Cleva review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For remote earners juggling pay in dollars, pounds and euros, Cleva offers dollar based accounts for receiving, holding, saving and spending. It brings personal and business balances together with a virtual USD card and transfers to local banks.
Key facts
- Best for
- Borderless USD receiving, holding and spending
- Official website
- getcleva.com
Pros and cons
Pros
- Receive USD, GBP and EUR in your own name from employers and clients worldwide
- Hold and save in dollars while spending globally with virtual USD card
- Move funds to other holders and onward to local bank accounts
- Open named business accounts to collect customer payments across borders
Cons
- Saving and card spending centre on dollars rather than wider currencies
- Receiving covers three currencies, which limits broader currency needs
Who it suits
- Freelancers receiving client pay from abroad
- Remote employees paid in foreign currencies
- Small firms collecting customer payments across borders
Who should look elsewhere
- Savers paid only in domestic currency
- People wanting a physical card
How Cleva compares
Frequently asked questions
What currencies can I receive with Cleva?+
Cleva provides named accounts that receive USD, GBP and EUR from employers, clients and investors. You can hold balances in dollars, convert to local currency and move funds onward.
What does Cleva offer for individuals and businesses?+
Cleva supports saving in dollars alongside everyday spending through a virtual USD card. Business users can open named USD, GBP and EUR accounts to collect customer payments from different markets.
Who can open a Cleva account?+
Cleva accounts are opened in your own name for personal use or in your business name for commercial use. Identity is confirmed with a government issued document before receiving payments and spending.
How can I move money out of Cleva?+
Cleva allows transfers between holders and transfers from a Cleva balance to a local bank account. Currency can be converted from dollars when you wish to use funds locally.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.