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GlobXpay review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

GlobXpay suits Jordan-based savers who want access to their money and a card for daily spending, with no monthly charge and cashback on the prepaid card. A monthly fee of JOD 0 keeps the running cost down, and the account stays easy access throughout.

Key facts

Best for
Easy-access saving in Jordan with a prepaid card and no monthly charge.
Headline rate
2%↗
Rate type
Variable↗
Minimum deposit
JOD 0↗
Access terms
Withdraw anytime, no lock-in; daily accrual on available balance, credited monthly↗
Monthly fee
JOD 0↗
Account kind
Easy access↗
Legal entity
Advanced Technology for Financial Services Co. (GlobXpay)↗
Headquarters
Jordan↗
Founded
2023↗
Support channels
Phone, Chat, Email, Help-centre↗
Pricing model
No monthly fee
Official website
globxpay.com

Debit cards

Currency conversion fee
3%↗
Free ATM withdrawals
JOD 0↗
Card type
Prepaid↗
Top-up fee
Free up to 250 JOD, then tiered fees↗
Cashback rate
2%↗
Card network
Mastercard↗
Features
Virtual card

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • The account runs on a no monthly fee model, with a monthly fee of JOD 0.
  • Access is simple: withdraw at any time with no lock-in, and interest accrues daily on the available balance.
  • The prepaid card pays cashback of 2% and comes with a virtual card.
  • Top-ups are Free up to 250 JOD, then tiered fees.

Cons

  • The variable rate of 2% sits below the site median of 3%.
  • Currency conversion costs 3%, above the typical range for this kind of card.
  • The free ATM allowance is JOD 0, so taking out cash carries a cost.
GlobXpay

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Scored 8.5 / 10 by SumCue.

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Who it suits

  • Jordan-based savers who want their balance available on demand rather than tied to a term.
  • People who want a prepaid card with cashback and a virtual card alongside the account.
  • Customers who value choice, with help on phone, chat and email.

Who should look elsewhere

  • Anyone after a bigger return: bunq lists 3.01%.
  • UK and European savers wanting a higher rate: Wise lists 3.29%.
  • Savers after a fixed-term product: Finteres lists 0% to 36%, a range rather than a single variable figure.

Rates and terms

The headline rate of 2% is variable, which means it can move rather than being fixed for a set period. There is no term to commit to and the balance stays withdrawable, so this sits on the flexible end of the savings market rather than the fixed-term end. Readers who need a guaranteed rate should keep looking.

Who runs it

GlobXpay is run by Advanced Technology for Financial Services Co., based in Jordan and founded in 2023. The Central Bank of Jordan is the regulator named for the brand. Support runs on phone, chat and email, giving a choice of channel, though the company is young next to long-established banks.

How GlobXpay compares

Where GlobXpay is available

Available
Jordan
Licence in Jordan
Central Bank of Jordan, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does GlobXpay pay, and is it fixed?+

GlobXpay pays a variable rate of 2% on the balance you keep with it. A variable rate can move, so the figure is not guaranteed for a set period. Interest is credited monthly rather than added each day, which makes this a flexible option rather than a fixed-term deal.

Is there a monthly fee to keep the account?+

The account runs on a no monthly fee model, with a monthly fee of JOD 0. The charges that do apply sit elsewhere, on top-ups and currency conversion, so keeping the account open costs nothing in itself. Support is reached through phone, chat and email.

What card comes with the account?+

You get a prepaid card on the mastercard network, plus a virtual card for online spending. Card spending earns cashback of 2%. The account and the card sit together, so the money you save and the card you spend from draw on the same balance.

What do top-ups cost, and is there a minimum?+

Top-ups are Free up to 250 JOD, then tiered fees. Loads within that amount carry no charge, and anything above it moves into tiered fees, so cost depends on how much you add. There is no floor to get started either, since the minimum deposit is JOD 0, which makes small, regular loads easy to run.

Can I get my money out whenever I want?+

The account is easy access, so you can withdraw at any time with no lock-in and no notice period. Interest accrues daily on the available balance and is credited monthly, which means the paid amount lands in a lump rather than trickling into the account each day.

Who runs and regulates GlobXpay?+

The account is provided by Advanced Technology for Financial Services Co., a company based in Jordan. The Central Bank of Jordan is the regulator named for the brand, so the operation sits under local banking oversight. The company is recent, having been founded in 2023, which is worth weighing against an older bank.

What does it cost to spend in another currency?+

Currency conversion runs at 3%, and that applies whenever a purchase is settled in a currency other than the one you hold. A card used mostly for local spending avoids the charge. The account's monthly fee of JOD 0 is separate and does not change with your travel.

Sources

  • globxpay.com/Home/About checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity, Licences

    “Founded in 2023, GlobXpay is a financial technology company providing digital payment, wallet, and financial management solutions for individuals and businesses”

  • globxpay.com/Home/FAQs checked September 26, 2026

    Backs: Support channels

    “You can reach our customer support team 24/7 at +962 7 9767 4322 or through live chat from the mobile app or the website, also you can via email”

  • globxpay.com/Home/FeesAndCommissions checked September 26, 2026

    Backs: Free ATM withdrawals, Card type, Cashback rate, Features, Currency conversion fee, Top-up fee, Pricing model, Monthly fee, Card network

    “ATMs Withdrawal (local-Jordan) - 1 JOD - Standard prepaid Mastercard”

  • globxpay.com/Home/Individuals checked September 26, 2026

    Backs: Access terms, Account kind, Headline rate, Minimum deposit, Rate type

    “No lock-in periods”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Deposit protection.

GlobXpay

GlobXpay

Easy-access saving in Jordan with a prepaid card and no monthly charge.

8.5/10See alternatives