Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Sky (sUSDS) review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Sky sUSDS suits you if you want a dollar savings balance that pays a variable rate and stays reachable at any time. The rate sits at 3.6%, a monthly fee of $0 and an easy access structure, with the account run by Skybase International.

Key facts

Best for
A variable rate dollar account with no monthly fee and same day access.
Headline rate
3.6%↗
Rate type
Variable↗
Access terms
Withdraw to USDS at any time, no lockups, no maturity dates↗
Monthly fee
$0↗
Account kind
Easy access↗
Legal entity
Skybase International↗
Founded
2017↗
Support channels
Email, Help-centre, Community↗
Pricing model
No monthly fee
Official website
sky.money

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • No monthly fee: the fee on the account is $0 and the pricing model is no monthly fee.
  • Withdraw at any time, with no lockups and no maturity dates on the balance.
  • A variable rate of 3.6%, above the site median of 3%.
  • An easy access account, the most common kind in the savings rankings at 75.4%.

Cons

  • The rate is variable, so the 3.6% figure can move rather than being locked for a term.
  • Support runs on email, help centre and community only, with no phone line listed.
  • On headline rate the account sits at 185 of 488 brands compared, so 3.6% is not among the strongest on the list.

Ready to try Sky (sUSDS)?

Scored 8.8 / 10 by SumCue.

See alternatives

Who it suits

  • You want a dollar balance that earns a variable rate with no monthly fee.
  • You need to reach your savings at any time without giving notice.
  • You are comfortable with a rate that moves and with holding a US dollar account.

Who should look elsewhere

  • You want a fixed rate for a set term, so Wise suits you better.
  • You want a sterling savings product, so bunq and Finteres are worth checking.
  • You need phone support, since Sky sUSDS lists only email, help centre and community.

Rates and card terms

The sUSDS account pays a variable rate of 3.6%, so the figure moves rather than being fixed to a term. It is priced as an easy access account, the kind that covers 75.4% of the savings ranking, and it carries no monthly fee, with the fee set at $0. Terms are open ended: you can withdraw to USDS at any time, with no lockups and no maturity dates, so the money is not tied to a renewal point.

How Sky (sUSDS) compares

Where Sky (sUSDS) is available

Available
Everywhere except Afghanistan, Burundi, Belarus, Democratic Republic of the Congo, Central African Republic, China, Cuba, Ethiopia, United Kingdom, Guinea, Guinea-Bissau, Hong Kong, Haiti, Iraq, Iran, North Korea, Lebanon, Libya, Mali, Myanmar, Niger, Nicaragua, Russia, Sudan, Somalia, South Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does the Sky sUSDS account pay?+

The account pays a variable rate of 3.6%. Variable means the figure can rise or fall, so it is worth checking the current number before you rely on it for a plan. For context, the site median headline rate is 3%.

Is there a monthly fee on the account?+

No. The monthly fee is $0, and the account is priced on a no monthly fee model. That keeps the cost of holding the balance down, which helps if the 3.6% variable rate is your main reason for choosing it.

Can I withdraw my money whenever I want?+

Yes. Terms are open: you can withdraw to USDS at any time, with no lockups and no maturity dates. There is no notice period to serve and no renewal date to plan around, so the account behaves like an easy access balance.

What kind of account is this?+

It is an easy access account, the most common kind among the savings accounts compared here at 75.4%. Easy access means your money stays reachable rather than being committed to a fixed term.

How do I get support if something goes wrong?+

Support runs on email, help centre and community. There is a help centre, an email route and a community space to share questions. Speak to someone directly by phone and the listed channels do not include a phone line.

Who runs the account?+

The legal entity behind the account is Skybase International, which is the company named on the terms. The operation dates back to a founding year of 2017, so the provider is an established name rather than a new setup.

Why would someone pick this over a fixed rate account?+

The appeal is access rather than a locked return. Fixed term accounts can pay more, but they tie the money up for a period. Here the rate is 3.6% and variable, and you can still withdraw to USDS at any time, so liquidity carries more weight than rate certainty.

How does the rate compare with other savings accounts?+

The 3.6% variable rate sits above the site median of 3%, in a field where 53.9% of the accounts pay a variable rate. Easy access accounts make up 75.4% of the savings ranking, so the structure is a common choice.

Sources

  • docs.sky.money/legal/skybase-international/privacy-policy checked September 26, 2026

    Backs: Support channels

    “If you have any questions or wish to exercise your rights in respect of your personal data, please contact us at: legal@sky.money.”

  • docs.sky.money/legal/skybase-international/terms-of-use checked September 26, 2026

    Backs: Legal entity

    “the Services provided by Skybase International (hereinafter referred to as "Skybase International," "we," "us," and "our")”

  • sky.money/susds checked September 26, 2026

    Backs: Access terms, Account kind, Founded, Headline rate, Pricing model, Monthly fee, Rate type

    “You can withdraw your sUSDS position to USDS at any time. / Your position accrues continuously and stays fully liquid, with no lockups and no maturity dates.”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Minimum deposit, Deposit protection.

Sky (sUSDS)

A variable rate dollar account with no monthly fee and same day access.

8.8/10See alternatives