Cathay United Bank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Cathay United Bank is known for direct lending across personal, secured and credit line borrowing. It is a direct lender with card based credit line access for purchase and remortgage purposes with help centre and phone support for households seeking defined borrowing structure.
Key facts
Loans
Credit cards
- Card kind
- Credit↗
Mortgages
- Purpose
- Purchase, Remortgage↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google PlayGoogle Play
Pros
Pros
- Provides direct lending across personal, secured and credit line borrowing options
- Covers purchase and remortgage purposes alongside card based credit line access
- Offers help centre and phone contact across the borrowing range
Who it suits
- Households seeking purchase borrowing with clear structure
- Borrowers exploring remortgage routes with guided contact
How Cathay United Bank compares
Where Cathay United Bank is available
- Available
- Taiwan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What types of borrowing does Cathay United Bank offer?+
Cathay United Bank offers personal borrowing, secured borrowing and credit line borrowing through direct lending. The range includes card based access linked to a credit line feature. Households can review each type against purchase or remortgage plans before choosing.
What purposes does Cathay United Bank cover?+
Cathay United Bank covers purchase purposes and remortgage purposes within its borrowing range. Personal options, secured options and credit lines connect to those purposes. Households can align purpose with product type while reviewing support details before deciding.
Which borrowing feature shapes Cathay United Bank products?+
Cathay United Bank includes a credit card kind with a credit line feature. The card choice sits beside personal and secured borrowing within the same range. Households can consider card access together with purchase and remortgage purposes before choosing.
Which company operates Cathay United Bank?+
Cathay United Bank is operated by Cathay United Commercial Bank Co., Ltd.. (Source, checked September 26, 2026)
Where is Cathay United Bank based?+
Cathay United Bank is based in Taiwan. (Source, checked September 26, 2026)
When was Cathay United Bank founded?+
Cathay United Bank was founded in 1975. (Source, checked September 26, 2026)
How can I contact Cathay United Bank support?+
Cathay United Bank offers support through Help-centre, Phone. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Cathay_United_Bank checked September 26, 2026
Backs: Founded, Headquarters
“Founded 4 January 1975; formerly the United World Chinese Commercial Bank (UWCCB), which was founded in 1975”
- cathay-cube.com.tw/cathaybk checked September 26, 2026
Backs: Card kind
“Cathay United Bank credit cards”
- cathaybk.com.tw/cathaybk/en checked September 26, 2026
Backs: Legal entity, Support channels
“客服項目總覽 Customer service overview; 常見問題 FAQ; 聯絡我們 Contact us; 服務據點 branch locator”
- cathaybk.com.tw/cathaybk/personal/about/news/charge-stand... checked September 26, 2026
Backs: Features, Arrangement fee
“Revolving wealth management loan (revolving line of credit)”
- cathaybk.com.tw/cathaybk/personal/contact/help/intro checked September 26, 2026
Backs: Purpose
“Under Loans: Personal Loan, Housing Loan, Other Loans, Loan Enquiry”
- cathaybk.com.tw/cathaybk/personal/loan/product checked September 26, 2026
Backs: Loan amount, APR, Credit check, Lender type, Loan types, Term
“Cathay Happiness Personal Loan loan amount NT$5,000,000”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Minimum deposit, Deposit protection.