DolarApp DolarCard review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
DolarCard is a Mastercard card for business spending that pays cashback. It suits companies paying in several currencies, with an annual fee of $0 and a currency conversion fee of 0%, so the running cost of the card stays close to nothing.
Key facts
- Best for
- Small business cards with no annual fee and no conversion fee.
- Annual fee
- $0↗
- Currency conversion fee
- 0%↗
- Rewards type
- Cashback↗
- Perks
- Mastercard-backed virtual and physical card, Apple Pay and Google Pay support, 3D Secure, 2FA and instant card freeze in the app, ATM withdrawals, Cashback on spending↗
- Legal entity
- Pier 5 S.A. de C.V.↗
- Founded
- 2023↗
- Support channels
- Chat, Email, Help-centre↗
- Pricing model
- No annual fee
- Features
- Rewards, Secured
- Audience
- Business
- Official website
- dolarapp.com
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Annual fee $0 and currency conversion fee 0%, so cross currency payments keep the whole amount.
- Cashback on spending, with cashback as the reward type and cashback listed among the card's benefits.
- One account covers a virtual and a physical Mastercard, Apple Pay and Google Pay support, and an instant card freeze in the app.
Cons
- Support runs on chat, email and help centre only, so there is no phone route when a card is blocked mid purchase.
- Cashback is the whole reward, with cashback the only scheme and no points or miles to redeem.
- Business is the only audience named in business, so the card is built for company use rather than personal spending.
Who it suits
- Businesses that pay suppliers or staff in more than one currency and would rather keep the 0% conversion fee than a slice of each payment.
- Small teams that want cashback on everyday spend, since the card pays cashback.
- Anyone who wants a virtual and a physical Mastercard in the same account, with an instant card freeze in the app.
Who should look elsewhere
- Personal shoppers, since business is the only audience named; bunq and Wise list annual fees of €0 and £0.
- Anyone who wants a phone line for help, since support runs on chat, email and help centre only.
How DolarApp DolarCard compares
- 8.8 vs 8.6
8.8 vs 9.4
8.8 vs 9.48.8 vs 9.4
8.8 vs 8.5
8.8 vs 9.48.8 vs 9.3
8.8 vs 8.7
8.8 vs 9.28.8 vs 8.7
8.8 vs 9.3
8.8 vs 9.08.8 vs 9.0
8.8 vs 8.88.8 vs 9.2
8.8 vs 9.2
8.8 vs 8.7
8.8 vs 9.4
8.8 vs 9.0
8.8 vs 9.08.8 vs 8.6
8.8 vs 8.5
8.8 vs 8.3
8.8 vs 9.58.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.38.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.28.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.18.8 vs 9.0
8.8 vs 9.0
8.8 vs 9.0
8.8 vs 9.08.8 vs 9.0
8.8 vs 9.0
8.8 vs 8.9
8.8 vs 8.98.8 vs 8.8
8.8 vs 8.8- 8.8 vs 8.8
8.8 vs 8.7
8.8 vs 8.78.8 vs 8.7
8.8 vs 8.7
8.8 vs 8.7
8.8 vs 8.6
8.8 vs 8.5
8.8 vs 8.58.8 vs 8.5
8.8 vs 8.4- 8.8 vs 8.0
8.8 vs 8.0
8.8 vs 8.0
8.8 vs 8.0- 8.8 vs 8.0
8.8 vs 9.1
Where DolarApp DolarCard is available
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does DolarCard cost to hold?+
The annual fee is $0, and the card runs on a no annual fee basis. A business pays nothing to keep it open, so the saving turns up each year a card would otherwise be renewed.
Does DolarCard charge for currency conversion?+
The currency conversion fee is 0%, which is why the card ranks 1 on that measure among the brands compared. A company paying staff or suppliers abroad keeps the full amount instead of losing a slice on every transaction.
What rewards do I get for spending?+
Spending earns cashback, and cashback is the only reward scheme the card lists. There are no points or miles to track, so a business simply gets money back on the spend it was making anyway.
What form does the card take?+
The card comes as a Mastercard-backed virtual and physical card, both listed in Mastercard backed virtual and physical card, Apple Pay and Google Pay support and 3D Secure. Apple Pay and Google Pay support lets staff add it to a phone wallet, and an instant card freeze in the app stops a lost card quickly.
Who is DolarCard built for?+
The stated audience is business, so the card is built for company spending rather than personal use. A business paying for software, stock and travel fits the shape of the card, while someone spending their own money each day does not.
How do I get help?+
Help runs on chat, email and help centre. That means a chat window, email and a help centre, which suits a business that can pick up a message during the working day, but it leaves no phone route for a card blocked while a customer waits.
Who runs the card?+
The provider behind the card is Pier 5 S.A. de C.V., and the business was founded in 2023. A company weighing a provider this young against an older bank may want to read the terms before moving a large balance across.
Sources
- dolarapp.com checked September 26, 2026
Backs: Legal entity, Rewards type
“Services related to the credit card are provided by Pier 5 S.A. de C.V., RFC DME210525LC7.”
- dolarapp.com/en-MX/blog/product-releases/announcement checked September 26, 2026
Backs: Founded
“Three years ago, we launched DolarApp to serve affluent customers across Latin America”
- dolarapp.com/en-MX/legal checked September 26, 2026
Backs: Audience
“Terms & Conditions (Global Account - Business) / Terms & Conditions (Credit Card - Business)”
- help.arqfinance.com/en/articles/13546201-what-is-the-arq-... checked September 26, 2026
Backs: Features, Currency conversion fee, Pricing model, Perks
“Secured card: You need balance in your ARQ account, which serves as a guarantee for making purchases.”
- help.arqfinance.com/en/articles/13547335-does-my-arq-card... checked September 26, 2026
Backs: Annual fee, Support channels
“Physical Card: You only need to cover the $4.99 USD shipping cost. There are no maintenance fees or annual fees.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: APR.
DolarApp DolarCard
Small business cards with no annual fee and no conversion fee.