Money101 Taiwan review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Money101 Taiwan is a research starting point for credit cards, personal lending and insurance themes for Taiwan households. It suits people researching everyday borrowing and protection options in one place and checking eligibility and purpose carefully before choosing a product.
Key facts
- Best for
- Households in Taiwan researching cards, loans and insurance
- APR
- 2.46% to 17.07%↗
- Credit needed
- Good↗
- Legal entity
- 理財一零一有限公司 (Money101 Limited)↗
- Headquarters
- Taiwan↗
- Founded
- 2014↗
- Support channels
- Email, Phone, Help-centre, Chat↗
- Pricing model
- No monthly fee
- Features
- Same-day funding, Credit line
- Official website
- money101.com.tw
Loans
- Loan amount
- NT$50,000 to NT$10,000,000↗
- Term
- 36 to 120 months↗
- Arrangement fee
- NT$0 起 (most Money101 channel plans); NT$3,000 起 at CTBC Online loan; NT$9,000 where no plan is tied↗
- Credit check
- Hard↗
- Funding time
- Fastest 10 minutes after online contract signing↗
- Representative example
- HSBC personal loan: NT$300,000 over 5 years, first-period rate 0.01%, then 2.54%-15.99% floating, setup fee NT$0, total cost APR 2.46%-15.39%↗
- Rate type
- Variable↗
- Lender type
- Broker↗
- Free early repayment
- No↗
- Eligibility
- 18-60 years old, Taiwan national, annual income at least NT$300,000 (some partner loans 20-63, income from NT$220,000)↗
- Loan types
- Personal, Debt-consolidation, Credit-line, Secured, Car, Business↗
- Use cases
- Home-improvement↗
Mortgages
Personal insurance
- Premium from
- NT$889↗
- Insurance types
- Auto, Motorcycle, Travel, Pet, Home↗
- Provider type
- Comparison site↗
- Cover limit
- Compulsory car third-party liability: death benefit NT$2,000,000 per person, disability benefit up to NT$2,000,000 per person, injury medical benefit up to NT$200,000↗
- Age range
- 20 and under to 60 and over (compulsory car insurance rate age brackets)↗
Savings
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Elsewhere
Pros
Pros
- Spans personal, debt consolidation, secured, car and business lending themes
- Covers travel, home, pet, auto and motorcycle insurance themes
- Includes credit line and debt consolidation paths for structured borrowing research
Who it suits
- People in Taiwan reviewing borrowing and insurance options
- Cardholders checking features before choosing a new card
How Money101 Taiwan compares
Where Money101 Taiwan is available
- Available
- Taiwan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Money101 Taiwan cover?+
Money101 Taiwan covers credit cards alongside personal, debt consolidation, secured, car and business lending. It also spans travel, home, pet, auto and motorcycle insurance plus home improvement and home equity themes.
Where does Money101 Taiwan focus?+
Money101 Taiwan focuses on households in Taiwan across cards, loans and insurance. It presents everyday borrowing and protection themes with that market in mind for local research. Eligibility themes reflect local households and income expectations.
Which borrowers might use Money101 Taiwan?+
Borrowers considering a purchase, a first home, a remortgage or home equity action may find it relevant. It also addresses home improvement plans and business borrowing needs. Checking purpose and eligibility first helps define suitable paths.
Which company operates Money101 Taiwan?+
Money101 Taiwan is operated by 理財一零一有限公司 (Money101 Limited). (Source, checked September 26, 2026)
Where is Money101 Taiwan based?+
Money101 Taiwan is based in Taiwan. (Source, checked September 26, 2026)
When was Money101 Taiwan founded?+
Money101 Taiwan was founded in 2014. (Source, checked September 26, 2026)
How can I contact Money101 Taiwan support?+
Money101 Taiwan offers support through Email, Phone, Help-centre, Chat. (Source, checked September 26, 2026)
Sources
- money101.com.tw checked September 26, 2026
Backs: Provider type, Insurance types
- linkedin.com/company/money101-com-tw checked September 26, 2026
Backs: Founded, Headquarters
“Founded in 2014”
- money101.com.tw/%E8%B2%B8%E6%AC%BE/%E4%BF%A1%E7%94%A8%E8%... checked September 26, 2026
Backs: Loan amount, APR, Credit check, Credit needed, Eligibility, Features, Free early repayment, Funding time, Loan types, Arrangement fee, Rate type, Representative example, Term, Use cases
“HSBC Money101 exclusive plan 總費用年百分率 2.46%~15.39%; DBS cardholder loan 總費用年百分率 3.79%~17.07%”
- money101.com.tw/blog/15-%e5%ae%b6%e7%94%a2%e9%9a%aa%e7%b7... checked September 26, 2026
Backs: Age range, Cover limit, Premium from
- money101.com.tw/loans/%E6%88%BF%E5%B1%8B%E8%B2%B8%E6%AC%BE checked September 26, 2026
Backs: APRC, Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
- money101.com.tw/pages/money101%E6%9C%8D%E5%8B%99%E6%A2%9D... checked September 26, 2026
Backs: Legal entity, Lender type, Pricing model, Support channels
- money101.com.tw/pages/money101%E9%97%9C%E6%96%BC%E6%88%91... checked September 26, 2026
Backs: Access terms, Monthly fee
“費用全免 (all fees free)”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, Currency conversion fee, Rewards type.