Updated September 29, 2026 · SumCue Editorial Team
Angel One vs XTB
XTB
Angel One
Higher score in this comparison
What sets them apart
| Compare | Angel OneReviewSee alternativesSee alternatives | XTBReviewVisitVisit |
|---|---|---|
| Minimum deposit | ₹0 | €0 |
| Stock trade fee | ₹20 | €0 |
| Account fee | ₹0 | €0 |
| Markets | Bonds, ETFs, Forex, Funds, Futures, Options, Stocks | Stocks, ETFs, Forex, CFDs, Crypto |
| Inactivity fee | Not confirmed | €10 |
| Regulators | Not confirmed | Cyprus Securities and Exchange Commission (CySEC), FCA, KNF |
| Investor protection | Not confirmed | EU ICS up to EUR 20,000 |
| Retail accounts that lose money | Not confirmed | 77% |
| Currency conversion fee | Not confirmed | 0.5% |
| Margin rate | 0% | Not confirmed |
| Options contract fee | ₹20 | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free deposits; free withdrawals above 100 EUR/USD |
| Platforms | Not confirmed | XStation 5, XStation Mobile |
| Maximum retail leverage | Not confirmed | 1:30 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Angel One scores higher overall: 9.6 vs 9.3.
- Markets: only Angel One offers Bonds, Funds, Futures.
- Markets: only XTB offers CFDs, Crypto.
- Features: only XTB offers Crypto.
Our verdict on each
Angel One
Angel One suits investors who want an account with no standing charge and a wider spread of markets than plain shares. The account fee of INR 0 and minimum deposit of INR 0 keep entry cheap, and a stock trade is charged at INR 20.
XTB
XTB suits beginners who want an account for shares, forex, CFDs and crypto without a monthly charge, and the cost side is thin: the account fee is €0 and the stock trade fee is €0. The catch is the inactivity fee of €10 and a currency conversion fee of 0.5%.
Score breakdown
| Area | Angel One | XTB |
|---|---|---|
| Cost | 9.4HigherStock trade fee of INR 20 and options fee of INR 20 put it mid table on trade costs. | 9.2Account fee of €0 and stock trade fee of €0 lead, with an inactivity fee of €10 the offset. |
| Offer | 9.9Higher | 9.2 |
| Trust | Not confirmed | 9.5 |
Side by side, item by item
| Markets | Angel One | XTB |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | No | Yes |
| Options | Yes | No |
| Futures | Yes | No |
| Crypto | No | Yes |
| Bonds | Yes | No |
| Funds | Yes | No |
Positions in our rankings
| Ranking | Angel One | XTB |
|---|---|---|
| Investing | 54 of 654 | 3 of 654 |
| Stock and ETF brokers | 32 of 358 | 2 of 358 |
| Forex brokers | 15 of 147 | 2 of 147 |
Where these facts come from
Angel One
- angelone.in: 7 facts, checked September 26, 2026
XTB
- xtb.com: 10 facts, checked September 26, 2026
- hello-brokers.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- eupersonalfinance.eu: 1 fact, checked September 26, 2026
- linkedin.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Angel One | XTB |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Mobile app, CryptoCovers more |
| Pricing model | Not confirmed | Commission free, Low fees |
| Audience | Not confirmed | Beginners |
| Legal entity | Not confirmed | XTB Limited |
| Headquarters | Not confirmed | Cyprus |
| Founded | Not confirmed | 2002 |
| Support channels | Not confirmed | Email, Chat, Phone |
Crypto exchanges
| Fact | Angel One | XTB |
|---|---|---|
| Taker fee | Not confirmed | 0% |
| Coins listed | Not confirmed | 45 |
| Fiat deposit methods | Not confirmed | Bank |
| Maker fee | Not confirmed | 0% |
| Withdrawal fee | Not confirmed | Free above 100 USD/EUR |
| Derivatives | Not confirmed | Yes |
| Exchange type | Not confirmed | Cex |
Savings
| Fact | Angel One | XTB |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Interest on uninvested funds, calculated daily and paid monthly within five days of month end, no minimum or maximum balance, withdraw any amount to your bank account |
| Monthly fee | Not confirmed | £0 |
| Account kind | Not confirmed | Easy access |
Where each stands against the rest
| Fact | Angel One | XTB | Median |
|---|---|---|---|
| Inactivity fee | Not confirmed | €10above the median | €2.45 |
| Retail accounts that lose money | Not confirmed | 77%highest quarter | 72.21% |
| Currency conversion fee | Not confirmed | 0.5%above the median | 0.4% |
| Margin rate | 0%lowest quarter | Not confirmed | 8.83% |
| Options contract fee | ₹20at the median | Not confirmed | ₹20 |
Median across 77 listed providers.
