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Majority review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Majority suits people who send money home or travel across currencies and would rather not pay for the privilege. The monthly fee is $0 and the currency conversion fee is 0%, which is why the account earns an overall score of 7.2.

Key facts

Best for
Migrants sending money home and travellers who spend in several currencies.
Monthly fee
$0↗
Currency conversion fee
0%↗
Card type
Debit↗
Card network
Visa↗
Legal entity
Axiom Bank, N.A.↗
Headquarters
Sweden↗
Founded
2019↗
Support channels
Help-centre↗
Features
Multi-currency, Travel
Official website
majority.com

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInTrustpilot

Pros and cons

Pros

  • A conversion fee of 0% means card spending abroad does not shrink the balance.
  • A monthly fee of $0 means the account can sit open without a charge.
  • Multi-currency and travel features come as standard on a debit card running on the visa network.

Cons

  • Support runs on help centre only, so a blocked card has to be handled through articles.
  • Founded in 2019, Majority is a young operation next to long-established rivals.
  • The account runs through Axiom Bank, N.A. in Sweden, so customers elsewhere should read the terms first.
Majority

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Scored 8.6 / 10 by SumCue.

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Who it suits

  • Migrants who send money across borders and want the conversion fee to stay at 0%.
  • Travellers holding several currencies who would rather not pay a monthly charge of $0.
  • People who want a plain debit card on the visa network with no upkeep cost.

Who should look elsewhere

  • Wise, if you would rather hold a monthly fee quoted in pounds, since Wise charges £0.
  • bunq, if a euro account at a monthly fee of €0 fits your money better.
  • Starling Personal Account Debit Card, if you would rather take a monthly fee of £0 from a conventional account.

Fees and FX

The account carries a monthly fee of $0 and a currency conversion fee of 0%, which covers the charges most readers check before opening. Nothing in the schedule adds a percentage on top of the conversion, and holding the account from month to month does not change what you pay.

The company behind it

The account is run through Axiom Bank, N.A., with a home country of SE and a founding year of 2019. Help runs on help centre, so most questions are answered by self-service rather than an agent, and the operation is young enough that terms can move between visits.

How Majority compares

Where Majority is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Majority charge to hold an account and convert currency?+

The monthly fee is $0 and the currency conversion fee is 0%. Both sit at the cheap end for this kind of account, so holding a balance and spending it abroad cost little more than sitting on cash. The card itself is a debit card on the visa network.

Who holds the money behind a Majority account?+

The account is held through Axiom Bank, N.A., the legal entity named for Majority, and the business itself sits in Sweden. Ask Axiom Bank, N.A. what protection applies to your balance and to which limit before you keep a large sum there.

How do I get help if my Majority card is blocked?+

Support runs on help centre, so the route into a blocked card or a failed payment is the help centre rather than a phone line or live chat. It is worth checking the card works in the country you are in before a trip, since travel is one of the stated features.

Who is a Majority account built for?+

It suits people who move money between markets: migrants sending money home, and travellers who would rather not pay a monthly charge of $0 for the privilege. Multi-currency and travel are the stated features, and the debit card spends straight from the balance.

How old is Majority and where does it operate from?+

Majority was founded in 2019 and operates from SE, with Axiom Bank, N.A. as the legal entity behind the account. It is a young operation next to long-established banks, which matters most if you plan to keep a large balance there.

How does Majority compare with Wise and bunq on monthly fees?+

On the monthly charge there is little to separate them: Majority charges $0, Wise charges £0 and bunq charges €0. The real difference is the currency you hold and the conversion terms, where the fee here is 0%.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Free ATM withdrawals, Protection.

Majority

Majority

Migrants sending money home and travellers who spend in several currencies.

8.6/10See alternatives