Fonepay review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Fonepay offers a card that provides credit for purchases with enquiry handling by email. It suits people who prefer borrowing through a card and value written contact for questions, while careful review of habits and expectations supports a confident choice.
Key facts
- Best for
- People planning card borrowing with written support
- Card kind
- Credit↗
- Legal entity
- Fonepay Payment Service Limited↗
- Headquarters
- Nepal↗
- Founded
- 2019↗
- Support channels
- Email↗
- Official website
- fonepay.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Card structure gives borrowing a defined and familiar way to pay.
- Email enquiry route keeps written records of questions and responses.
- Card focus keeps borrowing and repayment attention in one place.
Who it suits
- People planning borrowing through a card
- People who prefer email for enquiries
How Fonepay compares
Where Fonepay is available
- Available
- Nepal
- Licence in Nepal
- Nepal Rastra Bank (9/2076/77), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Fonepay offer?+
Fonepay offers a card that provides credit for purchases. Enquiries are handled through email, which keeps communication in writing. Consider whether this style of borrowing and support aligns with planned use.
Who might consider Fonepay?+
Fonepay may interest households reviewing card borrowing for planned spending. Written enquiry handling suits those who like records of questions and answers. Reflect on borrowing habits and communication preferences before making a choice.
What should be checked before choosing Fonepay?+
Check whether borrowing through a card matches spending plans and management habits. Confirm that email contact suits expectations for asking questions and receiving replies. Taking time to review intentions supports a considered decision about borrowing.
Which company operates Fonepay?+
Fonepay is operated by Fonepay Payment Service Limited. (Source, checked September 26, 2026)
Where is Fonepay based?+
Fonepay is based in Nepal. (Source, checked September 26, 2026)
When was Fonepay founded?+
Fonepay was founded in 2019. (Source, checked September 26, 2026)
How can I contact Fonepay support?+
Fonepay offers support through Email. (Source, checked September 26, 2026)
Sources
- fonepay.com/customers/fonepay-credit-card checked September 26, 2026
Backs: Card kind
“A fully Virtual Credit Card empowering you to Scan and Pay - Fonepay Credit Card”
- fonepay.com/esg-initiatives checked September 26, 2026
Backs: Headquarters
“Fonepay Payment Service Ltd., Yala Sadak 3468, Lalitpur, 44600, NP”
- fonepay.com/files/reports/1772349082_Fonepay%20Annual%20R... checked September 26, 2026
Backs: Legal entity
“Fonepay Payment Service Limited (Fonepay) is a public limited company”
- fonepay.com/files/reports/fonepayAnnualReport2076-77.pdf checked September 26, 2026
Backs: Founded, Support channels
“incorporated as Public Limited Company on 14th Ashwin 2076 (1st October, 2019)”
- nrb.org.np/contents/uploads/2025/06/List-of-PSOPSP-in-Asa... checked September 26, 2026
Backs: Licences
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.