VTB digital banking review

Updated October 13, 2026 · SumCue Editorial Team

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Our verdict

VTB digital banking lists personal loans across consolidation, secured borrowing, credit lines and car use alongside credit and debit cards. It is a digital banking option for households seeking card choice with mortgage purposes covering purchase and remortgage alongside wider borrowing.

Key facts

Best for
Everyday cards plus varied loans
Legal entity
PJSC VTB Bank↗
Headquarters
Russia↗
Founded
1990↗
Support channels
Phone, Chat↗
Official website
vtb.ru

Credit cards

Rewards type
Cashback↗
Card kind
Credit↗
Features
Rewards

Debit cards

Card type
Debit↗

Loans

Loan types
Personal, Debt-consolidation, Credit-line, Secured, Car↗

Mortgages

Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
Wikidata

Pros

Pros

  • Credit and debit card types covering everyday spending and borrowing needs
  • Personal loan range spanning consolidation, secured, credit line and car options
  • Mortgage support for purchase and remortgage alongside wider borrowing choice

Ready to try VTB digital banking?

Who it suits

  • Customers seeking credit and debit cards
  • Households planning a purchase or remortgage move

Frequently asked questions

What products does VTB digital banking cover?+

VTB digital banking covers credit cards and debit cards alongside personal loans. The loan range includes consolidation, secured borrowing, credit lines and car loans. Mortgage purposes include purchase alongside remortgage.

Who might consider VTB digital banking?+

This option addresses households seeking credit cards and debit cards together with personal borrowing. Car loans, consolidation, secured borrowing and credit lines form part of the borrowing range. Purchase and remortgage are the mortgage purposes within the same range.

Which borrowing options fall under VTB digital banking?+

The borrowing range centres on personal borrowing with different uses. It includes debt consolidation, secured borrowing, credit lines and car loans. Remortgage alongside purchase are the mortgage purposes linked to the range.

Which company operates VTB digital banking?+

VTB digital banking is operated by PJSC VTB Bank. (Source, checked September 26, 2026)

Where is VTB digital banking based?+

VTB digital banking is based in Russia. (Source, checked September 26, 2026)

When was VTB digital banking founded?+

VTB digital banking was founded in 1990. (Source, checked September 26, 2026)

How can I contact VTB digital banking support?+

VTB digital banking offers support through Phone, Chat. (Source, checked September 26, 2026)

Sources

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.

VTB digital banking

Everyday cards plus varied loans

See alternatives