TransUnion Credit Monitoring review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
TransUnion says Credit Monitoring and TrueIdentity have permanently shut down and existing accounts moved to Credit Essentials or Credit Premium, using the same username and password.
Key facts
- Best for
- Former TransUnion Credit Monitoring or TrueIdentity users moving to the replacement service.
- Headquarters
- United States↗
- Founded
- 1968↗
- Official website
- transunion.com
Facts checked September 30, 2026, 1 source
Pros and cons
Pros
- The legacy closure and account transition are explicit
- Replacement-service credit tools are listed
Cons
- Credit Monitoring and TrueIdentity are permanently closed
Who it suits
- Former TransUnion Credit Monitoring or TrueIdentity users moving to the replacement service.
Position
TransUnion says Credit Monitoring and TrueIdentity have permanently shut down and existing accounts moved to Credit Essentials or Credit Premium, using the same username and password. The current product information lists credit-report viewing, disputes, credit-freeze controls and fraud alerts. This profile does not describe signup for the discontinued services.
How TransUnion Credit Monitoring compares
Frequently asked questions
Sources
- en.wikipedia.org/wiki/TransUnion checked September 30, 2026
Backs: Founded, Headquarters
“Founded February 8, 1968”
Compiled from 1 source page, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly price, Credit bureaus monitored, Insurance amount.
TransUnion Credit Monitoring
Former TransUnion Credit Monitoring or TrueIdentity users moving to the replacement service.