Exim Bank Djibouti review

The account is free to run: the monthly fee is DJF 0 and the minimum deposit is DJF 0. The savings median for minimum deposits on the site is €0.17, so the entry point here is at the low end. Access terms are set out plainly.

Withdrawals are limited rather than open ended. The account is an easy-access account, and the access terms set the cap: No minimum balance to open; four withdrawals per year. Easy-access is the most common kind of savings account here, at 75.2%, so plenty of people run the same pattern of paying in and taking money out.

The provider is Exim Bank Djibouti SA, founded in 2011. It lends directly rather than acting as a broker, the pattern shared by 91.2% of lenders on the site, so the balance sits with the bank itself rather than a middleman.

The range covers personal, student, car, cash advance and secured lending, personal, student and car. The school loan is sized at up to DJF 300,000 over 10 months at an APR of 0%, and the terms come straight from Exim Bank Djibouti SA rather than a broker.

Anyone eligible can apply for the consumer loan, and the application form asks for your NIDA, your nationality and a current account with the bank, so a salary, savings or diaspora account is useful to have open first. No guarantor is required, and applications go straight to Exim Bank Djibouti SA rather than through a broker.

Quick by local standards: Application response within 48h (Prete Scolaire). The school loan is up to DJF 300,000 over 10 months at an APR of 0%. Student lending is a smaller part of the market, appearing in 11.8% of the listings here, so it is a niche product rather than the core business.

Support runs on email, phone and help centre, so email, phone and a help centre are all listed. That mix matches the savings market on the site, where phone support appears for 80.2% of listings and a help centre for 73.3%.