Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Nu Mexico review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Nu Mexico is a Mexican credit card and account that cost nothing to hold, so it suits customers who want no annual or monthly charge. Borrowing is the weak point: the 148.1% APR makes a carried balance expensive, and the provider sits in Mexico rather than the UK or Europe.

Key facts

Best for
A fee free Mexican credit card with a savings account running alongside it.
Annual fee
MX$0↗
APR
148.1%↗
Card kind
Credit↗
Legal entity
Nubank S.A., Institución de Banca Múltiple↗
Headquarters
Mexico↗
Support channels
Chat, Phone, Help-centre, Community↗
Pricing model
No annual fee
Official website
nu.com.mx

Savings

Headline rate
6.5% to 13%↗
Rate type
Fixed↗
Minimum deposit
MX$0.010↗
Access terms
Cajitas Nu pay daily yield and stay available 24/7; optional frozen savings of 7, 28, 90 or 180 days↗
Monthly fee
MX$0↗
Account kind
Easy access↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
Wikidata

Pros and cons

Pros

  • The annual fee is MXN 0 and the account adds a monthly fee of MXN 0, so both sides are free to hold.
  • It ranks 1 of 312 brands on annual fee, which puts it at the low end of the field.
  • Savings come with the card: 6.5% to 13% at a fixed rate from a MXN 0.01 minimum deposit.
  • Support runs through chat, phone and help centre, covering chat, phone, a help centre and a community.

Cons

  • The 148.1% APR is the price that matters, and it sits far above the 15.5% site median, so a carried balance costs real money.
  • The fixed rate will not follow short rates down, so 6.5% to 13% is a locked return.
  • The provider is Nubank S.A., Institución de Banca Múltiple in Mexico, so readers outside that market get no local help from chat, phone and help centre.
Nu Mexico

Ready to try Nu Mexico?

Scored 9.1 / 10 by SumCue.

See alternatives

Who it suits

  • Customers in Mexico who want a card and an account with no annual or monthly charge.
  • Savers who want 6.5% to 13% paid daily, with money that stays available and frozen terms only if they ask for them.
  • People who like several support routes, since chat, phone and help centre spans chat, phone, a help centre and a community.

Who should look elsewhere

  • Readers shopping in the UK or Europe: Nubank S.A., Institución de Banca Múltiple issues from MX, so bunq or Wise are the pairs to weigh there.
  • Anyone planning to carry a balance, because the 148.1% APR on this credit card is steep. The Varo Believe Secured Credit Card is a secured route at $0 a year.

Fees and FX

Holding the card costs nothing: the annual fee is MXN 0. Interest is the fee that matters here, and the 148.1% APR sits at the heavy end of what cards charge, so a balance carried between statements is where the cost builds. Anyone who pays in full each month keeps the fee side of the deal at MXN 0.

The company behind it

Nu Mexico is issued by Nubank S.A., Institución de Banca Múltiple, headquartered in Mexico, so the money sits with a provider that runs its own bank rather than an intermediary. Support runs through chat, phone and help centre: chat, phone, a help centre and a community. Several routes at once is the practical reason to start with the home market for a card and an account run locally.

How Nu Mexico compares

Where Nu Mexico is available

Available
Mexico

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does it cost to hold the card and account?+

There is no charge for holding either side. The card's annual fee is MXN 0, and the Nu account carries a monthly fee of MXN 0. In the site's comparison the annual fee ranks 1 of 312, so ownership cost is not what separates this card from the rest.

What do I pay if I carry a balance?+

The 148.1% APR is the number to plan around. The site median is 15.5% and the credit card ranking median is 16%, and Nu Mexico sits at 136 of 138 on that measure. Borrowing only works out well when the balance is cleared in full each statement.

Can I save as well as spend?+

Nu pays a fixed rate of 6.5% to 13% on the savings side, from a minimum deposit of MXN 0.01, and the account is easy access, easy access. Cajitas pay yield daily and stay reachable around the clock, with frozen savings optional for a set term.

How do I get help?+

Support runs through chat, phone and help centre: chat, phone, a help centre and a community. Having several routes open at once helps on a card used daily, and a phone answer is there when an app message has stalled.

Who runs Nu Mexico?+

Nu Mexico is operated by Nubank S.A., Institución de Banca Múltiple, based in Mexico. The savings, the card and the support all come from that provider, so the same organisation holds the money and runs the account you spend from. That is a banking relationship rather than a marketplace listing.

Can I open this from the UK?+

Nubank S.A., Institución de Banca Múltiple is the entity behind the product and MX is where it sits, so Nu Mexico is built for the Mexican market. A reader in the UK or Europe would weigh bunq or Wise instead, whose annual fees are €0 and £0.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Rewards type.

Nu Mexico

Nu Mexico

A fee free Mexican credit card with a savings account running alongside it.

9.1/10See alternatives