BMOI Groupe BCP Tohivakana review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
BMOI Groupe BCP Tohivakana offers easy-access savings tied to everyday account management. It suits households wanting remote oversight through BMOINET and BMOI Pocket, with identification, domicile proof and income proof shaping eligibility and branch completion bringing structure for planned savers seeking order.
Key facts
- Best for
- Easy-access savings with remote account oversight
- Headline rate
- 2.5% to 2.75%↗
- Access terms
- Compte epargne: available at any time, membership conditional on opening a compte a vue, remote management via BMOINET and BMOI Pocket↗
- Monthly fee
- MGA 0↗
- Account kind
- Easy access↗
- Legal entity
- BANQUE MALGACHE DE L'OCEAN INDIEN (BMOI)↗
- Headquarters
- Madagascar↗
- Founded
- 1988 to 1989↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- bmoi.mg
Loans
Mortgages
- Purpose
- Purchase↗
Facts checked September 26, 2026, 10 sources
Pros
Pros
- Offers easy-access savings with availability at any time for savers
- Connects savings membership to a compte a vue for daily management
- Maintains email, phone and help-centre contact for saver queries
Who it suits
- Households wanting remote oversight of savings
- Planners ready for branch based eligibility checks
How BMOI Groupe BCP Tohivakana compares
Where BMOI Groupe BCP Tohivakana is available
- Available
- Madagascar
- Licence in Madagascar
- Banky Foiben'i Madagasikara (BFM) (004/Ba/1989), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who can apply for savings with BMOI Groupe BCP Tohivakana?+
Applicants present valid identification such as a national card, passport or residence card, plus proof of domicile and proof of income. A branch visit completes eligibility checks. Prepared documents help staff confirm details and move forward.
How is remote oversight handled for savers?+
Savers manage accounts remotely through BMOINET and BMOI Pocket, with savings available at any time. Membership follows opening of a compte a vue. Households can choose the channel that matches daily habits and oversight needs.
What should households check before choosing this option?+
Households review access terms, eligibility documents and remote management options before deciding. Support runs through email, phone and help centre channels. Clear expectations around paperwork and oversight keep decisions calm and organised.
Does BMOI Groupe BCP Tohivakana charge a monthly fee?+
The monthly fee at BMOI Groupe BCP Tohivakana is MGA 0. (Source, checked September 26, 2026)
Which company operates BMOI Groupe BCP Tohivakana?+
BMOI Groupe BCP Tohivakana is operated by BANQUE MALGACHE DE L'OCEAN INDIEN (BMOI). (Source, checked September 26, 2026)
Where is BMOI Groupe BCP Tohivakana based?+
BMOI Groupe BCP Tohivakana is based in Madagascar. (Source, checked September 26, 2026)
When was BMOI Groupe BCP Tohivakana founded?+
BMOI Groupe BCP Tohivakana was founded in 1988 to 1989. (Source, checked September 26, 2026)
How can I contact BMOI Groupe BCP Tohivakana support?+
BMOI Groupe BCP Tohivakana offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- bmoi.mg checked September 26, 2026
Backs: Audience
- bmoi.mg checked September 26, 2026
Backs: Loan types, Support channels
“Credits: Credit 'Manampy', Credit BMOI 'Equity Loan', Credit 'Tranovao', Credit Etudes, green credit 'BMOI Maitso', consumer credit 'Tombontsoa', mortgage credit 'Faniry', salary advance”
- bmoi.mg/mentions-legales checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“Denomination sociale: BANQUE MALGACHE DE L'OCEAN INDIEN (BMOI)”
- bmoi.mg/nous-connaitre/presentation-de-la-bmoi checked September 26, 2026
Backs: Founded
- bmoi.mg/pack-diaspora/credit-diaspora/credit-immobilier-d... checked September 26, 2026
Backs: Purpose
- bmoi.mg/particulier/assurances checked September 26, 2026
Backs: Insurance types
- bmoi.mg/particulier/assurances/bmoi-assurhabitat checked September 26, 2026
Backs: Provider type
- bmoi.mg/particulier/comptes-particuliers/comment-devenir-... checked September 26, 2026
Backs: Eligibility
“Valid identity document of the account holder (CIN or passport or residence card) plus proof of address (residence certificate under 3 months, or telephone, JIRAMA or EDF bill) and proof of income;...”
- bmoi.mg/particulier/comptes-particuliers/package checked September 26, 2026
Backs: Headline rate
- bmoi.mg/particulier/credits/avance-sur-salaire checked September 26, 2026
Backs: Lender type
“The BMOI offers you 'AVANCE SUR SALAIRE', an offer allowing you to obtain an advance of 50% of your salary”
- bmoi.mg/particulier/epargnes/compte-epargne checked September 26, 2026
Backs: Access terms, Account kind, Pricing model, Monthly fee
“Disponible a tout moment”
Compiled from 11 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Rate type, Term, Minimum deposit, Deposit protection.