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GoHenry USA review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

GoHenry USA suits parents who want a spending card in a child's name rather than a shared family account. The card is a debit card on visa, and the account carries a monthly fee of $8, which is the number to weigh before opening an account for a child.

Key facts

Best for
A child's first spending card in the United States, supervised by a parent.
Monthly fee
$8↗
Card type
Debit↗
Card network
Visa↗
Legal entity
GoHenry Inc, d/b/a Acorns Early↗
Headquarters
United States↗
Support channels
Email, Phone, Help-centre, Chat↗
Audience
Kids
Official website
gohenry.com

Facts checked September 26, 2026, 2 sources

Apps and profiles

Elsewhere
WikidataWikipediaX

Pros and cons

Pros

  • Built around kids, so the account and card are shaped for a child rather than an adult.
  • The card runs on visa, the same network as 59.2% of the debit cards in the ranking.
  • Support spans email, phone and help centre, covering phone and chat as well as email and a help centre.

Cons

  • A monthly fee of $8 applies, while bunq charges €0 and Varo Believe Secured Credit Card charges $0.
  • The account serves kids only, so it does not cover an adult's own everyday banking.

Ready to try GoHenry USA?

Scored 8.8 / 10 by SumCue.

See alternatives

Who it suits

  • Parents in US opening a first spending account for a child.
  • Families comfortable paying a monthly charge for a card the child holds.
  • People who like having phone and chat routes to a help centre, since support runs on email, phone and help centre.

Who should look elsewhere

  • Anyone after a free monthly account: bunq charges €0 and Wise charges £0.
  • Adults and couples wanting an everyday account, since the account is built around kids.

The company behind it

The brand trades as GoHenry Inc, d/b/a Acorns Early and is based in the United States. Support runs on email, phone and help centre, which covers email, phone, a help centre and chat, so a parent can get help on a blocked card or a disputed payment without visiting an office. Expect the name on the account terms to read differently from the card brand.

How GoHenry USA compares

Where GoHenry USA is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the account cost?+

The account charges a monthly fee of $8 while it stays open. The card is a debit card, so payments come straight from the balance held in the account rather than a loan, and the monthly charge is the cost a parent needs to plan for.

How does that compare with other cards?+

The gap is wide. bunq charges €0 a month, Varo Believe Secured Credit Card charges $0, and Wise charges £0, against $8 for a GoHenry USA account. On monthly fee it sits at 395 of 422 brands.

Is it a debit or credit card?+

It is a debit card, so a child spends from the balance held in the account and nothing is borrowed or repaid. The card runs on visa, which means it behaves like an ordinary everyday card while the account stays in a child's name.

Which network does the card use?+

The card runs on visa, so it is accepted wherever visa is accepted, and 59.2% of the debit cards in the ranking share that network. The account is built for US, so that is where the card is set up.

Who is the account for?+

The account is built around kids, so the card holder is a child and a parent keeps oversight of the spending. The monthly fee of $8 is charged on that child's account rather than on an adult everyday account.

How do I get help?+

Support runs on email, phone and help centre, so a quick question can go to chat while a card block is sorted over the phone. The team is listed as GoHenry Inc, d/b/a Acorns Early, which is worth having to hand when you quote the terms of the account.

Which company runs the card?+

The card is issued by GoHenry Inc, d/b/a Acorns Early and the company is based in the United States. Because the terms carry the company name rather than the card name, check fees and support details against that entity when comparing accounts.

Sources

  • acorns.com/early/website-app-terms checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “Acorns Early Customer Support 5300 California Avenue Irvine, CA 92617 USA”

  • gohenry.com/us checked September 26, 2026

    Backs: Audience, Card type, Monthly fee, Card network

    “Acorns Early (formerly GoHenry) is for kids ages 6-18”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

GoHenry USA

A child's first spending card in the United States, supervised by a parent.

8.8/10See alternatives