Oschadbank review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Oschadbank My Deposit is a fixed-term deposit available in hryvnia, US dollars or euros. Interest can be paid monthly or capitalized monthly; early withdrawal is not provided.
Key facts
- Best for
- Customers comparing Oschadbank fixed-term deposit options and payout structures.
- Headline rate
- 10.5% to 11.5%↗
- Rate type
- Fixed↗
- Term
- 3 to 36 months↗
- Minimum deposit
- UAH 1,000↗
- Access terms
- Fixed term, no early withdrawal; top-ups allowed, auto-prolongation available↗
- Account kind
- Fixed↗
- Legal entity
- Joint Stock Company State Savings Bank of Ukraine (AT "Oschadbank")↗
- Headquarters
- Ukraine↗
- Founded
- 1991↗
- Support channels
- Email, Chat, Phone↗
- Pricing model
- Fixed rate
- Official website
- oschadbank.ua
Loans
Pros and cons
Pros
- Hryvnia, US dollar and euro deposit currencies.
- Monthly interest payout or monthly capitalization.
Cons
- Early return of the deposit is not provided.
Who it suits
- Customers comparing Oschadbank fixed-term deposit options and payout structures.
How Oschadbank compares
9.4 vs 8.0
9.4 vs 9.4
9.4 vs 9.49.4 vs 8.5
9.4 vs 9.4
9.4 vs 8.7
9.4 vs 8.9
9.4 vs 9.29.4 vs 8.7
9.4 vs 9.3
9.4 vs 9.09.4 vs 9.0
9.4 vs 9.0- 9.4 vs 8.0
9.4 vs 9.09.4 vs 8.6
9.4 vs 8.3
9.4 vs 9.5
9.4 vs 9.49.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.39.4 vs 9.3
9.4 vs 9.39.4 vs 9.2
9.4 vs 9.29.4 vs 9.2
9.4 vs 9.09.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 8.99.4 vs 8.9
9.4 vs 8.9- 9.4 vs 8.9
9.4 vs 8.99.4 vs 8.8
9.4 vs 8.7
9.4 vs 8.5
9.4 vs 8.59.4 vs 8.5
9.4 vs 8.59.4 vs 8.5
9.4 vs 8.4- 9.4 vs 8.0
9.4 vs 9.0
Where Oschadbank is available
- Available
- Ukraine
- Licence in Ukraine
- National Bank of Ukraine (148), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is the minimum deposit at Oschadbank?+
The minimum deposit at Oschadbank is UAH 1,000. (Source, checked September 26, 2026)
Which company operates Oschadbank?+
Oschadbank is operated by Joint Stock Company State Savings Bank of Ukraine (AT "Oschadbank"). (Source, checked September 26, 2026)
Where is Oschadbank based?+
Oschadbank is based in Ukraine. (Source, checked September 26, 2026)
When was Oschadbank founded?+
Oschadbank was founded in 1991. (Source, checked September 26, 2026)
How can I contact Oschadbank support?+
Oschadbank offers support through Email, Chat, Phone. (Source, checked September 26, 2026)
Sources
- bonus.oschadbank.ua/en checked September 26, 2026
Backs: Features, Rewards type
“MY BONUSES rewards program”
- en.wikipedia.org/wiki/Oschadbank checked September 26, 2026
Backs: Card kind
“credit card products”
- oschadbank.ua/contacts checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels, Licences
- oschadbank.ua/credit/cash checked September 26, 2026
Backs: Loan amount, APR, Eligibility, Free early repayment, Lender type, Arrangement fee, Use cases
- oschadbank.ua/credits checked September 26, 2026
Backs: Loan types
- oschadbank.ua/deposit/my-deposit checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Term
- oschadbank.ua/deposits checked September 26, 2026
Backs: Pricing model, Rate type
- uk.wikipedia.org/wiki/%D0%9E%D1%89%D0%B0%D0%B4%D0%B1%D0%B... checked September 26, 2026
Backs: Founded
- oschadbank.ua/credit/nerukhomist-na-vtorinnomu-rinku checked September 26, 2026
Backs: Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
Compiled from 9 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Deposit protection.
Oschadbank
Customers comparing Oschadbank fixed-term deposit options and payout structures.