OP Financial Group review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
OP Financial Group is known for broad insurance cover paired with access to stocks, ETFs and funds. Households who want household and personal protection alongside market investment choice may wish to review product details, support channels and claims assistance before deciding.
Key facts
Personal insurance
Brokers
- Markets
- Stocks, ETFs, Funds↗
Facts checked September 26, 2026, 5 sources
Pros
Pros
- Covers auto, home, life, health, travel, critical illness and income protection
- Provides access to stocks, ETFs and funds alongside insurance cover
- Offers phone and help centre support with dedicated claims assistance service
Who it suits
- Households wanting broad insurance cover in one place
- Households wanting stock and fund access beside insurance
How OP Financial Group compares
Where OP Financial Group is available
- Available
- Finland
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What insurance types does OP Financial Group include?+
OP Financial Group includes auto, home, life, health, travel, critical illness and income protection. The range spans household, motor, travel and personal protection types. Review product documents to confirm cover details and exclusions before choosing a policy.
Which investment markets does OP Financial Group cover?+
OP Financial Group covers stocks, ETFs and funds. The choice allows households to hold different market investments beside insurance cover. Review investment material to understand risk, access and objectives in full detail before proceeding further.
What claims support does OP Financial Group provide?+
OP Financial Group provides Pohjola Vahinkoapu claims assistance service. Support is also available by phone and through a help centre, with a partner network involved. Check policy guidance to understand how claims assistance operates for each cover type.
Which company operates OP Financial Group?+
OP Financial Group is operated by OP Pohjola BIC. (Source, checked September 26, 2026)
Where is OP Financial Group based?+
OP Financial Group is based in Finland. (Source, checked September 26, 2026)
When was OP Financial Group founded?+
OP Financial Group was founded in 1902. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/OP_Financial_Group checked September 26, 2026
Backs: Founded, Headquarters
“The first local cooperative credit societies were founded in 1902”
- op.fi checked September 26, 2026
Backs: Legal entity
“© OP Pohjola BIC: OKOYFIHH”
- op.fi checked September 26, 2026
Backs: Support channels
“Asiakaspalvelu / Puheluhinnasto”
- op.fi/en/private-customers/savings-and-investments/equity... checked September 26, 2026
Backs: Markets
“Investment services are provided by OP cooperative banks.”
- op.fi/henkiloasiakkaat/vakuutukset checked September 26, 2026
Backs: Claims channels, Provider type, Insurance types
“Vakuutusasiakaanamme sinua palvelevat myös Pohjola Vahinkoapu ja kattava kumppaniverkostomme. Pohjola Vahinkoapu -palvelun tarjoaa vakuutusyhtiö Pohjola Vakuutus Oy.”
Compiled from 5 source pages, checked October 21, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.