Khalti by IME review

Updated October 13, 2026 · SumCue Editorial Team

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Our verdict

Khalti by IME differs from a standard card product by working as a unified payment platform for daily money needs. It suits residents in Nepal who pay bills, scan QR codes, send funds, book travel and use entertainment and financial services together in one app.

Key facts

Best for
Everyday payments and transfers in Nepal
Legal entity
IME Khalti Ltd.↗
Headquarters
Nepal↗
Founded
2017↗
Support channels
Email, Phone↗
Official website
khalti.com

Savings

Account kind
Easy access↗

Facts checked September 26, 2026, 3 sources

Pros and cons

Pros

  • Combines bill payments, QR payments, transfers, travel booking and entertainment in one app.
  • Connects banks, wallets and remittance routes for sending and receiving funds.
  • Retains completed KYC verification for users of the earlier separate apps.
  • Provides QR acceptance and gateway tools that help merchants and institutions receive payments.

Cons

  • Serves users in Nepal, which limits relevance for people living elsewhere.
  • Covers many service areas at once, which can feel broad for simple payment needs.
Khalti by IME

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Who it suits

  • Nepali residents managing bills, QR payments and transfers
  • Travellers booking flights, hotels and events in Nepal
  • Merchants and institutions accepting digital payments

Who should look elsewhere

  • People living outside Nepal

Safety and regulation

Both payment providers behind Khalti by IME hold licences as payment service providers from NRB. That licensed status underpins bill payments, QR payments and fund transfers within the unified app. The platform handles identity verification and keeps payment connections within one place. Travellers and households gain clearer records when every payment stays traceable in the app.

Where Khalti by IME is available

Available
Nepal

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Khalti by IME cover?+

It covers bill payments, QR payments and fund transfers alongside flight, hotel and travel package bookings. Entertainment options include movie tickets, events and OTT subscriptions. Savings, insurance and investment access plus merchant and enterprise payment tools complete the range.

Which countries does it serve?+

It serves households and travellers across Nepal through its broad payment network. Remittance connections support funds sent from around the world into the platform for local use. Linked banks and wallets then allow onward transfers within Nepal.

Which company stands behind the platform?+

Khalti by IME stands as Nepal's unified payment platform built from two NRB licensed payment service providers. It unites wider merchant networks and expanded services for users across Nepal. The unified Khalti app provides payments, transfers and financial services together.

How do QR payments work in plain terms?+

Users scan QR codes to settle in person payments quickly within the app. Merchants display QR codes to receive instant payments at shops and service points. A developer friendly gateway also allows websites and apps to receive payments.

Where is Khalti by IME based?+

Khalti by IME is based in Nepal. (Source, checked September 26, 2026)

When was Khalti by IME founded?+

Khalti by IME was founded in 2017. (Source, checked September 26, 2026)

How can I contact Khalti by IME support?+

Khalti by IME offers support through Email, Phone. (Source, checked September 26, 2026)

Sources

  • khalti.com checked September 26, 2026

    Backs: Support channels

    “Email: support@khalti.com, Phone: 01-5970017 or 16600158888”

  • khalti.com/about checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “officially launched at CAN infotech on 26th January, 2017”

  • khalti.com/info/terms checked September 26, 2026

    Backs: Account kind

    “Customer: A user who registers with Khalti and holds an active wallet account.”

Compiled from 3 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.

Khalti by IME

Khalti by IME

Everyday payments and transfers in Nepal

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