bevestor review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
bevestor is a German robo-advisor for investors who want a managed portfolio of ETFs and funds without picking holdings themselves. The management fee of 0.6% is the price of that service, and a minimum investment of €25 to €500 keeps the entry point modest for the robo-advisory group.
Key facts
- Best for
- A managed fund portfolio in Germany, started from a small amount.
- Management fee
- 0.6%↗
- Minimum investment
- €25 to €500↗
- Regulators
- Industrie- und Handelskammer Frankfurt am Main↗
- Investor protection
- EU ICS up to EUR 20,000↗
- Account types
- Joint↗
- Portfolio types
- ETF, ESG↗
- Legal entity
- bevestor GmbH↗
- Headquarters
- Germany↗
- Founded
- 2016↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Official website
- bevestor.de
Brokers
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
Pros and cons
Pros
- Entry is light: a minimum investment of €25 to €500 sits below the robo-advisor median of €60.06.
- Portfolio types cover etf and esg, so an ESG option sits alongside the standard plan.
- Help is offered on email, chat and phone, so questions can be asked by phone or chat as well as email.
Cons
- Markets are limited to etfs and funds, so there is no route to individual shares through this account.
- A management fee of 0.6% ranks 36 of 49 brands on management fee.
- Protection is stated as EU ICS up to EUR 20,000, so the cover stops at that level on larger balances.
Who it suits
- German savers who want funds managed for them rather than choosing holdings themselves.
- Investors who can start at €25 to €500 and prefer a single ongoing charge.
- People who want help by phone or chat, since support runs on email, chat and phone.
Who should look elsewhere
- eToro, where the management fee is 0%, if paying for someone else to run the portfolio is not wanted.
- Axos Invest, with a minimum investment of $100 quoted in dollars, for investors who can start with more.
- Empower Personal Dashboard, whose management fee is 0%, if a fee for managed portfolios is not wanted.
Fees and currency costs
The cost is a single management fee of 0.6% on the portfolio, and the entry point is a minimum investment of €25 to €500. The charge covers a managed portfolio rather than share dealing, since bevestor picks and holds the funds itself. The robo-advisor group median fee is 0.35% and the median minimum investment is €60.06.
Safety of your money
Registration sits with the Industrie- und Handelskammer Frankfurt am Main, the only regulator listed, under licence D-F-125-9CFN-70. Investor protection is stated as EU ICS up to EUR 20,000, so the cover has a ceiling. Losing money is the wider risk: the share of retail accounts that lose money sits at 70.15% across the site.
How bevestor compares
8.7 vs 9.4
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8.7 vs 9.2Its management fee is 0%, so it fits investors who would rather not pay for a managed portfolio.
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8.7 vs 9.3Its management fee is 0%, which suits anyone who does not want a charge for managed portfolios.
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Where bevestor is available
- Available
- Germany
- Licence in Germany
- Industrie- und Handelskammer Frankfurt am Main (D-F-125-9CFN-70), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does bevestor cost to run?+
bevestor charges a management fee of 0.6% on the portfolio it manages. The charge is for the managed portfolio rather than for each trade, because bevestor chooses and holds the funds. The robo-advisor group median fee is 0.35%.
How much do I need to start investing with bevestor?+
You need a minimum investment of €25 to €500 to open and run the portfolio, which is below the robo-advisor median of €60.06. Funds are held in euro and the account is run through a mobile app.
Is my money protected at bevestor?+
Investor protection is stated as EU ICS up to EUR 20,000, so the cover has a ceiling and larger balances sit above it. The scheme named applies to the account as a whole rather than to each individual holding, and it does not protect against falls in the value of the funds.
Who regulates bevestor?+
Registration sits with the Industrie- und Handelskammer Frankfurt am Main, the only regulator listed for the brand. The licence reference is D-F-125-9CFN-70, the service is run by bevestor GmbH from Germany, and the money is held in funds rather than on deposit.
What can I hold in a bevestor portfolio?+
The portfolio is built from etfs and funds, so the range is funds and exchange traded products picked for you rather than a trading account. Portfolio types cover etf and esg, which includes an ESG option. Individual orders are not part of the setup.
Which app do I use to manage a bevestor account?+
Everything is handled through the bevestor App, and the feature set includes a mobile app, so the account is managed from a phone. That suits investors who check in between other commitments rather than sitting at a desk, and the joint account type keeps a shared portfolio in the same place.
How do I get help from bevestor?+
Help is offered on email, chat and phone, so a phone call or chat is available as well as email, plus a help centre. The channels listed cover the questions that come up most, such as fees, minimum amounts and the protection that applies to the account.
Can my partner and I share a bevestor account?+
The account type listed is joint, so couples can hold the managed portfolio under the same roof. Anyone investing on their own can still use the same funds and the same 0.6% fee. Joint holders share the portfolio rather than running two separate ones.
Sources
- bevestor.de checked September 26, 2026
Backs: Account types, Features, Minimum investment, Platforms, Portfolio types
“Gemeinschaftsdepot - Zusammen Vermoegen aufbauen”
- bevestor.de/faq checked September 26, 2026
Backs: Markets, Support channels
“0800-33 77 2 99 Mo-Fr 08:00 - 18:00 Uhr; Chat starten; E-Mail nachrichten@bevestor.support; Haeufig gestellte Fragen”
- bevestor.de/impressum checked September 26, 2026
Backs: Investor protection, Legal entity, Regulators, Licences
“bevestor GmbH, Lyoner Strasse 13, 60528 Frankfurt am Main; Amtsgericht Frankfurt am Main, Registernummer HRB 79266”
- bevestor.de/kosten checked September 26, 2026
Backs: Management fee
“0,60 % pro Jahr - Serviceentgelt”
- bevestor.de/ueber-uns checked September 26, 2026
Backs: Headquarters
- deka.de/site/dekade_deka-gruppe_site/get/documents_E73222... checked September 26, 2026
Backs: Founded
“with the establishment in June 2016 of bevestor GmbH”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.