TTK Banka review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
TTK Banka is known for credit cards that provide a credit line for everyday purchases alongside savings books and direct lending options. It offers personal and secured borrowing for households wanting borrowing and saving together with phone and email support and digital access.
Key facts
- Best for
- Everyday purchases with credit line and savings
- Card kind
- Credit↗
- Legal entity
- TTK Banka AD Skopje↗
- Headquarters
- North Macedonia↗
- Support channels
- Phone, Email↗
- Pricing model
- Fixed rate
- Features
- Credit line
- Official website
- ttk.com.mk
Savings
- Headline rate
- 0% to 2.55%↗
- Rate type
- Fixed↗
- Term
- 1 to 36 months↗
- Minimum deposit
- MKD 1,000 to MKD 3,000↗
- Access terms
- Savings book held on demand or placed for a fixed term; can be opened via internet banking TTK E-bank or the TTK M-bank app; interest credited monthly; early termination recalculates interest at the on-demand rate↗
- Account kind
- Fixed↗
Mortgages
- Purpose
- Purchase↗
Facts checked September 26, 2026, 6 sources
Pros
Pros
- Offers credit cards with a credit line for everyday purchases
- Provides savings books held on demand or for a fixed term
- Supports digital opening using browser banking and mobile banking tools
Who it suits
- Households seeking purchase credit with direct lender support
- Savers seeking on demand and fixed term book options
How TTK Banka compares
Frequently asked questions
What products does TTK Banka offer?+
TTK Banka provides credit cards built around a credit line for purchases with direct lending. Personal borrowing and secured borrowing are also part of the range. Savings books are offered on demand and for a fixed term.
How can customers manage accounts?+
Digital opening is available through browser banking and through the mobile banking option for savings books. TTK E-bank covers desktop access while TTK M-bank covers phone access. Phone contact and email contact support ongoing management.
Who is TTK Banka aimed at?+
TTK Banka is aimed at households wanting purchase credit alongside savings within a direct lending relationship. It serves people who prefer managing with digital tools backed by phone and email help. Savers who favour on demand or fixed term structures are included.
Which company operates TTK Banka?+
TTK Banka is operated by TTK Banka AD Skopje. (Source, checked September 26, 2026)
Where is TTK Banka based?+
TTK Banka is based in North Macedonia. (Source, checked September 26, 2026)
How can I contact TTK Banka support?+
TTK Banka offers support through Phone, Email. (Source, checked September 26, 2026)
Sources
- ttk.com.mk checked September 26, 2026
Backs: Features, Lender type, Loan types
- ttk.com.mk/Web/%D0%97%D0%90_%D0%91%D0%90%D0%9D%D0%9A%D0%9... checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“TTK BANKA AD Skopje, seat: 19a Naroden Front street, 1000 Skopje, Republic of North Macedonia”
- ttk.com.mk/Web/%D0%A4%D0%98%D0%97%D0%98%D0%A7%D0%9A%D0%98... checked September 26, 2026
Backs: Account kind, Headline rate, Rate type, Term
“Standard deposit: short-term deposits placed for 1, 3, 6 and 12 months; long-term deposits placed for 13, 24 and 36 months”
- ttk.com.mk/Web/%D0%A4%D0%98%D0%97%D0%98%D0%A7%D0%9A%D0%98... checked September 26, 2026
Backs: Access terms, Minimum deposit, Pricing model
“The product is intended for individuals who use TTK Bank internet banking and can be opened via the TTK E-bank platform or via the TTK M-bank mobile app; on early termination interest is recalculated...”
- ttk.com.mk/Web/%D0%A4%D0%98%D0%97%D0%98%D0%A7%D0%9A%D0%98... checked September 26, 2026
Backs: Card kind
“Visa Classic Credit - credit card”
- ttk.com.mk/Web/%D0%A4%D0%98%D0%97%D0%98%D0%A7%D0%9A%D0%98... checked September 26, 2026
Backs: Purpose
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.