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DSB review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

DSB is a Surinamese bank that suits savers who want an easy-access account paying a variable rate of 3.5% with money available on demand. The catch is the entry point: a minimum deposit of SRD 10,000 puts it beyond a first small balance, while the same bank lends directly for larger sums.

Key facts

Best for
An easy-access savings account paying a variable rate, for balances well above the minimum.
Headline rate
3.5%↗
Rate type
Variable↗
Term
36 to 60 months↗
Minimum deposit
SRD 10,000↗
Access terms
Funds immediately at your disposal, as with a current account↗
Account kind
Easy access↗
Legal entity
De Surinaamsche Bank N.V.↗
Headquarters
Suriname↗
Founded
1865↗
Support channels
Phone↗
Official website
dsb.sr

Loans

Loan amount
SRD 25,000 to SRD 500,000↗
Lender type
Direct lender↗
Eligibility
Must be a DSB account holder with at least 1 month salary deposited on the account; up to 7x gross income↗
Loan types
Personal, Car↗
Use cases
Home-improvement↗
Features
Travel

Debit cards

Card type
Debit↗
Card network
Mastercard↗

Mortgages

Initial rate
7%↗
Purpose
Purchase, First-time-buyer↗

Facts checked September 26, 2026, 8 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInyoutube.com

Pros and cons

Pros

  • Headline rate of 3.5%, above the site median of 3%.
  • Funds sit immediately at your disposal, with access described as straightforward as a current account.
  • One bank covers saving, a debit card on the mastercard network, and personal and car lending as a direct lender.
  • Founded in 1865 and listed under the Centrale Bank van Suriname.

Cons

  • The minimum deposit of SRD 10,000 sits far above the site median of €0.88.
  • Support runs on phone only, with no live chat or email route offered.
  • The rate is variable, so a headline figure of 3.5% can move down as well as up.
DSB

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Scored 9.6 / 10 by SumCue.

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Who it suits

  • Savers in Suriname who want a variable rate on a balance they can reach at any time, starting well above the minimum.
  • Borrowers who already bank with DSB and have salary paid into the account, since loans run to a multiple of gross income.
  • People who want savings, a debit card and personal or car borrowing under one bank name.

Who should look elsewhere

  • Savers chasing a higher rate: Wise pays 3.29% and bunq pays 3.01%, both above DSB.
  • Finteres suits savers who want a wider band of terms to compare, listed at 0% to 36%.

Rates and card terms

DSB pays a headline rate of 3.5% on its savings account, and the rate type is variable. That means the figure can move with market rates rather than staying fixed for a set period, and savings funds stay immediately available, as with a current account. On the lending side, personal loan terms run 36 to 60 from the same bank.

How DSB compares

Where DSB is available

Available
Suriname
Licence in Suriname
Centrale Bank van Suriname, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What interest rate does DSB pay on savings?+

DSB lists a headline rate of 3.5% on its savings account. The rate type is variable, so it can move rather than staying locked, and it sits above the site median of 3%. In short, on-demand money priced above the typical figure here.

Can I get at my savings whenever I want?+

Yes. DSB describes access terms as immediate, with funds at your disposal in the same way as a current account. The account is listed as easy access, so there is no notice period to serve before your money comes back to you.

How much do I need to deposit to open the account?+

The minimum deposit is SRD 10,000. That is a real hurdle for a first saver, since the site median for a minimum deposit is €0.88. The account is built for balances that are already meaningful, not pocket change.

Who regulates DSB?+

DSB is De Surinaamsche Bank N.V., a bank founded in 1865 and based in Suriname. Its listed regulator is the Centrale Bank van Suriname. Read the current terms for what that supervision covers before parking a large balance with it.

How do I get help if something goes wrong?+

Support runs on phone, so phone is the route offered. No live chat or email channel is offered for the savings account, which matters if you prefer to keep a written record of a conversation about your balance.

What card comes with the account?+

The linked card is a debit card on the mastercard network, and a travel credit card is listed alongside it. It pairs naturally with the bank's personal and car loans for anyone who wants spending and borrowing handled under one name.

Can I borrow from DSB, and how much?+

Yes. As a direct lender, DSB offers personal loans of SRD 25,000 to SRD 500,000 over 36 to 60, aimed at home improvement. Eligibility is tied to holding a DSB account with your salary paid into it, and borrowing is capped at a multiple of gross income.

Does DSB lend for a home purchase?+

It lists home purchase lending for purchase and first time buyer at an initial rate of 7%, aimed at first-time buyers as well as movers. The same bank also lends for home improvement, so a renovation and a purchase can sit with one provider.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Deposit protection.

DSB

DSB

An easy-access savings account paying a variable rate, for balances well above the minimum.

9.6/10See alternatives