Cashback Cards CH review

The annual fee is CHF 0, so holding the card for a year costs you nothing in fees. You do need to clear the balance each month, because it is a credit card and anything you carry is borrowed money rather than your own.

Cashback runs 0.25% to 1%. The American Express Cashback Card pays the top rate, while the World Mastercard and Visa cards pay the least, so the card you choose decides what lands back in your account. The reward is paid as cashback.

The perk list covers an extra card for a partner, return protection on higher value goods, replacement if the card is lost, mobile payment with Apple Pay, Google Pay, Samsung Pay and Swatch Pay, and an app for Android and iOS that approves card payments in the app. The full set sits in Installment facility with minimum repayment of 2.5% of the balance, at least CHF 50, American Express Selects hotel, dining and shopping offers and Mastercard Priceless Cities events in more than 44 cities.

Support runs on phone and help centre, so you can call the team or read the help centre, and in-app approval is available in the app for Android and iOS. Worldwide card replacement if the card is lost is listed in Installment facility with minimum repayment of 2.5% of the balance, at least CHF 50, American Express Selects hotel, dining and shopping offers and Mastercard Priceless Cities events in more than 44 cities.

The card comes from Swisscard AECS GmbH in CH and it is a credit card, so any balance you carry is borrowed from the issuer. Site-wide retail loss percentages sit around 70.15%, so treat a card balance as money owed rather than savings.

The cashback range is 0.25% to 1%, and the American Express card sits at the top of it while the World Mastercard and Visa cards sit at the bottom. All of them carry an annual fee of CHF 0, so the reward and the extras in Installment facility with minimum repayment of 2.5% of the balance, at least CHF 50, American Express Selects hotel, dining and shopping offers and Mastercard Priceless Cities events in more than 44 cities are what separate the options.

Yes, Installment facility with minimum repayment of 2.5% of the balance, at least CHF 50, American Express Selects hotel, dining and shopping offers and Mastercard Priceless Cities events in more than 44 cities lists an additional card for a partner at no extra annual cost, plus worldwide replacement if a card is lost and return protection on higher value goods. The annual fee stays at CHF 0 for the account.

The perk list sets an instalment facility with a minimum repayment, so you can spread a balance rather than clear it at once, and the app for Android and iOS approves card payments in the app. Cashback of 0.25% to 1% is still paid as cashback while you pay down.