Pros and cons
Angel One
Pros
- Account fee of INR 0 and a minimum deposit of INR 0 make it cheap to open and hold an account.
- One account covers bonds, etfs and forex, so shares, funds, bonds and forex sit together.
- A demo account and a mobile app are both listed: demo account and mobile app.
Cons
- eToro charges $0 on a stock trade against INR 20 here.
- The stock trade fee ranks 101 of 166 on this measure, so Angel One is not the cheapest broker for equity trades.
- Retail accounts that lose money run 70.15% at the median across brokers, so keep expectations modest.
XTB
Pros
- The account fee is €0 and the stock trade fee is €0, which places XTB at 1 of 166 brands on the share dealing charge.
- The minimum deposit is €0, putting XTB at 1 of 218 brands on the amount needed to start.
- Deposit protection is FSCS up to GBP 85,000 and investor protection is EU ICS up to EUR 20,000, both stated with figures rather than vague wording.
Cons
- The inactivity fee is €10, and at 39 of 56 brands on that measure XTB sits well outside the free group.
- A currency conversion fee of 0.5% applies even though the stock trade fee is €0, which bites on any US share held in a euro or sterling account.
- Retail leverage runs to 1:30 and 77% of retail accounts lose money, so free dealing does not mean free from risk.
Who each suits
Angel One
Who it suits
- New investors who want to practise before committing money: demo account and mobile app.
- Traders who want equities, funds, bonds and forex under one account: bonds, etfs and forex.
- Cost conscious beginners, since the minimum deposit is INR 0.
Who should look elsewhere
- Anyone after commission free equity trades: eToro charges $0.
- Buyers who want a stated floor on funding: bunq sets a minimum deposit of €10.
XTB
Who it suits
- Beginners new to investing, since the audience XTB is built for is beginners and the minimum deposit is €0.
- UK and EU customers who want stocks, etfs and forex behind a single login and who read FSCS up to GBP 85,000 before funding.
- People who want the same platform on desktop and phone, with xStation 5 and xStation Mobile both carrying the account.
Who should look elsewhere
- Not bunq, which asks for a minimum deposit of €10 where XTB opens at €0.
- Not CFI if the opening amount is your only guide, since its minimum deposit is also $0 and the real difference is markets and protection.
- Not Fiesta Credito MX, listed under CONDUSEF for credit rather than for trading stocks, etfs and forex.
Current offers
Angel One
Current offer
First period offer
Rs 0 brokerage for first 30 days up to Rs 500: Rs 500 brokerage discount
Brokerage up to Rs 500 will not be charged for the first 30 days after onboarding; 0 brokerage across all segments for first 30 days, up to Rs 500
Source, checked September 26, 2026
Country by country
| Country | Angel One | XTB |
|---|---|---|
| India | Yes | No |
Questions about each
Angel One
What does it cost to open an Angel One account?+
Angel One lists a minimum deposit of INR 0 and an account fee of INR 0. That means an account can sit idle without a standing charge, and the only cost that matters is the one paid when you place a trade.
How much does a stock trade cost at Angel One?+
A stock trade is charged at INR 20. Across the brokers compared, that number ranks 101 of 166 brands, so equity trading here is cheaper than at many rivals but not the cheapest of all.
XTB
What does it cost to hold an XTB account?+
The account fee is €0 and the monthly fee is £0, so there is no standing charge for keeping the account open. The recurring cost to watch is the inactivity fee of €10, which applies when an account is left unused. If you hold uninvested funds you also earn interest, calculated daily and paid monthly, with no minimum or maximum balance.
How much does it cost to buy shares on XTB?+
The stock trade fee is €0 and the account runs on a commission free and low fees model, so a share trade carries no commission. The charges that remain are the currency conversion fee of 0.5% when the trade currency and your account currency differ, and any spread built into the price. For an account holding US shares, that conversion fee is what turns a trade with a stock trade fee of €0 into a cost.
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XTB
Angel One