Wing Bank review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Wing Bank suits savers in Cambodia who want easy access to their money and no monthly fee. The account pays a variable headline rate of 0.1% to 3%, and deposits or withdrawals run any time through the app or a branch, though closing it early carries a fee.
Key facts
- Best for
- Easy-access savings in Cambodia with no monthly fee and a variable rate.
- Headline rate
- 0.1% to 3%↗
- Rate type
- Variable↗
- Term
- 36 months↗
- Access terms
- Withdraw or deposit any time via Wing Bank App or branches; USD 5 fee if closed within 6 months↗
- Monthly fee
- $0↗
- Account kind
- Easy access↗
- Legal entity
- Wing Bank (Cambodia) Plc↗
- Headquarters
- Cambodia↗
- Founded
- 2008↗
- Support channels
- Email, Phone, Chat, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- wingbank.com.kh
Loans
- APR
- 1.34%↗
- Loan amount
- $22,000↗
- Arrangement fee
- 2% processing fee↗
- Funding time
- Instant, in minutes in the Wing Bank app↗
- Lender type
- Direct lender↗
- Eligibility
- Age 21-59 years at loan maturity (Consumer Loan)↗
- Origination fee (%)
- 2%↗
- Loan types
- Personal, Car, Secured, Business, Credit-line↗
- Features
- Same-day funding
Personal insurance
Mortgages
Facts checked September 26, 2026, 10 sources
Pros and cons
Pros
- The savings account has no monthly fee, so holding a balance costs nothing recurring.
- Deposits and withdrawals can be made at any time through the Wing Bank App or a branch.
- Support runs on email, phone and chat, so help is close at hand.
- The account pays a variable headline rate of 0.1% to 3%.
Cons
- The rate type is variable, so the return can move rather than stay locked.
- The access terms charge a fee if the account is closed within an early holding period.
- The headline rate of 0.1% to 3% sits under 3.29% at Wise.
Who it suits
- Savers in Cambodia who want easy access access and no monthly fee on the account.
- Customers who prefer to move money through the Wing Bank App or in person at a branch.
- People who can work with a variable rate rather than one fixed for a set period.
Who should look elsewhere
- Readers chasing a higher advertised savings rate can look at Wise, listed at 3.29%.
- Readers after a wider advertised rate spread may prefer Finteres, whose headline rate runs 0% to 36%.
- Readers who want a second rate to weigh up can compare bunq, listed at 3.01%.
How Wing Bank compares
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Where Wing Bank is available
- Available
- Cambodia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What rate does the Wing Bank savings account pay?+
The savings account pays a headline rate of 0.1% to 3%, and the rate type is variable. Because the rate can move, the interest credited to a balance can change as well, so the return is not locked for a set period.
Does the Wing Bank savings account charge a monthly fee?+
The savings account has no monthly fee, so holding a balance does not carry a recurring account charge. The fees that do apply come from the access terms, which charge for closing the account within an early holding period.
How can I deposit or withdraw money?+
Deposits and withdrawals can be made at any time through the Wing Bank App or a branch, which suits money that may be needed without notice. The account is listed as easy access, so there is no fixed withdrawal schedule to plan around.
Is there a charge for closing the account early?+
Yes, there is a charge. The access terms state a fee if the account is closed within an early holding period, and closing inside that window is still allowed rather than blocked. Savers who may move money quickly should read the access terms first.
What kind of savings account is this?+
Wing Bank lists the savings account as easy access, and the account carries no monthly fee. Money can be deposited or withdrawn at any time through the Wing Bank App or a branch, which suits balances that may be needed without warning.
How do I reach Wing Bank support?+
Support runs on email, phone and chat. Email, phone, chat and a help centre cover questions about the account, its access terms or a transaction, so most enquiries can be handled without visiting a branch.
Does Wing Bank lend money as well as hold savings?+
Yes. Alongside savings, Wing Bank offers a consumer loan of $22,000 over 36 with a 2% processing fee, plus a digital loan where funding time is Instant, in minutes in the Wing Bank app. The loan types listed are personal, car and secured.
Who is behind Wing Bank?+
Wing Bank is Wing Bank (Cambodia) Plc, headquartered in Cambodia and founded in 2008. It operates as a direct lender on its own loans, and the savings side is an easy-access account paying 0.1% to 3%.
Sources
- wingbank.com.kh checked September 26, 2026
Backs: Loan types
“Loans & Insurance: Car Loan, Secured Home Loan, Consumer Loan, Digital Loan; Business Loan: Business Line of Credit”
- wingbank.com.kh/en checked September 26, 2026
Backs: Headquarters, Support channels
“Wing Tower Building, Preah Moinivong Blvd corner Kampuchea Kroam, Sangkat Monurom, Khan Prampir Meakara, Phnom Penh”
- wingbank.com.kh/en/company/the-wing-identity/about-us checked September 26, 2026
Backs: Founded
“Since its inception in 2008, Wing Bank has become one of the fastest-growing commercial banks”
- wingbank.com.kh/en/consumer-loan checked September 26, 2026
Backs: Loan amount, APR, Eligibility, Arrangement fee, Origination fee (%), Term
“Consumer Loan - Loan Amount: Up to $22,000”
- wingbank.com.kh/en/home-loan checked September 26, 2026
Backs: Fixed period, Initial rate, Maximum loan to value, Purpose
“Loan Tenor: Up to 240 months (about 20 years) - Secured Home Loan”
- wingbank.com.kh/en/personal/accounts-savings/savings-account checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Pricing model, Monthly fee, Rate type
“allowing customers to withdraw or deposit as they please and allowing customers to perform their transactions via the Wing Bank App and at all Wing Bank Branches”
- wingbank.com.kh/en/personal/loans-insurance/royal-group-l... checked September 26, 2026
Backs: Insurance types
“ROBANG KAPEA is a group credit life insurance product that pays off the outstanding loan in the event of death or total and permanent disability”
- wingbank.com.kh/en/royal-group-life-insurance-robang-kapea checked September 26, 2026
Backs: Age range, Claims channels, Cover limit, Monthly payments
“Eligible Age: 18 - 60”
- wingbank.com.kh/en/terms-of-use-wing-banks-website checked September 26, 2026
Backs: Legal entity, Lender type
“This domain, www.wingbank.com.kh ("Wing Bank's Website") is owned and operated by Wing Bank (Cambodia) Plc.”
- wingbank.com.kh/en/wing-digital-loan checked September 26, 2026
Backs: Features, Funding time
“Instant Approval in Minutes”
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Deposit protection.
Wing Bank
Easy-access savings in Cambodia with no monthly fee and a variable rate.