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Brubank review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Brubank is an Argentine bank aimed at residents with a local ID and mobile number, paying a fixed rate of 13.5% to 18.39% on term deposits. The savings account carries no monthly or annual fee, and the same bank lends directly, markets stocks and funds, and offers a credit card.

Key facts

Best for
Residents of Argentina who want fee-free savings in pesos alongside cards, personal loans and a credit card in the same app.
Headline rate
13.5% to 18.39%↗
Rate type
Fixed↗
Term
1 to 12 months↗
Minimum deposit
ARS 500↗
Access terms
Term of at least 1 month and up to 1 year; no automatic renewal; once created the rate and amount cannot be changed; principal plus interest credited to the savings account on the end date↗
Monthly fee
ARS 0↗
Account kind
Fixed↗
Regulators
Banco Central de la Republica Argentina (BCRA)↗
Legal entity
Brubank S.A.U↗
Headquarters
Argentina↗
Founded
2017↗
Support channels
Chat, Help-centre↗
Pricing model
No monthly fee, Fixed rate
Official website
brubank.com

Loans

APR
60.72% to 183.6%↗
Loan amount
from ARS 1,000↗
Credit check
Hard↗
Funding time
Immediate or within 48 business hours↗
Representative example
Personal loan, Plan Ultra group G0: ARS 50,000 over monthly instalments, TNA 40%, TEA 48.21%, CFT 60.72%, instalment ARS 5,338↗
Lender type
Direct lender↗
Free early repayment
Yes↗
Eligibility
Over 13 years old with Argentine DNI and Argentine mobile number; loan subject to credit approval↗
Loan types
Personal↗
Features
Virtual card, Travel

Brokers

Account fee
ARS 0↗
Markets
Stocks, Funds↗

Credit cards

Annual fee
ARS 0↗
Card kind
Credit↗

Debit cards

Card type
Debit↗
Card network
Visa↗

Mortgages

Initial rate
12%↗
Fixed period
20 to 30 years↗
Maximum loan to value
70%↗
Purpose
Purchase↗

Facts checked September 26, 2026, 17 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaXLinkedInfacebook.com

Pros and cons

Pros

  • Account fee of ARS 0 and annual fee of ARS 0, so the savings account costs nothing to hold
  • Fixed rate on term deposits of 13.5% to 18.39%, well above the site median of 3%
  • No monthly fee model, confirmed by the fee list at ARS 0
  • Visa debit card and a credit card from the same bank, with a virtual card option at virtual card and travel

Cons

  • Loans need a hard credit check at hard
  • Support runs on chat and help centre only, without a phone line
  • Borrowing costs sit at 60.72% to 183.6% against a site median of 15.5%
Brubank

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Residents of Argentina holding a local ID and mobile number
  • Savers who can leave pesos in a fixed term deposit for 1 to 12
  • People who want savings, a debit card, a credit card and personal loans under one bank

Who should look elsewhere

  • Anyone outside Argentina, since eligibility rests on an Argentine ID and mobile number
  • Savers who need to change a rate or add money once a term deposit is running
  • Anyone sensitive to high borrowing costs, given 60.72% to 183.6%

How Brubank compares

Where Brubank is available

Available
Argentina
Licence in Argentina
Comision Nacional de Valores (CNV) (1030), checked September 26, 2026
Licence in Argentina
Comision Nacional de Valores (CNV) - Agente de Colocacion y Distribucion de Fondos Comunes de Inversion (54), checked September 26, 2026
Licence in Argentina
Comision Nacional de Valores (CNV) - Agente de Colocacion y Distribucion Integral de Fondos Comunes de Inversion (154), checked September 26, 2026
Licence in Argentina
Banco Central de la Republica Argentina (BCRA), checked September 26, 2026
Licence in Argentina
Registro de Agentes Institorios (Superintendencia de Seguros y Nacionalidades) (343), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Brubank pay on a term deposit?+

It pays a fixed rate of 13.5% to 18.39%, set when the deposit is created. The rate and the amount are both locked in at that point and cannot be changed later. Principal plus interest lands back in the savings account on the end date.

How much does the Brubank savings account cost to hold?+

There is no account fee and no annual fee, both listed at ARS 0 and ARS 0. The fee schedule also records a no-monthly-fee model at ARS 0. Only the term deposit ties money away for a set period.

Who can open an account with Brubank?+

You need to be over the minimum age with an Argentine DNI and an Argentine mobile number. Loans are subject to credit approval on a hard credit check at hard. The bank operates from Argentina at AR.

How much can I put into a term deposit, and for how long?+

The minimum deposit is ARS 500 and the term runs 1 to 12. Fixed deposits on the site typically sit at a median of 12, so Brubank skews to the short end. There is no automatic renewal at the end.

Is Brubank regulated?+

It is listed with the Banco Central de la Republica Argentina as its regulator, plus three Comision Nacional de Valores registrations for its investment side. It also appears in the Registro de Agentes Institutos. The legal entity is Brubank S.A.U.

What can I borrow from Brubank, and how fast?+

Lending covers personal loans, with rates running 60.72% to 183.6%. Funding is immediate or follows the timetable set out at Immediate or within 48 business hours, and early repayment carries no charge. Loan amounts start at from ARS 1,000.

What cards does Brubank offer?+

There is a Visa debit card and a separate credit card. The credit card carries an annual fee of ARS 0, and a virtual card is listed among the features at virtual card and travel. Visa is the network on the card.

Can I invest through Brubank?+

The investment side covers stocks and funds, listed at stocks and funds. Brubank is a direct lender rather than a broker at direct lender. For reference, a median of 70.15% of retail accounts lose money.

Sources

And 3 more source pages.

Compiled from 18 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Deposit protection.

Brubank

Brubank

Residents of Argentina who want fee-free savings in pesos alongside cards, personal loans and a credit card in the same app.

8.7/10See alternatives