SEB Lietuva review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For adults in Lithuania with regular documented income, SEB Lietuva offers personal loans for purchase, remortgage, first-time buyer and home improvement purposes. Direct lending with chat, phone and help centre support keeps the arrangement clear for borrowers who document salary, business or rental income.
Key facts
Loans
- Loan amount
- €500 to €40,000↗
- Term
- 12 to 84 months↗
- Arrangement fee
- Contract fee 1.5% of the loan amount, minimum EUR 50↗
- Credit check
- Hard↗
- Funding time
- Same day, on the day the contract is signed↗
- Representative example
- For a EUR 9,000 consumer loan over 5 years the total repayable is EUR 11,151.32, monthly payment EUR 182.58, of which 7.9% fixed interest, EUR 135 contract fee and EUR 1 per month↗
- Rate type
- Fixed↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Adult citizens of the Republic of Lithuania and persons holding a permit to reside permanently in Lithuania, with regular documented income (salary, business or rental income)↗
- Origination fee (%)
- 1.5%↗
- Loan types
- Personal↗
- Use cases
- Home-improvement↗
Savings
Pros
Pros
- Covers purchase, remortgage and first time buyer needs in one place.
- Supports home improvement plans alongside general personal borrowing needs.
Who it suits
- Adults in Lithuania with regular documented income
- Borrowers planning purchase, remortgage or home improvement
How SEB Lietuva compares
Where SEB Lietuva is available
- Available
- Lithuania
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who can apply to SEB Lietuva?+
Adults who are citizens of the Republic of Lithuania can apply when they have regular documented income. People who hold a permit to reside permanently in Lithuania can also apply with salary, business or rental income documented.
What products does SEB Lietuva cover?+
SEB Lietuva covers personal loans for purchase, remortgage and first time buyer purposes. The range also supports home improvement use cases for borrowers who want funds for property related plans.
Which countries does SEB Lietuva serve?+
SEB Lietuva serves borrowers in Lithuania through eligibility linked to Lithuanian citizenship or permanent residence. You would consider this brand when you live in Lithuania and can document regular income from salary, business or rental sources.
Which company operates SEB Lietuva?+
SEB Lietuva is operated by AB SEB bankas. (Source, checked September 26, 2026)
Where is SEB Lietuva based?+
SEB Lietuva is based in Lithuania. (Source, checked September 26, 2026)
How can I contact SEB Lietuva support?+
SEB Lietuva offers support through Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- seb.lt/apie-seb/seb-baltijos-salyse checked September 26, 2026
Backs: Deposit protection
- seb.lt/privatiems/kreditai/busto-kreditas checked September 26, 2026
Backs: APRC, Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
“Total cost of credit annual rate (BKKMN) - 4,62 % in the home loan (Busto kreditas) example”
- seb.lt/privatiems/taupymas-ir-investavimas/taupymas checked September 26, 2026
Backs: Headline rate
“Kaupiamasis indelis (savings deposit): we apply 1,50 % annual interest, it may change”
- seb.lt/privatiems/taupymas-ir-investavimas/taupymas/kaupi... checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit, Monthly fee
“Lesu pervedimai i ir is kaupiamojo indelio saskaitos neribojami (transfers to and from the savings deposit account are unlimited)”
- seb.lt/apie-seb/apie-seb checked September 26, 2026
Backs: Headquarters, Legal entity
“SEB banko būstinei Vilniuje suteiktas BREEAM International New Construction pastato poveikio aplinkai vertinimo sertifikatas”
- seb.lt/pagrindinis-puslapis checked September 26, 2026
Backs: Support channels
“Per virtualų konsultantą ... Paskambinkite mums ... Pagalba Virtualus konsultantas, Kontaktai”
- seb.lt/privatiems/kreditai/vartojimo-kreditas checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Features, Free early repayment, Funding time, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Term, Use cases
“nuo 500 iki 40 000 Eur (jei vertinamos šeimos pajamos)”
- seb.lt/privatiems/paslaugu-teikimo-taisykles-ir-salygos/v... checked September 26, 2026
Backs: Lender type
“AB SEB banko vartojimo kredito teikimo taisyklės”
Compiled from 8 source pages, checked October 21, 2026. We did not open an account.
Not confirmed yet: Annual fee, Currency conversion fee, Rewards type.