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CB Bank review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CB Bank's passbook savings account pays 8% on easy access terms, and withdrawals and transfers run on demand at any branch. It suits Myanmar savers who want a high local rate, though you need a MMK 10,000 minimum deposit to open it and want branch banking rather than an app.

Key facts

Best for
A high rate, branch run savings account for Myanmar savers with a lump sum to deposit.
Headline rate
8%↗
Rate type
Variable↗
Minimum deposit
MMK 10,000↗
Access terms
On-demand withdrawals and transfers at any CB Bank branch; interest calculated monthly and credited every 3 months↗
Account kind
Easy access↗
Legal entity
CB Bank PCL↗
Headquarters
Myanmar↗
Founded
1992↗
Support channels
Email, Phone, Help-centre↗
Official website
cbbank.com.mm

Loans

APR
10%↗
Funding time
Application processed within the day↗
Lender type
Direct lender↗
Eligibility
Aged 18 to 59 with monthly income; Myanmar customers↗
Loan types
Personal, Secured, Car, Student, Credit-line↗
Features
Credit line

Mortgages

Initial rate
13%↗
Fixed period
15 years↗
Maximum loan to value
70%↗
Purpose
Purchase↗

Facts checked September 26, 2026, 9 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInX

Pros and cons

Pros

  • A variable 8% headline, above 3.29% at Wise and 3.01% at bunq.
  • Interest is worked out monthly, and withdrawals and transfers are on demand at any CB Bank branch.
  • Savings sit with a bank that also lends, at 10% on term loans and 13% initial rate on home loans for purchase.
  • Help is available on email, phone and help centre.

Cons

  • Opening the account needs a MMK 10,000 minimum deposit, well above the €0.88 site median.
  • The rate is variable, so the 8% headline can move with the bank.
  • Support runs on email, phone and help centre only, with access through branches rather than an app.
CB Bank

Ready to try CB Bank?

Scored 9.4 / 10 by SumCue.

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Who it suits

  • Myanmar savers with a lump sum and a taste for branch counters
  • Households that want one bank for easy access savings and borrowing, with 10% on term loans
  • Customers content that the rate is variable and can shift

Who should look elsewhere

  • Wise, whose interest stands at 3.29%, if you want a benchmark outside your home market
  • bunq, at 3.01% on interest, if a digital account suits you better than a passbook
  • Finteres, whose 0% to 36% rate range suits readers who want to weigh a wide spread of figures

Rates and terms

The savings side pays 8%, and the rate is variable rather than fixed, so the headline can move with the bank. The same lender's term loans run at 10%, which means borrowing costs more than the savings side earns, and a customer who saves and borrows at one bank is paid less than that bank charges.

Who runs it

CB Bank PCL is the legal entity behind the savings account, based in Myanmar and founded in 1992. Support runs on email, phone and help centre, so a question can go by phone, by email or into a help centre rather than to a chat window. The relationship is branch based, with the bank as the counterparty rather than a platform.

How CB Bank compares

Where CB Bank is available

Available
Myanmar

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does the CB Bank savings account pay?+

The passbook savings account pays 8% on a easy access basis, with interest worked out monthly. The rate is variable, so the headline is the bank's current figure rather than a promise. On the site's savings table the account ranks at 52 of 488 brands by headline rate.

Can I withdraw money whenever I want?+

Withdrawals and transfers are on demand at any CB Bank branch, with no notice period attached to the easy access account. Interest is worked out monthly and credited on a set schedule, so taking money out neither closes the account nor changes its rate type of variable. The balance is a passbook balance, so keeping track of it runs through the bank.

How much do I need to open the account?+

The minimum deposit is MMK 10,000 to open and hold a passbook savings account. That sits above the €0.88 site median minimum, so the account suits savers with a lump sum rather than people building a balance from a small first deposit. Once open, the easy access terms allow withdrawals whenever needed.

Who is behind the account?+

The deposit is held with CB Bank PCL, a bank based in Myanmar that has operated since 1992. The bank is the counterparty that owes the balance, not a platform or a fund, so the money sits with the institution itself. Support sits with the same institution on email, phone and help centre, which keeps the relationship in one place.

Who can open an account?+

The bank is based in Myanmar and its borrowing runs on Aged 18 to 59 with monthly income; Myanmar customers, so the products are built around Myanmar customers with a monthly income. Savings run the same way, through the bank's own branch network. Anyone without a local banking relationship is looking at a different set of accounts.

What lending does the same bank offer?+

Alongside savings, the bank lends directly across personal, secured and car, with 10% charged on term loans. Home loans carry an initial rate of 13% for purchase, a maximum loan to value of 70% and a fixed period of 15. Speed comes from the credit line product, where Application processed within the day.

How do I reach someone about the account?+

Support runs on email, phone and help centre, so a saver can reach the bank by phone, by email or through a help centre. There is no chat option listed, and access to the account itself is through branches, which suits customers who prefer speaking to someone about a passbook balance. Queries on the savings rate can go to the same channels.

Sources

Compiled from 9 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Deposit protection.

CB Bank

CB Bank

A high rate, branch run savings account for Myanmar savers with a lump sum to deposit.

9.4/10See alternatives