CAC Islamic Bank review
Updated October 13, 2026 · SumCue Editorial Team
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Our verdict
CAC Islamic Bank differs from conventional savings providers because all accounts, transfers and financing follow Sharia principles. It is an Islamic bank with app based banking, Mourabaha financing for cars, homes and equipment, and takaful linked saving for households seeking faith aligned money management.
Key facts
- Best for
- Everyday Sharia compliant banking with app access
- Minimum deposit
- DJF 0↗
- Access terms
- No minimum balance, no monthly fee, no deposit term stated↗
- Monthly fee
- DJF 0↗
- Account kind
- Easy access↗
- Legal entity
- CAC Islamic Bank↗
- Headquarters
- Djibouti↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- cacislamicbank.com
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Sharia compliant banking for accounts, transfers and bill payment
- Mobile app supports daily account checks, transfers and bill payment
- Mourabaha financing covers cars, homes and equipment needs
- Savings and protection plan follows a takaful model with wellness link
Cons
- Account management centres on e banking and mobile app use
Ready to try CAC Islamic Bank?
Who it suits
- Households seeking Sharia compliant daily banking
- App users wanting mobile transfers and bill payment
Who should look elsewhere
- People seeking conventional banking without religious principles
Safety and regulation
Security and Sharia compliance sit at the centre of the bank message for customers. Customers manage accounts through a secure platform that supports checking balances, transfers and daily finances. The mobile app offers quick and secure access while payment and withdrawal solutions stress practical safety. A Shariah Committee provides oversight of compliance with Islamic principles. Curated articles and news explain developments in Sharia compliant banking and financial solutions and help customers stay informed about key changes.
How CAC Islamic Bank compares
Where CAC Islamic Bank is available
- Available
- Djibouti
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does CAC Islamic Bank offer?+
CAC Islamic Bank provides accounts for checking balances, transfers and daily money management. Its services include bill payment and solutions for payments and withdrawals. All activity follows Sharia principles.
How does the mobile app work?+
The mobile app gives access to accounts from different locations. Customers can review accounts, move funds between them and pay bills. It presents a streamlined banking experience grounded in Sharia principles.
What is the savings and protection plan?+
The bank offers a savings and protection plan built on a takaful model. It combines saving with hospitalization coverage and a link to a vitality wellness programme. It suits people seeking protection alongside saving.
What is the minimum deposit at CAC Islamic Bank?+
The minimum deposit at CAC Islamic Bank is DJF 0. (Source, checked September 26, 2026)
Does CAC Islamic Bank charge a monthly fee?+
The monthly fee at CAC Islamic Bank is DJF 0. (Source, checked September 26, 2026)
Which company operates CAC Islamic Bank?+
CAC Islamic Bank is operated by CAC Islamic Bank. (Source, checked September 26, 2026)
Where is CAC Islamic Bank based?+
CAC Islamic Bank is based in Djibouti. (Source, checked September 26, 2026)
How can I contact CAC Islamic Bank support?+
CAC Islamic Bank offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- cacislamicbank.com checked September 26, 2026
Backs: Support channels
“Email: info@cacislamicbank.com ... Phone: [+25321349898] ... FAQs”
- cacislamicbank.com/about checked September 26, 2026
Backs: Legal entity
“CAC ISLAMIC BANK is a subsidiary of CAC INTERNATIONAL BANK, a universal bank present in Djibouti since 2006”
- cacislamicbank.com/services/personal.php checked September 26, 2026
Backs: Access terms, Account kind, Headquarters, Minimum deposit, Pricing model, Monthly fee
“Experience the benefit of no monthly fees or minimum balance requirements, coupled with very competitive interest rates.”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Deposit protection.
Other rankings
CAC Islamic Bank
Everyday Sharia compliant banking with app access