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One Zero review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

One Zero pays a fixed 6% over 12 with a ILS 100 minimum deposit, a strong return for savers who can leave the money in place. It suits adults resident in Israel who are not US persons, and the regulator listed for the brand is the Bank of Israel.

Key facts

Best for
A fixed return for adults in Israel who can lock a single deposit away for a full term.
Headline rate
6%↗
Rate type
Fixed↗
Term
12 months↗
Minimum deposit
₪100↗
Access terms
One-year fixed term, single deposit, no withdrawal during the term; early break forfeits 10% of accrued interest↗
Monthly fee
₪0↗
Account kind
Fixed↗
Regulators
Bank of Israel↗
Legal entity
Bank One Zero Digital Bank Ltd.↗
Headquarters
Israel↗
Founded
2019↗
Support channels
Phone, Chat, Email, Help-centre↗
Pricing model
No monthly fee
Official website
onezerobank.com

Brokers

Account fee
₪588↗
Markets
Stocks↗
Currency conversion fee
0%↗
Features
Mobile app

Loans

Lender type
Direct lender↗
Eligibility
Israel residents only, over 18, with no foreign tax residency and not US persons↗

Credit cards

Annual fee
₪0↗
Card kind
Credit↗

Facts checked September 26, 2026, 10 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataLinkedInXyoutube.cominstagram.com

Pros and cons

Pros

  • Support runs on phone, chat and email, so help is offered by phone, chat and in writing.
  • The regulator listed is the Bank of Israel, and the brand runs as Bank One Zero Digital Bank Ltd..
  • The bank runs on a mobile app, so the term can be placed and tracked on a phone.
  • A ILS 100 minimum keeps the entry point small for a fixed term product.

Cons

  • A single deposit is locked in for 12 and breaking the term early forfeits part of the interest earned so far.
  • Only Israel residents qualify and US persons are excluded, so the pool able to open the account is narrow.
  • Running costs are mixed: a listed account fee of ILS 588 sits alongside a monthly fee of ILS 0.
One Zero

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Adults resident in Israel who are not US persons.
  • Savers who can place one deposit and leave it untouched for the whole term.
  • People who want a short fixed commitment rather than a rolling balance, with a term of 12.

Who should look elsewhere

  • Savers who need to reach their money before the term ends, since an early break forfeits part of the interest earned so far.
  • Anyone outside the eligibility rule, who should compare bunq and Wise for other markets instead.
  • Rate watchers after the widest quoted range, since Finteres lists 0% to 36% while this deposit pays 6%.

How One Zero compares

Where One Zero is available

Available
Israel
Licence in Israel
Bank of Israel, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does One Zero pay on this deposit?+

The offer pays a fixed 6% over 12, with the rate type listed as fixed. The minimum deposit is ILS 100, and the money is placed as one single deposit rather than in instalments.

Who can open the account?+

Opening is limited to adults resident in Israel who are not US persons, and Israeli tax residency is also required. The offer is not open to people living outside Israel, so anyone abroad would need to look at other providers.

Can I withdraw money before the end of the term?+

The deposit is locked for the full 12, and breaking it early forfeits part of the interest earned so far. The money therefore has to be planned as out of reach until the term ends.

What does the account cost to run?+

The monthly fee is ILS 0 and the annual fee is ILS 0, but a listed account fee of ILS 588 also sits against the account. That means the running cost is not captured by a single line.

Is the bank regulated?+

Yes. The regulator listed for the brand is the Bank of Israel, and it operates as Bank One Zero Digital Bank Ltd. with headquarters in Israel. Supervision sits with the central bank, so the deposits are placed with a supervised bank.

How do I get help if something goes wrong?+

Support runs on phone, chat and email, so a phone line, live chat, email and a help centre are all available, reached through the mobile app. Written answers also sit in the help centre for anything that does not need a call.

What is the smallest deposit I can place?+

The minimum deposit is ILS 100, a low entry point for a fixed term product. The same fixed 6% applies over 12 whatever the sum placed, and the monthly fee on the account is ILS 0.

How does the rate compare with other savings?+

The site median is 3%, so 6% sits above the middle of the savings list. Its position on headline rate is 74 of 488 brands, while the term ranks 9 of 36.

Sources

Compiled from 10 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Deposit protection.

One Zero

One Zero

A fixed return for adults in Israel who can lock a single deposit away for a full term.

8.8/10See alternatives