Raqami Islamic Digital Bank review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Raqami digital-account onboarding is for individuals who reside in Pakistan and hold a valid CNIC.
Key facts
- Best for
- Pakistani residents with a valid CNIC and a phone registered to that ID
- Official website
- sbp.org.pk
Pros
Pros
- Raqami digital-account onboarding is for individuals who reside in Pakistan and hold a valid CNIC.
- The registered mobile number must be issued under the applicant's CNIC; additional documents may be requested.
Who it suits
- Pakistani residents with a valid CNIC and a phone registered to that ID
Account
Raqami digital-account onboarding is for individuals who reside in Pakistan and hold a valid CNIC. The registered mobile number must be issued under the applicant's CNIC; additional documents may be requested. Opening and upgrading the account are described as free, and a smartphone is required for the app-based service.
How Raqami Islamic Digital Bank compares
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.
Raqami Islamic Digital Bank
Pakistani residents with a valid CNIC and a phone registered to that ID