Anyfin review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Anyfin’s Swedish savings account calculates interest daily and adds it to the balance. The rate is variable and stated as a nominal annual rate; opening uses BankID and the account has no fixed lock-in period.
Key facts
- Best for
- Swedish savers comparing a variable-rate account with daily interest calculation and no fixed lock-in.
- Headline rate
- 2.3%↗
- Rate type
- Variable↗
- Term
- 1 to 120 months↗
- Minimum deposit
- SEK 0↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- No notice period, free withdrawals, money normally arrives in 1-3 bank days, deposits credited in 1-2 bank days↗
- Monthly fee
- SEK 0↗
- Account kind
- Easy access↗
- Legal entity
- Anyfin AB↗
- Headquarters
- Sweden↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- anyfin.com
Loans
- APR
- 5.48% to 21.82%↗
- Loan amount
- SEK 300,000 to SEK 500,000↗
- Arrangement fee
- 0 SEK (no arrangement/setup fee)↗
- Credit check
- Hard↗
- Funding time
- 1-3 business days for the refinance transfer (no cash payout)↗
- Representative example
- 43 000 SEK at 13.65% nominal (variable) over 60 months, 60 instalments of 993 SEK, effective rate 14.54%, total 59 565 SEK↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- 18+ and registered resident in Sweden; income from work, parental leave, pension or sickness benefit; at most one payment remark and none in the last 12 months; no active debt balance at Kronofogden↗
- Loan types
- Personal, Debt-consolidation, Credit-line, Car↗
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Interest is calculated daily and added to the balance.
- The account has no fixed lock-in period and uses BankID to open.
Cons
- The interest rate is variable rather than fixed.
Who it suits
- Swedish savers comparing account access and variable-interest terms.
Who should look elsewhere
- Savers who require a fixed interest rate or fixed lock-in arrangement.
Interest terms
Interest is calculated daily and added to the balance. Any stated rate is variable and expressed as a nominal annual rate.
Opening and access
Account opening uses BankID, and there is no fixed lock-in period.
How Anyfin compares
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Where Anyfin is available
- Available
- Finland, Germany, Norway, Sweden
- Licence in Sweden
- Finansinspektionen, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is the minimum deposit at Anyfin?+
The minimum deposit at Anyfin is SEK 0. (Source, checked September 26, 2026)
Does Anyfin charge a monthly fee?+
The monthly fee at Anyfin is SEK 0. (Source, checked September 26, 2026)
Which company operates Anyfin?+
Anyfin is operated by Anyfin AB. (Source, checked September 26, 2026)
Where is Anyfin based?+
Anyfin is based in Sweden. (Source, checked September 26, 2026)
When was Anyfin founded?+
Anyfin was founded in 2017. (Source, checked September 26, 2026)
How can I contact Anyfin support?+
Anyfin offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- anyfin.com/sv_SE checked September 26, 2026
Backs: APR, Lender type, Representative example, Term
- anyfin.com/sv_SE/about checked September 26, 2026
Backs: Founded
“Anyfin is a fintech company that was founded in 2017 by Mikael Hussain, Filip Polhem and Sven Perkmann”
- anyfin.com/sv_SE/contact checked September 26, 2026
Backs: Support channels
“Chat with us, call us or email us at hello@anyfin.com; phone 08-665 60 60; FAQ page linked”
- anyfin.com/sv_SE/economyfacts/lan-och-krediter/privatlan checked September 26, 2026
Backs: Loan amount, Credit check, Arrangement fee
“Ingen uppläggningsavgift”
- anyfin.com/sv_SE/faq/refinansiering checked September 26, 2026
Backs: Eligibility, Free early repayment, Funding time, Loan types
- anyfin.com/sv_SE/services/savings checked September 26, 2026
Backs: Access terms, Account kind, Deposit protection, Headline rate, Headquarters, Legal entity, Minimum deposit, Pricing model, Monthly fee, Rate type, Licences
“Withdrawals are free and money is normally available within 1-3 bank days. There is no notice period.”
Compiled from 6 source pages, checked October 14, 2026. We did not open an account.
Anyfin
Swedish savers comparing a variable-rate account with daily interest calculation and no fixed lock-in.