Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

CCEI Bank GE review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

CCEI Bank GE suits savers who can agree a term directly with the bank rather than shop a rate table. Its cash bond runs at a fixed rate negotiated by term and amount, and the salary advance line for existing customers is priced at 15%.

Key facts

Best for
A fixed cash bond and a salary advance drawn through the same bank account.
Rate type
Fixed↗
Term
12 months↗
Access terms
Fixed term agreed with the bank; interest rate negotiable by term and amount↗
Account kind
Fixed↗
Legal entity
CCEI BANK GE S.A.↗
Headquarters
Equatorial Guinea↗
Founded
1995↗
Support channels
Email, Phone↗
Official website
cceibankge.com

Loans

APR
15%↗
Funding time
Immediate availability of funds once the salary advance line is drawn↗
Lender type
Direct lender↗
Eligibility
Existing bank customers; valid national ID card (DIP), passport or residence permit; copy of appointment letter or employment contract; proof of other income if needed↗
Loan types
Personal, Student, Car, Business, Secured↗
Use cases
Home-improvement↗
Features
Same-day funding, Credit line

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedIn

Pros and cons

Pros

  • Interest on the cash bond is negotiable by term and amount, so the fixed rate follows the commitment you make.
  • The salary advance is a same day funding and credit line product, with funds available as soon as the line is drawn.
  • Lending runs through the bank itself rather than a broker, and the catalogue spans personal, student and car borrowing.
  • Support runs on email and phone, so savings and loan questions go to the same routes.

Cons

  • The deposit is fixed with a term agreed with the bank, and both it and the salary advance are for existing bank customers.
  • The rate is negotiable rather than published, and the median headline rate on term deposit listings is 6%.
  • The salary advance is priced at 15%, above the median APR of 13.75% across the site listings.
CCEI Bank GE

Ready to try CCEI Bank GE?

Scored 9.1 / 10 by SumCue.

See alternatives

Who it suits

  • Savers who want the fixed rate negotiated by term and amount rather than read off a published rate table.
  • Existing bank customers who need a salary advance, with the documents listed for eligibility to hand.
  • People funding home improvement, the use case named for the direct lender lending range.

Who should look elsewhere

  • Savers after a variable rate: bunq pays variable interest and Wise pays variable interest, against the fixed bond here.
  • Anyone who wants a published rate to compare: Finteres pays variable interest, while the rate on this bond is negotiable by term and amount.

The company behind it

CCEI Bank GE trades as CCEI BANK GE S.A., a bank headquartered in Equatorial Guinea and trading since 1995. Lending runs through the bank itself, so terms on a deposit or a loan are set here rather than passed on to someone else. Support runs on email and phone, the same route for savings and borrowing questions.

How CCEI Bank GE compares

Where CCEI Bank GE is available

Available
Equatorial Guinea
Licence in Equatorial Guinea
Authorities of the Central African Economic and Monetary Community (CEMAC) financial system, as stated on the bank's legal page, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What interest rate does the cash bond pay?+

The cash bond pays a fixed rate, and the interest rate is negotiable by term and amount rather than published on a table. What you get depends on the commitment and balance you settle with the bank. Term deposit listings on the site put the median headline rate at 6%.

Who can open the cash bond or the salary advance?+

Existing bank customers only. Eligibility calls for a valid national ID card, passport or residence permit, a copy of an appointment letter or employment contract, and proof of other income if the bank needs it. The same documents are listed for the salary advance line, so a current account comes before either product.

What does the salary advance cost?+

The salary advance line is priced at 15%, compared with a median APR of 15.5% across the site listings. It works as a credit line rather than a one off fee, so the rate applies to what you draw. The advance is written on a 12 term, and funds follow the draw at once.

What kinds of loans does the bank offer?+

The catalogue covers personal, student and car borrowing, and home improvement is the use case it names. The bank is a direct lender, so the rate and the term are arranged with the lender rather than a middleman. Funding on the salary advance is immediate once the line is drawn.

Who regulates CCEI Bank GE?+

The licence listing places it in the financial system of the Central African Economic and Monetary Community authorities for GQ, its country of home. CCEI BANK GE S.A. is the legal entity behind the brand, so the regulated party and the party you contract with are the same company. Trading began in 1995.

How do I get hold of the bank?+

Support runs on email and phone, so a question about a term, a rate or a draw can go by phone or by email. Those channels cover the cash bond and the salary advance line alike. The bank has been trading since 1995, and headquarters sit in Equatorial Guinea.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Headline rate, Minimum deposit, Deposit protection.

CCEI Bank GE

CCEI Bank GE

A fixed cash bond and a salary advance drawn through the same bank account.

9.1/10See alternatives