Oschadbank review

Updated October 14, 2026 · SumCue Editorial Team

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Our verdict

Oschadbank My Deposit is a fixed-term deposit available in hryvnia, US dollars or euros. Interest can be paid monthly or capitalized monthly; early withdrawal is not provided.

Key facts

Best for
Customers comparing Oschadbank fixed-term deposit options and payout structures.
Headline rate
10.5% to 11.5%↗
Rate type
Fixed↗
Term
3 to 36 months↗
Minimum deposit
UAH 1,000↗
Access terms
Fixed term, no early withdrawal; top-ups allowed, auto-prolongation available↗
Account kind
Fixed↗
Legal entity
Joint Stock Company State Savings Bank of Ukraine (AT "Oschadbank")↗
Headquarters
Ukraine↗
Founded
1991↗
Support channels
Email, Chat, Phone↗
Pricing model
Fixed rate
Official website
oschadbank.ua

Loans

APR
42.56% to 63.57%↗
Loan amount
UAH 10,000 to UAH 500,000↗
Arrangement fee
0 UAH↗
Lender type
Direct lender↗
Free early repayment
Yes↗
Eligibility
Ages 21-65, citizens of Ukraine with stable income↗
Loan types
Personal, Car, Secured, BNPL, Business↗
Use cases
Home-improvement↗
Features
Rewards

Credit cards

Rewards type
Points↗
Card kind
Credit↗

Mortgages

Initial rate
16.5%↗
Fixed period
1 year↗
Maximum loan to value
70%↗
Product fee
UAH 1,000 to UAH 99,000↗
Purpose
Purchase↗

Facts checked September 26, 2026, 9 sources

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • Hryvnia, US dollar and euro deposit currencies.
  • Monthly interest payout or monthly capitalization.

Cons

  • Early return of the deposit is not provided.
Oschadbank

Ready to try Oschadbank?

Scored 9.4 / 10 by SumCue.

Who it suits

  • Customers comparing Oschadbank fixed-term deposit options and payout structures.

How Oschadbank compares

Where Oschadbank is available

Available
Ukraine
Licence in Ukraine
National Bank of Ukraine (148), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the minimum deposit at Oschadbank?+

The minimum deposit at Oschadbank is UAH 1,000. (Source, checked September 26, 2026)

Which company operates Oschadbank?+

Oschadbank is operated by Joint Stock Company State Savings Bank of Ukraine (AT "Oschadbank"). (Source, checked September 26, 2026)

Where is Oschadbank based?+

Oschadbank is based in Ukraine. (Source, checked September 26, 2026)

When was Oschadbank founded?+

Oschadbank was founded in 1991. (Source, checked September 26, 2026)

How can I contact Oschadbank support?+

Oschadbank offers support through Email, Chat, Phone. (Source, checked September 26, 2026)

Sources

Compiled from 9 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Deposit protection.

Oschadbank

Oschadbank

Customers comparing Oschadbank fixed-term deposit options and payout structures.

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