Mixx by Yas review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Mixx by Yas suits people in Tanzania who keep their day-to-day money in the Mixx wallet and want that balance to earn something. The savings pot pays a variable 6% rate, charges a monthly fee of TZS 0, and lets money in and out of the wallet on demand.
Key facts
- Best for
- An easy-access, fee-free savings pot that sits inside the Mixx wallet.
- Headline rate
- 6%↗
- Rate type
- Variable↗
- Minimum deposit
- TZS 100↗
- Access terms
- On demand from the main Mixx wallet via USSD *150*01# or Mixx Super App; interest paid monthly to the main Mixx wallet↗
- Monthly fee
- TZS 0↗
- Account kind
- Easy access↗
- Legal entity
- Honora Tanzania↗
- Headquarters
- Tanzania↗
- Support channels
- Phone, Chat, Email, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- yas.co.tz
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Variable 6% interest, paid monthly straight to the main Mixx wallet.
- A monthly fee of TZS 0, so nothing is taken off the balance each month.
- On-demand access by USSD or through the Mixx Super App, with no fixed term to serve.
- A low starting point of TZS 100 to open the pot.
Cons
- The variable rate is set by Mixx by Yas, so the 6% headline can move down as well as up.
- The money sits in the main Mixx wallet and is reached by USSD or the Mixx Super App, so it is tied to that wallet rather than a standalone account.
- Interest is credited monthly rather than daily, so compounding comes at that pace.
Who it suits
- Mixx wallet users in Tanzania who want the same balance to pay while staying reachable.
- New savers, since the minimum deposit is TZS 100 rather than a large opening balance.
- People who manage their money on a phone and like short USSD codes to a branch visit.
Who should look elsewhere
- Readers in the UK and Europe who want interest balances with Wise or bunq, which pay 3.29% and 3.01%.
- Anyone chasing a fixed rate, since Mixx by Yas pays a variable rate while Finteres lists terms of 0% to 36%.
- People who want a term deposit set aside for a set period rather than an easy access pot.
How Mixx by Yas compares
Where Mixx by Yas is available
- Available
- Tanzania
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What rate does the Mixx savings pot pay?+
The rate is variable at 6% on the balance held. Because it is variable rather than fixed, the amount earned can change with it, and the interest is paid monthly into the main Mixx wallet.
What does it cost to hold the account?+
There is no monthly charge: the monthly fee is TZS 0. That keeps the cost of holding the pot at nil, and it means the 6% variable rate is closer to what the balance earns rather than a rate trimmed by fees. Interest still arrives monthly in the wallet.
What kind of account is it?+
It is an easy access savings pot, which means money goes in and comes out without a fixed term. The rate is variable rather than fixed for a set period, and the minimum to open it is TZS 100. That suits someone who wants savings reachable rather than locked away.
Who is it aimed at and where is it available?+
The account runs with Honora Tanzania, the legal entity behind the Mixx wallet, and the brand is based in Tanzania. It is built for people who already hold their day-to-day balance in that wallet, rather than for shoppers looking for a standalone savings product elsewhere.
How do I get help if something goes wrong?+
Support runs on phone, chat and email, so phone, chat, email and a help centre are all covered. Queries can be raised from the same channels that hold the wallet, which suits people who manage their money by phone rather than in branch.
How does the rate compare with other savings?+
On headline rate, Mixx by Yas ranks 74 of 488 brands listed, at 6%. Wise pays 3.29% and bunq pays 3.01% on their interest balances, while the site median for savings is 3%.
How much do I need to start saving?+
The minimum deposit is TZS 100, a low bar for a new pot, and it can be topped up as the wallet balance allows. With no monthly charge, small balances are not eaten by fees, and interest still arrives each month in the main Mixx wallet.
Sources
- mixx.co.tz checked September 26, 2026
Backs: Headquarters, Support channels
“Mixx by Yas Tanzania - Mobile Financial Services & Digital Payments”
- mixx.co.tz/consumers/kibubu checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“The customer can withdraw money from his Kibubu account up to the maximum amount available in that account whenever he needs to do so.”
- yas.co.tz checked September 26, 2026
Backs: Legal entity
“"YAS" is Honora Tanzania”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term, Deposit protection.