Tinkoff review

Updated October 14, 2026 · SumCue Editorial Team

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Our verdict

Tinkoff is the former brand name for T-Bank. The Platinum credit card page describes a purchase grace period of up to 55 days, with different conditions by transaction type. The minimum payment is set individually and can be up to 14% of the debt.

Key facts

Best for
Russian credit-card readers checking the Tinkoff-to-T-Bank name transition and Platinum payment terms.
Official website
tbank.ru

Pros

Pros

  • The page distinguishes purchase grace-period terms by transaction type.
  • The minimum payment is described as individually set, with a stated maximum of 14% of debt.
Tinkoff

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Who it suits

  • People reviewing the Russian T-Bank Platinum credit card under its former Tinkoff name.

Grace period and minimum payment

The Platinum card page describes up to 55 days for purchases, while noting different terms for different transaction types. It says the individually set minimum payment can reach 14% of debt.

Brand name

The bank states that Tinkoff became T-Bank and that relevant product names changed with the brand.

Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.

Tinkoff

Tinkoff

Russian credit-card readers checking the Tinkoff-to-T-Bank name transition and Platinum payment terms.

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