the exchange is custodial, those balances sit with the provider rather than in a wallet you hold the keys to.
Who is Binance.US for?+
It is built for traders in the US, given its US headquarters and State money transmitter regulators money transmitter licences in 32 U.S. states and territories. Support comes through chat and help centre, so anyone wanting phone help should look at an alternative.
How risky is trading here?+
Across this comparison, retail losses run at a median of 70.15%. Fee levels do not change that, so treat the low costs as a trading tool rather than a risk measure.
Sources
- coingecko.com/en/exchanges/binance_us checked September 26, 2026
Backs: Coins listed, Founded
“id=binance_us; coins=175; pairs=232”
- binance.us/fee/schedule checked September 26, 2026
Backs: Maker fee, Taker fee, Withdrawal fee
“Binance.US charges a flat 0% maker and 0.01% taker fee on the Tier 0 pair (currently BNB/USD only), and 0% maker and 0.02% taker on all other pairs.”
- binance.us/about checked September 26, 2026
Backs: Exchange type, Features, Fiat deposit methods, Headquarters, Legal entity, Support channels, Licences
“the foundational federal requirement for offering centralized cryptocurrency exchange services to U.S. residents”
- binance.us/trust checked September 26, 2026
Backs: Proof of reserves, Regulators
“all balances are held 1:1 in full reserve”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.