Koin review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Koin centres cash management in a digital e-wallet that asks for verification first. It suits active people who want mobile handling with QR based USDC buying, prepaid card use and internal plus international transfers supported by email and phone contact.
Key facts
- Best for
- People managing cash by app
- Access terms
- 24/7 digital e-wallet app; KYC verification and digital signature required, buy USDC by QR, prepaid card, internal and international transfers↗
- Account kind
- Cash management↗
- Legal entity
- Banco Mercantil Santa Cruz S.A.↗
- Headquarters
- Bolivia↗
- Founded
- 1905↗
- Support channels
- Email, Phone↗
- Official website
- bmsc.com.bo
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros
Pros
- Digital e-wallet app for cash management with day and night availability
- QR based USDC buying with prepaid card use for transfers at home and abroad
Who it suits
- People who prefer app based cash handling
- People who accept verification by KYC and digital signature
How Koin compares
Where Koin is available
- Available
- Bolivia
- Licence in Bolivia
- ASFI (Autoridad de Supervision del Sistema Financiero de Bolivia), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Koin provide for everyday money handling?+
Koin provides cash management through a digital e-wallet app. It covers buying USDC by QR alongside prepaid card use. It also covers internal transfers and international transfers for moving funds.
How does access to Koin work through the app?+
Access runs through a digital e-wallet app that stays available day and night. Opening asks for KYC verification and a digital signature. Those checks sit before use of the wallet features.
Who can open a Koin wallet?+
Anyone ready to complete KYC verification and add a digital signature can proceed toward opening. The process suits people who prefer managing cash by mobile app. Email and phone support remain available during the steps.
Which company operates Koin?+
Koin is operated by Banco Mercantil Santa Cruz S.A.. (Source, checked September 26, 2026)
Where is Koin based?+
Koin is based in Bolivia. (Source, checked September 26, 2026)
When was Koin founded?+
Koin was founded in 1905. (Source, checked September 26, 2026)
How can I contact Koin support?+
Koin offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- play.google.com/store/apps/details checked September 26, 2026
Backs: Headquarters, Support channels
“CALLE AYACUCHO ESQ, MERCADO, #295, Zona CENTRAL, Edificio BANCO MERCANTIL SANTA CRUZ Pedro Domingo Murillo Bolivia”
- asfi.gob.bo checked September 26, 2026
Backs: Licences
- bmsc.com.bo checked September 26, 2026
Backs: Legal entity
- bmsc.com.bo/AboutUs checked September 26, 2026
Backs: Founded
- bmsc.com.bo/koin checked September 26, 2026
Backs: Access terms, Account kind
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.