Danske Bank Mastercard Guld review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Danske Bank Mastercard Guld is a credit card on the Mastercard network that pairs credit access with debit function and adds rewards for everyday spending. For students and young users, it gives one card for daily purchases, cash access abroad and travel insurance to review before choosing.
Key facts
- Best for
- Everyday spending with debit use and travel extras
- Rewards type
- Cashback↗
- Rewards rate
- Cashback at 2,000+ shops, merchant-set rates↗
- Perks
- Up to 45 days interest-free credit on min. 15,000 DKK (40 days from 20 Nov 2026), Two cards in one: credit and debit, Up to 6,000 DKK cash withdrawal per day abroad, 25% discount at Danske Bank Aviator Business Lounge, Option to buy travel insurance, Instalment payments over 2-12 instalments on purchases over 500 DKK, Mastercard Priceless benefits↗
- Card kind
- Credit↗
- Legal entity
- Danske Bank A/S↗
- Headquarters
- Denmark↗
- Support channels
- Phone, Help-centre↗
- Features
- Rewards
- Audience
- Students, Kids
- Official website
- danskebank.dk
Debit cards
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Combines credit access and debit function together for daily use
- Includes rewards on spending plus travel insurance that can be added for trips
- Supports cash access abroad with phone support and help centre guidance
Who it suits
- Students wanting credit and debit functions together
- Young travellers wanting rewards with added travel cover
How Danske Bank Mastercard Guld compares
Where Danske Bank Mastercard Guld is available
- Available
- Denmark
- Licence in Denmark
- Finanstilsynet (Danish Financial Supervisory Authority), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the card combine?+
It pairs credit access with debit function in the same card. It covers everyday purchases and cash access abroad. Check that this pairing matches preferred spending habits and study needs before choosing.
What travel cover can be added?+
The card includes a path to add travel insurance alongside spending. It keeps insurance linked to the same card used for trips. Review cover scope and conditions carefully before choosing.
Which uses does this credit card support?+
It supports daily purchases through credit access with debit function included. It also supports cash access while travelling abroad. Consider study spending patterns and own travel needs carefully before choosing.
Which company operates Danske Bank Mastercard Guld?+
Danske Bank Mastercard Guld is operated by Danske Bank A/S. (Source, checked September 26, 2026)
Where is Danske Bank Mastercard Guld based?+
Danske Bank Mastercard Guld is based in Denmark. (Source, checked September 26, 2026)
Sources
- danskebank.dk checked September 26, 2026
Backs: Audience, Headquarters, Legal entity
“Danske Bank A/S, Bernstorffsgade 40, 1577 Kobenhavn V.”
- danskebank.dk/privat/links/finanstilsynet-footer-link checked September 26, 2026
Backs: Licences
- danskebank.dk/privat/produkter/konti/danske-konto checked September 26, 2026
Backs: Free ATM withdrawals
- danskebank.dk/privat/produkter/kort checked September 26, 2026
Backs: Card kind
- danskebank.dk/privat/produkter/kort/cashback checked September 26, 2026
Backs: Features, Rewards rate
- danskebank.dk/privat/produkter/kort/mastercard-basis checked September 26, 2026
Backs: Perks, Rewards type, Support channels
- danskebank.dk/privat/produkter/kort/mastercard-direct checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“Mastercard Hverdag+ - Debetkort uden kredit”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee.