RBC Royal Bank Bahamas review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
RBC Royal Bank Bahamas centres on a credit card that earns points on purchases and supports home equity needs. It suits households who want rewards alongside travel and purchase protections with phone and email help for everyday questions and planned spending.
Key facts
- Best for
- Points earning card for travel minded households
- Support channels
- Phone, Email↗
- Official website
- rbcroyalbank.com
Credit cards
- Annual fee
- CA$120↗
- APR
- 20.99% to 22.99%↗
- Rewards type
- Points↗
- Rewards rate
- 1 Avion point per $1 CAD, 1.25 Avion points on travel related purchases↗
- Perks
- Automatic Avion Rewards Elite membership, Avion points never expire, Unlimited emergency medical insurance, Travel accident insurance, Trip cancellation and trip interruption insurance, Mobile device insurance, Purchase security and extended warranty insurance, Auto rental collision/loss damage waiver, Visa Infinite Hotel Collection and dining benefits, 24/7 Visa Infinite concierge, Petro-Canada linked loyalty savings, Free 12-month DashPass subscription with DoorDash↗
- Card kind
- Credit↗
- Features
- Rewards
Mortgages
- Purpose
- Purchase, Home-equity↗
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Earns points on purchases with broad travel and insurance linked protections
- Supports purchase and home equity purposes through a points based card
- Offers phone and email support alongside extended purchase and travel cover
Ready to try RBC Royal Bank Bahamas?
Who it suits
- Households seeking points on everyday purchases
- People managing home equity needs with card spending
How RBC Royal Bank Bahamas compares
Frequently asked questions
What does RBC Royal Bank Bahamas offer?+
RBC Royal Bank Bahamas offers a credit card that earns points on purchases. The card supports purchase activity and home equity purposes. It also includes travel, purchase and device related protections.
Who may find the card useful?+
The card may appeal to households who want points from everyday purchases. It also speaks to people managing home equity needs alongside card spending. Checking everyday habits helps decide if the structure matches expectations.
Which protections are linked to the card?+
The card links points earning with travel accident and trip disruption cover. It also provides purchase security, extended warranty, device and rental vehicle cover. A concierge service plus hotel and dining benefits complete the package.
How can I contact RBC Royal Bank Bahamas support?+
RBC Royal Bank Bahamas offers support through Phone, Email. (Source, checked September 26, 2026)
Sources
- rbcroyalbank.com/caribbean/personal/bahamas/index.html checked September 26, 2026
Backs: Purpose
“Residential Purchase ... Construction of Property ... Utilization of Equity ... Investment Properties”
- rbcroyalbank.com/credit-cards/index.html checked September 26, 2026
Backs: Support channels
“Contact Us ... Call 1-800-769-2511 ... Email ... North America: 1-800-769-2512”
- rbcroyalbank.com/credit-cards/travel/rbc-avion-visa-infin... checked September 26, 2026
Backs: Annual fee, APR, Card kind, Features, Perks, Rewards rate, Rewards type
“Annual Fee $120”
Compiled from 3 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.
RBC Royal Bank Bahamas
Points earning card for travel minded households